Ruby Ray
ActiveSummary
The computed 12-month bankruptcy probability of Ruby Ray is 1.7% (moderate). The 2024 annual accounts show equity of €17k and a net result of €17k. Its solvency ranks better than 44% of 8966 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency73
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.79; short-term debt: 52.3% and cash: 30.6% of total assets), but 52.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.7%
Return on assets
47.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
6 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€17k
Total assets
€35k
Net result
€17k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €34k
Fixed assets
€2k
Current assets
€33k
Equity and liabilities €35k
Equity
€17k
Debt
€18k
Debt finances 52.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€17k
Current ratio
1.79
Debt to equity
1.10
ROE
99.4%
ROA
47.4%
Interest coverage
122.93
Debt ≤ 1 year
€18k
Income taxes
€5k
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €349 |
| Other operating charges640/8 | €50 |
| Gross operating margin9900 | €22k |
| Operating profit (loss)9901 | €21k |
| Financial charges65/66B | €177 |
| Recurring financial charges65 | €177 |
| Profit (loss) for the period before taxes9903 | €21k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €17k |
| Profit (loss) for the period to be appropriated9905 | €17k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €35k | |
| Formation expenses20 | €719 | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Furniture and vehicles24 | €2k | |
| Current assets29/58 | €33k | |
| Amounts receivable within one year40/41 | €22k | |
| Trade receivables40 | €15k | |
| Other amounts receivable41 | €7k | |
| Cash at bank and in hand54/58 | €11k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €35k | |
| Equity10/15 | €17k | |
| Contributions10/11 | €100 | |
| Reserves13 | €17k | |
| Distributable reserves133 | €17k | |
| Amounts payable17/49 | €18k | |
| Amounts payable within one year42/48 | €18k | |
| Trade debts44 | €8k | |
| Suppliers440/4 | €8k | |
| Taxes, remuneration and social security45 | €10k | |
| Taxes450/3 | €10k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €17k |
| + Depreciation and write-downs630 | €349 |
| Operating cash flow (approximation) | €17k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2024
Ground area
2,131 m²
Building footprint
206 m²
Volume, LiDAR
1,049 m³
Parcel 12031C0133/00C000, Flanders · tallest building 12.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ruby Ray
since 20242.364.474.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031C0133/00C000 | Flanders | 2,131 m² | 1 · 206 m² | 12.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,752. 2,463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.