RUSTICUS
ActiveRUSTICUS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €46k and a net result of €-8k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 186 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability34▼-11
Solvency30=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.89 against 0.92 in 2025; short-term debt: 90.9% and cash: 3.5% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 09-09-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
9 d late
2025
38 d early
2024
5 d early
2022
52 d early
2021
29 d early
2020
30 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2025 · €1k
2018: €-53k
2019: €-76k
2020: €242k
2021: €25k
2022: €-9k
2024: €-78k
2025: €1k
2018 → 2026
Working capital
€-100k▼ 25.1%
2025 · €-80k
2018: €747k
2019: €648k
2020: €789k
2021: €562k
2022: €-120k
2024: €-142k
2025: €-80k
2018 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202420252026Trend
Equity€140k-€131k▼ 6.7%€53k▼ 59.9%€54k▲ 2.7%€46k▼ 14.9%
Operating result€58k-€15k▼ 74.1%€-48k€38k€24k▼ 37.4%
Net result€25k-€-9k€-78k▼ 737%€1k€-8k
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 37% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €974k
Fixed assets
€188k▼ 18.4%
Current assets
€786k▼ 10.4%
Equity and liabilities €974k
Equity
€46k▼ 14.9%
Provisions
€0▼ 100%
Debt
€928k▼ 9.2%
The debt ratio rises from 92.2% to 95.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▼
2025 · €122k
Cash flow
€38k▼
2025 · €85k
Solvency
4.7%▼
2025 · 4.9%
Current ratio
0.89▼
2025 · 0.92
Quick ratio
0.14▼
2025 · 0.19
Debt / equity
20.19▲
2025 · 18.91
ROE
-17.5%▼
2025 · 2.7%
ROA
-0.8%▼
2025 · 0.1%
Interest coverage
1.99▼
2025 · 3.08
Debt
€928k▼
2025 · €1.02M
Debt ≤ 1 year
€886k▼
2025 · €957k
Debt > 1 year
€39k▼
2025 · €58k
Staff costs
€397k▲
2025 · €382k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€1.11M€974k▼
Fixed assets21/28€231k€188k▼
Tangible fixed assets22/27€230k€188k▼
Plant, machinery and equipment23€29k€18k▼
Furniture and vehicles24€41k€30k▼
Leasing and similar rights25€3k€3k▼
Other tangible fixed assets26€158k€137k▼
Financial fixed assets28€305€305=
Current assets29/58€878k€786k▼
Stocks and contracts in progress3€692k€662k▼
Stocks30/36€692k€662k▼
Amounts receivable within one year40/41€124k€71k▼
Trade receivables40€124k€71k▼
Cash at bank and in hand54/58€40k€34k▼
Deferred charges and accrued income490/1€21k€19k▼
Equity and liabilities
Total equity and liabilities10/49€1.11M€974k▼
Equity10/15€54k€46k▼
Contributions10/11€125k€125k=
Reserves13€13k€13k=
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Profit (loss) carried forward14€-83k€-92k▼
Provisions and deferred taxes16€32k-
Provisions for liabilities and charges160/5€32k-
Other liabilities and charges164/5€32k-
Amounts payable17/49€1.02M€928k▼
Amounts payable after more than one year17€58k€39k▼
Financial debts170/4€58k€39k▼
Amounts payable within one year42/48€957k€886k▼
Current portion of amounts payable after more than one year42€20k€19k▼
Financial debts43€375k€375k=
Credit institutions430/8€375k€375k=
Trade debts44€307k€362k▲
Suppliers440/4€307k€362k▲
Taxes, remuneration and social security45€102k€54k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€91k€51k▼
Other amounts payable47/48€153k€76k▼
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20252026
Remuneration, social security and pensions62€382k€397k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€46k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-32k
Other operating charges640/8€5k€5k▼
Gross operating margin9900€509k€440k▼
Operating profit (loss)9901€38k€24k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€40k€35k▼
Recurring financial charges65€40k€35k▼
Profit (loss) for the period before taxes9903€1k€-8k▼
Income taxes67/77€54-
Profit (loss) for the period9904€1k€-8k▼
Profit (loss) for the period to be appropriated9905€1k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-92k▼
Profit (loss) brought forward from the previous period14P€-85k€-83k▲
Social balance
Average headcount (FTE)90879.8-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema · 9 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-01
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
Financial
Weakest financial yearnet €-78k
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Back to profitnet €242k
Net result €242k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €216k ▲344%
Equity rises from €49k to €216k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hêtres(IVR) 174400 FlémalleGround area
6,682 m²
Building footprint
2,690 m²
Volume, LiDAR
14,194 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brico Mettet
since 20152.242.432.043
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92087I0182/00G000 | Wallonia | 4,524 m² | 1 · 2,503 m² | 7.3 m · 2 fl. |
| 62083C0895/00F004 | Wallonia | 2,158 m² | 1 · 187 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMettet2.242.432.043
Similar companies · same sector, comparable size
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TEK TRANSMAT
BE 0426.687.855
Liège · Eq €46k
Bati-Self
BE 1005.025.611
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DIY Braine
BE 0771.576.602
Braine-l'Alleud · Eq €45k
Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2015
Fiscal year end31-01
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
46831Wholesale of construction materials, general range
46839Wholesale trade
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:comptabilite@strena.be
Phone:04/371 57 80