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LAUREATUS

Active Risk: not assessed
Private limited companyfounded 20206 yrs activeRue des Hêtres(IVR) 17, 4400 Flémalle, BelgiumKBO/BCE: BE 0752.669.223
Summary

LAUREATUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.5m and a net result of €561,634. Equity is growing by ~52.5% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
49 d early
2024
38 d early
2023
57 d early
2022
30 d late
2021
54 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 August 2020, LAUREATUS was incorporated as a Private limited company.1 Total assets went from EUR 3.3 million in 2021 to EUR 5.5 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€1.5m▲ 58.1%
2023 · €965,939
Net result
€561,634▲ 489%
2023 · €95,365
Total assets
€5.5m▲ 40.0%
2023 · €3.9m
Solvency
27.7%▲ 3.2pp
2023 · 24.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result€50,495-€65,405▲ 29.5%€45,512▼ 30.4%€63,703▲ 40.0%
Net result€13,948within the sector's middle half-€836,626above the sector's middle half▲ 5,898%€95,365above the sector's middle half▼ 88.6%€561,634above the sector's middle half▲ 489%
Equity€33,948below the sector's middle half-€870,574above the sector's middle half▲ 2,464%€965,939above the sector's middle half▲ 11.0%€1.5mabove the sector's middle half▲ 58.1%
Total assets€3.3mabove the sector's middle half-€4.0mabove the sector's middle half▲ 20.6%€3.9mabove the sector's middle half▼ 1.7%€5.5mabove the sector's middle half▲ 40.0%
Debt€3.3m-€3.1m▼ 4.7%€3.0m▼ 5.3%€4.0m▲ 34.1%
Working capital-€605,984below the sector's middle half-€30,293within the sector's middle half-€27,709below the sector's middle half-€1.4mbelow the sector's middle half▼ 4,835%
Solvency1.0%below the sector's middle half-21.8%below the sector's middle half▲ 20.7pp24.6%within the sector's middle half▲ 2.8pp27.7%within the sector's middle half▲ 3.2pp
Current ratio0.54below the sector's middle half-1.05within the sector's middle half▲ 0.500.96within the sector's middle half▼ 0.090.13below the sector's middle half▼ 0.82
Return on assets (ROA)0.4%below the sector's middle half-20.9%within the sector's middle half▲ 20.5pp2.4%within the sector's middle half▼ 18.5pp10.2%within the sector's middle half▲ 7.8pp
Staff (FTE)2
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250,000€500,000€750,000Operating result 2021: €50,495€50,495Net result 2021: €13,948€13,948Operating result 2022: €65,405€65,405Net result 2022: €836,626€836,626Operating result 2023: €45,512€45,512Net result 2023: €95,365€95,365Operating result 2024: €63,703€63,703Net result 2024: €561,634€561,6342021202220232024€0€250,000€500,000€750,000Operating result 2022: €65,405€65,400Net result 2022: €836,626€837,000Operating result 2023: €45,512€45,500Net result 2023: €95,365€95,400Operating result 2024: €63,703€63,700Net result 2024: €561,634€562,000202220232024
The operating result recovers in 2024; 2024 is 40% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.5m
Fixed assets €5.3m ▲ 59.2%
Current assets €207,275 ▼ 65.7%
Equity and liabilities €5.5m
Equity €1.5m ▲ 58.1%
Debt €4.0m ▲ 34.1%
Debt's share of the balance-sheet total falls from 75.4% to 72.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
ROE
36.8%▲
2023 · 9.9%
Debt ≤ 1 year
€1.6m▲
2023 · €631,225
Debt > 1 year
€2.4m▲
2023 · €2.3m
Income taxes
€19,225▲
2023 · €6,910
Staff costs
€44,904
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.9m€5.5m▲
Fixed assets21/28€3.3m€5.3m▲
Tangible fixed assets22/27€5,384€44,714▲
Plant, machinery and equipment23€5,384€13,773▲
Furniture and vehicles24-€4,421
Other tangible fixed assets26-€26,519
Financial fixed assets28€3.3m€5.3m▲
Current assets29/58€603,516€207,275▼
Amounts receivable within one year40/41€570,263€187,051▼
Trade receivables40€7,585€33,962▲
Other amounts receivable41€562,678€153,090▼
Cash at bank and in hand54/58€15,084€11,354▼
Deferred charges and accrued income490/1€18,170€8,870▼
Equity and liabilities
Total equity and liabilities10/49€3.9m€5.5m▲
Equity10/15€965,939€1.5m▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14€945,939€1.5m▲
Amounts payable17/49€3.0m€4.0m▲
Amounts payable after more than one year17€2.3m€2.4m▲
Financial debts170/4€2.3m€689,979▼
Other amounts payable178/9-€1.7m
Amounts payable within one year42/48€631,225€1.6m▲
Current portion of amounts payable after more than one year42€129,813€172,105▲
Trade debts44€19,656€4,475▼
Suppliers440/4€19,656€4,475▼
Taxes, remuneration and social security45€18,086€57,369▲
Taxes450/3€18,086€37,407▲
Remuneration and social security454/9-€19,961
Other amounts payable47/48€463,670€1.3m▲
Accrued charges and deferred income492/3€14,956€19,861▲
Income statement Code20232024
Non-recurring operating income76A-€694
Remuneration, social security and pensions62-€44,904
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,123€5,075▲
Other operating charges640/8€961€450▼
Gross operating margin9900€47,596€114,133▲
Operating profit (loss)9901€45,512€63,703▲
Financial income75/76B€86,550€553,451▲
Recurring financial income75€86,550€553,451▲
Financial charges65/66B€29,787€36,295▲
Recurring financial charges65€29,787€36,295▲
Profit (loss) for the period before taxes9903€102,276€580,859▲
Income taxes67/77€6,910€19,225▲
Profit (loss) for the period9904€95,365€561,634▲
Profit (loss) for the period to be appropriated9905€95,365€561,634▲
Appropriation of the result
Profit (loss) to be appropriated9906€945,939€1.5m▲
Profit (loss) brought forward from the previous period14P€850,574€945,939▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Non-recurring operating income76A---€694-
Remuneration, social security and pensions62---€44,904-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€1,123€5,075▲ 352%
Other operating charges640/8€695€348€961€450▼ 53.1%
Gross operating margin9900€51,190€65,752€47,596€114,133▲ 140%
Operating profit (loss)9901€50,495€65,405€45,512€63,703▲ 40.0%
Financial income75/76B€6,688€820,272€86,550€553,451▲ 539%
Recurring financial income75€6,688€820,272€86,550€553,451▲ 539%
Financial charges65/66B€38,539€41,387€29,787€36,295▲ 21.9%
Recurring financial charges65€38,539€41,387€29,787€36,295▲ 21.9%
Profit (loss) for the period before taxes9903€18,645€844,289€102,276€580,859▲ 468%
Income taxes67/77€4,697€7,663€6,910€19,225▲ 178%
Profit (loss) for the period9904€13,948€836,626€95,365€561,634▲ 489%
Profit (loss) for the period to be appropriated9905€13,948€836,626€95,365€561,634▲ 489%
Line2021202220232024Change
Assets
Total assets20/58€3.3m€4.0m€3.9m€5.5m▲ 40.0%
Fixed assets21/28€2.6m€3.3m€3.3m€5.3m▲ 59.2%
Tangible fixed assets22/27--€5,384€44,714▲ 731%
Plant, machinery and equipment23--€5,384€13,773▲ 156%
Furniture and vehicles24---€4,421-
Other tangible fixed assets26---€26,519-
Financial fixed assets28€2.6m€3.3m€3.3m€5.3m▲ 58.1%
Current assets29/58€717,558€678,723€603,516€207,275▼ 65.7%
Amounts receivable within one year40/41€305,749€650,939€570,263€187,051▼ 67.2%
Trade receivables40€5,749€16,369€7,585€33,962▲ 348%
Other amounts receivable41€300,000€634,570€562,678€153,090▼ 72.8%
Cash at bank and in hand54/58€405,121€13,683€15,084€11,354▼ 24.7%
Deferred charges and accrued income490/1€6,688€14,102€18,170€8,870▼ 51.2%
Equity and liabilities
Total equity and liabilities10/49€3.3m€4.0m€3.9m€5.5m▲ 40.0%
Equity10/15€33,948€870,574€965,939€1.5m▲ 58.1%
Contributions10/11€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14€13,948€850,574€945,939€1.5m▲ 59.4%
Amounts payable17/49€3.3m€3.1m€3.0m€4.0m▲ 34.1%
Amounts payable after more than one year17€1.9m€2.5m€2.3m€2.4m▲ 2.8%
Financial debts170/4€1.9m€2.5m€2.3m€689,979▼ 70.3%
Other amounts payable178/9---€1.7m-
Amounts payable within one year42/48€1.3m€648,430€631,225€1.6m▲ 149%
Current portion of amounts payable after more than one year42€28,654€127,505€129,813€172,105▲ 32.6%
Trade debts44€460-€19,656€4,475▼ 77.2%
Suppliers440/4€460-€19,656€4,475▼ 77.2%
Taxes, remuneration and social security45€6,532€15,213€18,086€57,369▲ 217%
Taxes450/3€6,532€15,213€18,086€37,407▲ 107%
Remuneration and social security454/9---€19,961-
Other amounts payable47/48€1.3m€505,712€463,670€1.3m▲ 189%
Accrued charges and deferred income492/3€26,240€27,126€14,956€19,861▲ 32.8%
Line2021202220232024Change
Profit (loss) for the period9904€13,948€836,626€95,365€561,634▲ 489%
+ Depreciation and write-downs630--€1,123€5,075▲ 352%
Operating cash flow (approximation)€13,948€836,626€96,489€566,709▲ 487%
Investment in fixed assets (approximation)--€721,119-€6,507-€2.0m▼ 30,256%
Change in cash--€391,438€1,401-€3,730▼ 366%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €1mEq €1.5m ▲58.1%
4 profitable years in a row build equity to €1.5m.
04-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Highest result since 2021net €836,626 ▲5,898%
Operating result €65,405, net result €836,626, both a record.
31-12
Financial Equity above €500,000Eq €870,574 ▲2,464%
2 profitable years in a row build equity to €870,574.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,244 m²
Building footprint
301 m²
Volume, LiDAR
1,413 m³
2 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Hêtres(IVR) 19, 4400 Flémalle
Holdings
since 20202.309.095.985
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62083C0895/00F004 Wallonia 2,158 m² 1 · 187 m² 6.5 m · 2 fl.
62083C0895/00K003 Wallonia 1,086 m² 1 · 114 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

7 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 7

According to the 2024 annual accounts of LAUREATUS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 11,719 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0752669223
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.