RUBY

Active Public limited companyfounded 1994active for 32 yearsZeedijk-Albertstrand 589, 8300 Knokke-HeistKBO/BCE: BE 0452.920.120 subsidiary of #2 employer in Knokke-Heist, Accommodation and food service sector

RUBY

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Overview

Lifetime

19 annual accounts with figures on one time axis, 30 filings since 1995

Compare with

peak €8.7m (2025)

€8.7m▲ 7.5%

peak €3.9m (2025)

€3.9m▲ 11.4%

peak €3.8m (2024)

€2.5m▼ 34.4%

€3.6m▼ 25.0%

peak 52 FTE (2019)

51.4 FTE▲ 3.8%

Board5 names since 2016

4 directors and 3 others

Owners

99.73%

Documentsfilings and deeds

16-04-202614 days before the deadline

2025abbreviated format

Dividend €5.0mEquity from €3.8m to €2.5mDebts from €4.8m to €3.6mCash from €1.4m to €531,823

Key points

from the 2025 annual accounts

Equity

€2.5m ▼ 34.4%

RUBY paid out €5.0m in dividends. That is 128% of the 2025 profit.

Staff

52 employees on 30-09-2025

In 2025, 156 people joined and 156 left.

Filings

30 annual accounts since 1995

The last five annual accounts were filed 14 to 40 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,579 companies had the same profile as RUBY has now. Each dot stands for 4 companies, two years later.

96.6%

were still trading

3.2%

stopped another way

0.1%

went bankrupt

Medium-sized
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,579 companies, not a prediction for RUBY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director,

Director

Director,

99.73%score equity €16.7m (2025) · 30-09-2025 annual accounts of

Board & ownership

Recent changes

01-10-2026

4 directors reappointed , , (managing director) and · Permanent representatives: and · General meeting of 31-03-2026 · Gazette deed

28-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0452920120

16-06-2023

1 director appointed XI · Permanent representatives: and · General meeting of 01-01-2023 · Gazette deed

04-05-2022

Permanent representative: Appointment: (managing director) · General meeting of 15-03-2022 · Gazette deed

All 45 events

Comparable companies

same main activity, similar in size and age

Company
RUBY Knokke-Heist	€6.1m	€8.7m	40.6%	51.4
HORTA Antwerp	€4.0m	€3.7m	-4.3%	48.7
DA GIOVANNI Antwerp	€3.4m	€4.7m	31.8%	77.5
Auberge de Rochehaut Bouillon	€14.0m	€4.1m	45.4%	43.5
DE GUSTIBUS Merelbeke-Melle	€6.8m	€2.9m	92.2%	33.2
THE BELGIAN CHOCOLATE EXPERIENCE Antwerp	€4.7m	€4.5m	50.6%	35.5
RESTAURANT LEO Bastogne	€3.0m	€3.3m	5.9%	44.6

These companies have the same main activity as RUBY: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €3m and €14m, founded between 1981 and 2010.

Official details

Source: KBO

Status: Active since 18-06-1994Normal situation
Activity: Full-service restaurantsNACE 56111
Joint committee: 302Hotels and catering · annual accounts 30-09-2025
Establishment unit: 2.067.459.0878300 Knokke-Heist, since 07-07-1994
Financial year end: 30 September
Peppol: Reachable since 28-11-2025

Company details

Annual accounts to 30-09-2025

: €8.7m▲ 7.5%
: ≈ €15.0mestimated
: €3.9m▲ 11.4%
: €2.5m▼ 34.4%
: €6.1m▼ 29.1%
Employeeson 30-09-2025: 52=
Filing: Filed on 16-04-2026, 14 days before the end of the filing period

Financials

Insights on RUBY

RUBY files the abbreviated format. That format states no turnover. The gross margin rose from €1.3m in 2006 to €8.7m in 2025.

holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 16-04-2026, 14 days before the deadline

€8.7m

▲ 7.5%

€5.1m

▲ 9.6%

€5.5m

▲ 9.2%

€4.3m

▲ 10.6%

40.6%

▼ 3.3 percentage points

0.72

▼ 0.37

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €15.0m. Estimated: probably between €10.0m and €25.0m.

In the rankings #2 employer in Knokke-Heist, Accommodation and food service sector #5 company by total assets in Knokke-Heist, Accommodation and food service sector #7 company by equity in Knokke-Heist, Accommodation and food service sector

Money flows

no detail for 2025

Balance sheet

balance sheet total €6.1m on 30-09-2025

What the company ownsHow it is paid for

in €m

Position in the sector

Compare with sector

40.6%

Higher than 61% of 4,849 companies in 2025.

0.72

Higher than 32% of 4,747 companies in 2025.

64.0%

Higher than 95% of 4,770 companies in 2025.

RUBY Middle half of the sector 80% of the sector Abbreviated accounts in food and beverage service (NACE 56)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: bottom quarter · Staff: top quarter

Staff

€61,976

Staff costs divided by the average number of full-time equivalents.

level

people who joined people who left

In 2025, 156 people joined and 156 left. Training hours in 2025: 2,051.

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	202121 months	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	6.1m	8.6m	6.5m	4.8m	5.3m	3.8m	4.7m	4.5m	3.7m	3.9m	3.3m	3.0m	3.5m	2.6m	2.5m	2.4m	2.5m	2.3m	2.4m
`21/28`	3.5m	3.7m	3.7m	3.9m	2.5m	2.6m	2.3m	1.5m	1.5m	1.6m	1.4m	1.5m	1.6m	1.5m	1.7m	1.9m	1.9m	1.7m	1.6m
`21`	-	0	666	2,225	3,785	6,514	-	-	-	-	-	-	-	-	-	-	-	-	-
`22/27`	3.5m	3.7m	3.7m	3.9m	2.5m	2.6m	2.3m	1.5m	1.5m	1.6m	1.4m	1.5m	1.6m	1.5m	1.7m	1.9m	1.9m	1.7m	1.6m
`22`	2.8m	2.9m	2.9m	3.0m	1.6m	1.7m	1.5m	966,840	1.0m	1.1m	1.1m	1.2m	1.3m	1.3m	1.3m	1.4m	1.3m	919,669	804,149
`23`	151,451	145,950	174,895	195,703	190,356	163,589	161,241	200,404	90,762	89,439	77,321	45,559	28,893	29,381	33,134	32,790	42,050	43,032	42,438
`24`	245,253	282,792	76,558	10,248	17,603	34,653	38,010	25,868	27,372	47,171	57,213	14,532	13,325	25,668	18,482	27,498	38,559	56,493	61,950
`26`	369,607	455,520	532,391	621,438	741,485	715,360	636,700	317,996	337,122	373,549	140,191	188,397	239,891	228,363	329,363	421,245	535,908	662,531	707,765
`28`	-	0	1,800	1,800	-	-	-	-	-	-	-	-	-	3,203	6,226	9,079	11,769	14,308	16,702
`29/58`	2.6m	4.8m	2.8m	954,554	2.8m	1.1m	2.4m	3.0m	2.2m	2.3m	1.9m	1.5m	1.9m	1.0m	798,019	552,603	553,103	638,998	807,299
`29`	-	-	-	-	-	-	-	1.6m	1.3m	1.5m	501,542	499,833	499,833	-	-	-	-	-	-
`291`	-	-	-	-	-	-	-	1.6m	1.3m	1.5m	501,542	499,833	499,833	-	-	-	-	-	-
`3`	857,252	751,634	802,883	672,790	638,479	498,801	292,711	327,084	252,621	259,858	265,890	251,512	260,300	314,423	299,965	287,377	296,121	261,542	164,690
`30/36`	857,252	751,634	802,883	672,790	638,479	498,801	292,711	327,084	252,621	259,858	265,890	251,512	260,300	314,423	299,965	287,377	296,121	261,542	164,690
`40/41`	122,063	693,254	31,668	24,732	31,610	91,726	50,914	92,914	109,439	114,438	64,637	33,051	546,500	341,128	410,714	161,150	133,264	314,395	431,791
`40`	8,701	9,205	14,224	3,429	16,797	7,793	7,507	11,666	8,531	3,263	36,693	12,044	9,230	8,840	4,000	9,680	-	-	-
`41`	113,362	684,049	17,445	21,304	14,813	83,932	43,407	81,247	100,908	111,175	27,944	21,007	537,270	332,288	406,714	151,470	133,264	314,395	431,791
`50/53`	1.0m	2.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`54/58`	531,823	1.4m	1.9m	220,590	2.1m	493,064	2.0m	913,467	502,643	335,377	949,166	659,397	522,102	325,840	56,667	75,777	95,046	53,695	126,188
`490/1`	62,674	37,947	31,990	36,441	33,219	44,155	34,172	53,624	36,267	59,163	70,659	69,972	88,374	40,295	30,673	28,299	28,672	9,366	84,630
Balance sheet: equity and liabilities
`10/49`	6.1m	8.6m	6.5m	4.8m	5.3m	3.8m	4.7m	4.5m	3.7m	3.9m	3.3m	3.0m	3.5m	2.6m	2.5m	2.4m	2.5m	2.3m	2.4m
`10/15`	2.5m	3.8m	3.4m	2.9m	3.7m	1.8m	3.5m	1.8m	1.4m	2.5m	2.3m	982,636	1.1m	1.3m	477,484	55,961	649,997	643,877	730,291
`10/11`	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	6,205	6,205	6,205	6,205	6,205	6,205
`10`	75,000	75,000	75,000	75,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	75,000	18,600	18,600	18,600	18,600	18,600	18,600
`101`	-	-	-	-	-	-	-	-	-	-	-	-	-	12,395	12,395	12,395	12,395	12,395	12,395
`13`	2.4m	3.7m	3.4m	2.9m	3.6m	1.8m	3.4m	1.7m	1.3m	2.4m	2.3m	907,636	1.1m	1.3m	471,279	49,756	643,792	637,672	724,086
`130/1`	7,500	7,500	7,500	7,500	7,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	7,500	1,860	1,860	1,860	1,860	1,860	1,860
`133`	2.4m	3.7m	3.3m	2.8m	3.6m	1.8m	3.4m	1.7m	1.3m	2.4m	2.3m	900,136	1.0m	1.3m	469,419	47,896	641,932	635,812	722,226
`14`	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`16`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12,000	-	-
`160/5`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12,000	-	-
`17/49`	3.6m	4.8m	3.1m	1.9m	1.6m	1.9m	1.2m	2.7m	2.3m	1.4m	934,923	2.0m	2.3m	1.3m	2.0m	2.4m	1.8m	1.7m	1.7m
`17`	0	355,272	425,834	712,603	55,520	83,958	100,288	116,458	141,041	207,291	273,541	339,791	428,372	535,741	637,130	765,777	895,020	564,020	669,354
`170/4`	0	355,272	425,834	712,603	55,520	83,958	100,288	116,458	141,041	207,291	273,541	339,791	428,372	535,741	637,130	765,777	895,020	564,020	669,354
`42/48`	3.6m	4.4m	2.6m	1.2m	1.5m	1.8m	1.1m	2.6m	2.1m	1.2m	650,994	1.6m	1.9m	726,481	1.4m	1.6m	895,656	1.1m	1.0m
`42`	6,770	70,562	70,562	96,250	16,250	16,250	16,170	24,583	66,250	66,250	66,250	88,581	100,227	101,389	128,648	129,243	127,333	105,333	103,735
`43`	302,735	-	-	0	150,113	250,167	216,811	325,333	225,000	475,000	-	-	166,666	60,182	586,000	300,000	87,116	364,537	223,707
`430/8`	302,735	-	-	0	150,113	250,167	216,811	325,333	225,000	475,000	-	-	166,666	60,182	586,000	300,000	87,116	364,537	223,707
`44`	649,106	755,309	551,471	598,755	480,735	384,285	422,661	413,920	280,747	285,991	298,895	256,734	226,755	400,843	381,178	480,430	278,774	230,190	560,968
`440/4`	649,106	755,309	551,471	598,755	480,735	384,285	422,661	413,920	280,747	285,991	298,895	256,734	226,755	400,843	381,178	480,430	278,774	230,190	560,968
`46`	24,881	15,147	11,920	10,947	5,501	6,460	5,744	4,222	492	1,125	40	5,020	4,840	4,840	4,840	-	-	-	-
`45`	409,509	426,668	351,118	398,070	305,347	301,254	307,648	803,144	767,598	339,684	285,422	277,500	162,495	159,227	82,246	83,573	102,433	118,842	46,945
`450/3`	134,513	127,715	121,935	194,917	169,208	62,907	69,978	587,740	572,108	29,569	26,841	43,403	27,887	56,050	7,403	12,650	36,895	52,684	-
`454/9`	274,996	298,953	229,183	203,153	136,139	238,347	237,670	215,404	195,490	310,115	258,581	234,097	134,608	103,177	74,843	70,923	65,538	66,158	46,945
`47/48`	2.2m	3.2m	1.6m	75,297	550,840	871,182	100,339	1.0m	791,629	-	387	1.0m	1.3m	-	200,000	606,800	300,000	301,549	102,798
`492/3`	35,583	39,129	23,090	11,476	5,078	500	1,274	4,717	26,532	1,823	10,388	1,639	10,101	13,433	7,805	1,064	5,301	6,683	2,505
Income statement
`70`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.7m
`76A`	3,244	0	339	9,985	1,008	26,209	22,402	27,100	7,269	675	2,475	-	9,799	-	654	6,322	1,486	9,385	5,307
`9900`	8.7m	8.1m	7.2m	6.9m	6.1m	5.7m	5.5m	5.0m	4.6m	4.7m	4.7m	4.6m	3.7m	3.2m	2.6m	1.9m	1.9m	1.6m	1.3m
`60/61`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.5m
`62`	3.2m	3.0m	2.7m	2.8m	2.3m	2.8m	2.6m	2.6m	2.4m	2.6m	2.5m	2.2m	1.8m	1.6m	1.3m	1.1m	978,409	884,104	722,967
`630`	372,617	361,074	315,243	351,307	574,033	335,442	279,877	189,464	176,735	191,243	171,609	232,085	209,271	208,264	220,428	270,173	344,086	329,695	354,000
`635/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-12,000	12,000	-	-
`640/8`	25,878	25,493	20,740	20,613	23,459	21,868	16,168	11,868	14,292	13,902	17,281	18,094	14,994	14,985	17,358	13,502	9,946	18,856	8,067
`66A`	4,058	-	0	383	0	54,038	13,211	19,703	272,154	7,038	4,211	7,209	159	16,288	6,913	1,090	1,684	7,590	7,477
`9901`	5.1m	4.7m	4.2m	3.7m	3.2m	2.5m	2.6m	2.2m	1.7m	1.9m	2.1m	2.1m	1.7m	1.3m	1.0m	529,467	523,126	393,043	203,255
`75/76B`	105,816	19,508	5,162	851	430	1,315	6,735	19,791	17,227	23,685	18,890	43,384	42,104	21,423	25,290	15,691	23,572	6,042	9,898
`75`	105,816	19,508	5,162	851	430	1,315	6,735	19,791	17,227	23,685	18,890	43,384	42,104	21,423	25,290	15,691	23,572	6,042	9,898
`65/66B`	89,469	78,683	67,662	50,748	50,468	58,416	47,801	50,475	46,367	60,517	58,285	67,604	78,091	92,380	85,012	85,624	95,306	87,951	66,424
`65`	89,469	78,683	67,662	50,748	50,468	58,416	47,801	50,239	46,367	60,517	58,285	67,604	78,091	92,380	85,012	85,624	95,306	87,951	66,424
`66B`	-	-	-	-	-	-	-	237	-	-	-	-	-	-	-	-	-	-	-
`9903`	5.1m	4.6m	4.1m	3.7m	3.2m	2.4m	2.5m	2.2m	1.6m	1.9m	2.1m	2.0m	1.6m	1.2m	959,397	464,766	451,194	312,929	144,559
`67/77`	1.2m	1.1m	1.0m	911,621	749,943	696,439	727,315	737,424	555,307	631,689	707,774	691,723	561,862	428,651	337,874	158,802	145,075	99,343	39,738
`9904`	3.9m	3.5m	3.1m	2.8m	2.4m	1.7m	1.8m	1.4m	1.1m	1.2m	1.4m	1.4m	1.1m	813,814	621,523	305,964	306,119	213,586	104,821
`9905`	3.9m	3.5m	3.1m	2.8m	2.4m	1.7m	1.8m	1.4m	1.1m	1.2m	1.4m	1.4m	1.1m	813,814	621,523	305,964	306,119	213,586	104,821
Appropriation of the result
`9906`	3.9m	3.5m	3.1m	2.8m	2.4m	1.7m	1.8m	1.4m	1.1m	1.2m	1.4m	1.4m	1.1m	813,814	621,523	305,964	306,119	213,586	104,821
`791/2`	3.0m	0	1.0m	3.5m	0	2.5m	-	-	1.6m	1.1m	-	600,000	170,621	-	-	594,036	-	86,414	-
`691/2`	1.7m	334,701	1.5m	2.7m	1.9m	862,570	1.7m	391,479	461,234	1.2m	1.4m	456,319	5,640	813,814	421,523	-	6,119	-	3,571
`6920`	-	-	-	-	-	-	-	-	-	-	-	-	5,640	-	-	-	-	-	-
`6921`	1.7m	334,701	1.5m	2.7m	1.9m	862,570	1.7m	391,479	461,234	1.2m	1.4m	456,319	-	813,814	421,523	-	6,119	-	3,571
`694/7`	5.2m	3.2m	2.6m	3.6m	550,000	3.4m	100,000	1.0m	2.2m	1.1m	-	1.5m	1.3m	-	200,000	900,000	300,000	300,000	101,250
`694`	5.0m	3.0m	2.5m	3.5m	500,000	3.3m	-	1.0m	2.2m	1.1m	-	1.5m	1.3m	-	200,000	900,000	300,000	-	101,250
`695`	191,500	164,000	140,000	70,000	50,000	60,000	100,000	25,000	25,000	-	-	-	-	-	-	-	-	300,000	-
Social balance sheet
`9087`	51.4	49.5	44.5	48.8	45	52	51.6	49.4	48.7	46.8	46.7	40.6	39.6	40	40	36.4	35.3	32.5	27.7
Hours worked`1013`	102,546	102,784	89,703	104,933	95,814	98,324	100,792	97,732	94,448	81,296	74,022	70,695	63,628	60,788	54,781	46,398	45,250	44,740	35,599
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 11 older financial years (1995-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 16-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
30-09-2025	abbreviated format	16-04-2026	2026-00080780	PDF
30-09-2024	abbreviated format	16-04-2025	2025-00070320	PDF
30-09-2023	abbreviated format	21-03-2024	2024-00046793	PDF
30-09-2022	abbreviated format	22-03-2023	2023-00043065	PDF
30-09-2021	abbreviated format	25-03-2022	2022-08500592	PDF
31-12-2019	abbreviated format	30-07-2020	2020-35800520	PDF
31-12-2018	abbreviated format	16-07-2019	2019-32800400	PDF
31-12-2017	abbreviated format	25-07-2018	2018-36900323	PDF
31-12-2016	abbreviated format	12-07-2017	2017-29200501	PDF
31-12-2015	abbreviated format	14-07-2016	2016-30800324	PDF
31-12-2014	abbreviated format	02-06-2015	2015-13600225	PDF
31-12-2013	abbreviated format	26-06-2014	2014-20700075	PDF
31-12-2012	abbreviated format	08-07-2013	2013-27100494	PDF
31-12-2011	abbreviated format	22-06-2012	2012-20000303	PDF
31-12-2010	abbreviated format	30-06-2011	2011-21800294	PDF
31-12-2009	abbreviated format	14-07-2010	2010-29700080	PDF
31-12-2008	abbreviated format	02-07-2009	2009-33900225	PDF
31-12-2007	abbreviated format	25-06-2008	2008-27400098	PDF
31-12-2006	abbreviated format	20-06-2007	2007-25500084	PDF
31-12-2005	abbreviated format	20-07-2006	2006-49405204	PDF
31-12-2004	abbreviated format	04-07-2005	2005-41103409	PDF
31-12-2003	full format	14-07-2004	2004-45503218	PDF
31-12-2002	abbreviated format	16-07-2003	2003-45502597	PDF
31-12-2001	abbreviated format	29-07-2002	2002-43200531	PDF
31-12-2000	abbreviated format	18-07-2001	2001-39405274	PDF
31-12-1999	abbreviated format	31-07-2000	2000-48004347	PDF
31-12-1998	abbreviated format	19-07-1999	1999-34801130	PDF
31-12-1997	abbreviated format	08-07-1998	1998-30701931	PDF
31-12-1996	abbreviated format	08-07-1997	1997-28403266	PDF
31-12-1995	abbreviated format	26-06-1996	1996-23003293	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	202121 months	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
5.5m	5.0m	4.5m	4.1m	3.8m	2.8m	2.9m	2.4m	1.8m	2.1m	2.3m	2.3m	1.9m	1.5m	1.2m	799,640	867,212	722,738	557,255
4.3m	3.9m	3.5m	3.1m	3.0m	2.1m	2.1m	1.6m	1.3m	1.4m	1.5m	1.6m	1.3m	1.0m	841,951	576,137	650,205	543,281	458,821
237,288	389,434	188,570	1.7m	462,121	724,321	1.1m	232,914	72,274	374,009	133,760	138,830	225,871	64,522	67,222	246,143	563,670	415,124	1.2m
-831,251	-555,942	1.7m	-1.8m	1.6m	-1.5m	1.1m	410,824	167,266	-613,789	289,769	137,295	196,262	269,173	-19,110	-19,269	41,351	-72,493	-
-1.0m	410,743	157,125	-224,765	1.3m	-701,853	1.3m	390,887	76,159	1.1m	1.2m	-134,576	6,126	295,205	-584,893	-1.0m	-342,553	-481,453	-230,854
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7.6%
40.6%	43.8%	52.7%	60.6%	70.3%	49.1%	74.9%	39.6%	37.7%	64.4%	71.4%	33.1%	32.4%	50.3%	19.1%	2.3%	26.4%	27.6%	29.9%
0.72	1.09	1.06	0.81	1.83	0.62	2.22	1.15	1.04	1.95	2.84	0.92	1.00	1.41	0.58	0.35	0.62	0.57	0.78
0.48	0.92	0.75	0.24	1.41	0.34	1.94	1.02	0.92	1.73	2.44	0.77	0.87	0.97	0.36	0.17	0.29	0.34	0.62
1.47	1.28	0.90	0.65	0.42	1.04	0.34	1.53	1.65	0.55	0.40	2.02	2.09	0.99	4.25	42.30	2.76	2.63	2.34
157.7%	92.9%	91.5%	94.9%	65.1%	93.2%	51.8%	79.5%	78.2%	48.9%	57.9%	138.0%	96.3%	63.0%	130.2%	546.7%	47.1%	33.2%	14.4%
64.0%	40.7%	48.3%	57.5%	45.8%	45.8%	38.8%	31.5%	29.4%	31.5%	41.4%	45.6%	31.2%	31.7%	24.8%	12.6%	12.5%	9.1%	4.3%
61.47	64.03	66.90	80.68	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	59 days
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	140 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	30-09-2025	30-09-2024	30-09-2023	30-09-2022
Employees at the balance-sheet date	52	52	39	54
full-time	52	51	39	53
part-time	0	1	0	1
in full-time equivalents	52	51.8	39	53.7
	51.4	49.5	44.5	48.8
On a permanent contract	52	49	39	41
Joined	156	213	100	99
Left	156	200	102	89
Training hours	2,051	-	3,590	490

Source: social balance sheet in the 2022 to 2025 annual accounts

Securities and guarantees

on own assets and for others

Item	30-09-2025	30-09-2024	30-09-2023	30-09-2022
Debts secured on the company's own assets	€6,770	€425,834	€496,396	€808,853
Mortgages, amount registered	-	-	-	€0
	€1.3m	€1.3m	€1.3m	€1.3m
Carrying value of the mortgaged assets	€932,671	€1.0m	€1.1m	€1.1m

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired

Item	30-09-2025	30-09-2024	30-09-2023	30-09-2022
Tangible fixed assets	€237,288	€389,434	€188,570	€1.7m
Financial fixed assets	-	-	-	€1,800
	€372,617	€361,074	€315,243	€351,307

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on RUBY

The operating result for 2025 is 10% higher than in 2024 and the highest since 2006. It is the fourth rise in a row.

Debt's share of the balance-sheet total rises from 56.2% to 59.4%. Equity and debt are lower.

Board & ownership

Board

4 directors, 1 in day-to-day management, last change in March 2026

Director

appointed by deed of 04-06-2020

listed in the 2025 annual accounts, filed on 16-04-2026

Director

appointed by deed of 04-06-2020

listed in the 2025 annual accounts, filed on 16-04-2026

Director and managing director, permanent representative

director appointed by deed of 04-06-2020 managing director appointed by deed of 23-06-2016

also on the board of 2 other companies

listed in the 2025 annual accounts, filed on 16-04-2026

Director, permanent representative

appointed by deed of 16-06-2023

also on the board of 1 other company

listed in the 2025 annual accounts, filed on 16-04-2026


Signing authority: “• (Ondernemingsnummer: 0650.924.141), met zetel te Zeedijk-Knokke 600/41, 8300 Knokke-Heist, vertegenwoordigd door haar vaste…”
“Dagelijks bestuur Voor daden van dagelijks bestuur wordt de vennootschap geldig vertegenwoordigd door de gedelegeerd bestuurder afzonderlijk…”
Full text

Dagelijks bestuur Voor daden van dagelijks bestuur wordt de vennootschap geldig vertegenwoordigd door de gedelegeerd bestuurder afzonderlijk optredend. voor BV "" Gedelegeerd bestuurder vaste.vertegenwoordiger Voor BV "XI" Bestuurder. vaste vertegenwoordiger
deed of 01-10-2026

Permanent representatives 2

Permanent representative, for

appointed by deed of 04-06-2020

Permanent representative, for

appointed by deed of 16-06-2023

Office holders in the KBO →

Mandates through the years

5 names, the dashed line is today

Managing director, Director (not named in the articles)

Director (not named in the articles)

Director

Managing director

LeadershipBoardEarliermandate already running before its first mention

Mandates as a list

- Managing director, appointed by deed of 23-06-2016, still in office
- Director, appointed by deed of 23-06-2016, until 04-06-2020
- Director (not named in the articles), appointed by deed of 04-06-2020, still in office
- Director, from before 23-06-2016 to 04-06-2020
- Director (not named in the articles), appointed by deed of 04-06-2020, still in office
- Director, from before 23-06-2016 to 04-06-2020
- Director (not named in the articles), appointed by deed of 04-06-2020, still in office
- Director, appointed by deed of 16-06-2023, still in office
- Managing director, until 01-06-2016

See the board, name and registered office on a given date →

Control

Parent

Equity €16.7m

Profit €5.9m in 2025 (profit €1.5m in 2024)

Checked score

Source: accounts 30-09-2025

99.73%

This company

RUBY

Equity €2.5m

Profit €3.9m in 2025

Capital

Capital: €75,000
Shares: 750
Contribution per share: €100
Equity per share: €3,295 in 2025
Source: deed of 04-06-2020

Owners through the years

as the annual accounts name them

97.3%99.73%

99.73%

Owners as a list

- 2006 to 2015: 97.3%
- 2016 to 2025: 99.73%

Source: lists of holdings in the owners' accounts

Articles of association

deed of 04-06-2020 (in Dutch)

Duration: Unlimited
Annual meeting: “Titel VI: Algemene vergadering Artikel 19: Organisatie en bijeenroeping De gewone algemene vergadering wordt jaarlijks gehouden op de derde…”

Network & group

Group

has 2 direct subsidiaries (accounts to 30-09-2025), the bar shows equity in euros

Parent2 holdings, 1 country accounts to 30-09-2025

Belgium 2 Equity Result

BE Ruby99.73% €2.5m result €3.9m
BE 99.99% €447,739 result €53,792

Source: list of holdings in the 30-09-2025 accounts of . Every holding stands with its own latest accounts.

At the same address

Zeedijk-Albertstrand 589, 8300 Knokke-Heist · 2 other companies

Royal - Rubens registered office since 29-04-1991 · founded in 1991	total assets €19.8m (2025) 0444.028.881
RUBENS EVENTS registered office since 01-01-2023 · founded in 2022	total assets €167,013 (2025) 0795.477.895

Connections & network

2 connected companies

Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet

Linked via shared directors

via · Director · deed of 02-01-2026

Founded in 1990 · total assets €653,207 (2025)

via and · deed of 30-12-2022

Founded in 2022 · total assets €167,013 (2025)

Timeline

45 events since 1994

Board

Filings

Financial

Establishments

Other

1995200020052010201520202025

Deadline for the 2026 accounts: 30-04-2027

2026

01-10-2026

4 directors reappointed, , (managing director) and · Permanent representatives: and · General meeting of 31-03-20269 points ▸

General meeting, 31-03-2026
Director reappointment,
Director reappointment,
Director reappointment,
Permanent representative,
Director reappointment,
Permanent representative,
Board meeting, 31-03-2026
Director reappointment, (managing director)

Open the deed in the Belgian Official Gazette

16-04-2026

Annual accounts 2025 filed PDFabbreviated format · 14 days before the deadline

2025

28-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0452920120

30-09-2025

Highest result from 2006 to 2025 net €3.9m ▲11.4% The operating result of €5.1m and the net result of €3.9m are both a record.

16-04-2025

Annual accounts 2024 filed PDFabbreviated format · 14 days before the deadline

2024

21-03-2024

Annual accounts 2023 filed PDFabbreviated format · 40 days before the deadline

2023

16-06-2023

1 director appointedXI · Permanent representatives: and · General meeting of 01-01-20234 points ▸

General meeting, 01-01-2023
Director appointment, XI
Permanent representative,
Permanent representative,

Open the deed in the Belgian Official Gazette

22-03-2023

Annual accounts 2022 filed PDFabbreviated format · 39 days before the deadline

2022

23-05-2022

Power of attorney: Permanent representative: 5 points ▸

Board composition, (director)
Board composition, (director)
Board composition, (director)
Permanent representative,
Power of attorney,
The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

04-05-2022

Permanent representative: Appointment: (managing director) · General meeting of 15-03-20227 points ▸

General meeting, 15-03-2022
Board meeting, 15-03-2022
Board composition, (director)
Board composition, (director)
Board composition, (director)
Permanent representative,
Director appointment, (managing director)
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

25-03-2022

Annual accounts 2021 filed PDFabbreviated format · 36 days before the deadline

2021

30-09-2021

Liquidity more than doubled current ratio 1.83 The current ratio rises from 0.62 to 1.83. Short-term debt falls from €1.8m to €1.5m.

2020

30-07-2020

Annual accounts 2019 filed PDFabbreviated format · 1 day before the deadline

04-06-2020

Company renamed from BRASSERIE RUBENS to RUBYResignations: , and · Appointments: , and · Permanent representative: · General meeting of 25-05-202014 points ▸

General meeting, 25-05-2020
Name change, RUBY
Capital, €75,000, 750 shares
Director resignation,
Director resignation,
Director resignation,
Director appointment, (director (not named in the articles))
Director appointment, (director (not named in the articles))
Director appointment, (director (not named in the articles))
Permanent representative,
Registered office clause, 8300 Knokke-Zeedijk – Albertstrand 589
Director discharge,
Director discharge,
Director discharge,
The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

2019

16-07-2019

Annual accounts 2018 filed PDFabbreviated format · 15 days before the deadline

2018

25-07-2018

Annual accounts 2017 filed PDFabbreviated format · 6 days before the deadline

2017

12-07-2017

Annual accounts 2016 filed PDFabbreviated format · 19 days before the deadline

2016

14-07-2016

Annual accounts 2015 filed PDFabbreviated format · 17 days before the deadline

23-06-2016

3 directors appointed, 3 resignationsResignations: , and (managing director) · Permanent representatives: and · Appointments: , and (managing director) · General meeting of 23-05-201610 points ▸

General meeting, 23-05-2016
Director resignation,
Director resignation,
Director resignation, (managing director)
Permanent representative,
Director appointment,
Director appointment,
Director appointment,
Permanent representative,
Director appointment, (managing director)
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2015

02-06-2015

Annual accounts 2014 filed PDFabbreviated format · 59 days before the deadline

2014

31-12-2014

Liquidity more than triples current ratio 2.84 The current ratio rises from 0.92 to 2.84. Short-term debt falls from €1.6m to €650,994.

31-12-2014

Equity above €2m equity €2.3m ▲138% Equity rises from €982,636 to €2.3m.

26-06-2014

Annual accounts 2013 filed PDFabbreviated format · 35 days before the deadline

2013

08-07-2013

Annual accounts 2012 filed PDFabbreviated format · 23 days before the deadline

2012

22-06-2012

Annual accounts 2011 filed PDFabbreviated format · 39 days before the deadline

2011

31-12-2011

Liquidity more than doubled current ratio 1.41 The current ratio rises from 0.58 to 1.41. Short-term debt falls from €1.4m to €726,481.

31-12-2011

Equity above €1m equity €1.3m ▲170% Equity rises from €477,484 to €1.3m.

30-06-2011

Annual accounts 2010 filed PDFabbreviated format · 31 days before the deadline

2010

14-07-2010

Annual accounts 2009 filed PDFabbreviated format · 17 days before the deadline

2009

02-07-2009

Annual accounts 2008 filed PDFabbreviated format · 29 days before the deadline

2008

25-06-2008

Annual accounts 2007 filed PDFabbreviated format · 36 days before the deadline

2007

20-06-2007

Annual accounts 2006 filed PDFabbreviated format · 41 days before the deadline

2006

20-07-2006

Annual accounts 2005 filed PDFabbreviated format

2005

04-07-2005

Annual accounts 2004 filed PDFabbreviated format

2004

14-07-2004

Annual accounts 2003 filed PDFfull format

2003

16-07-2003

Annual accounts 2002 filed PDFabbreviated format

2002

29-07-2002

Annual accounts 2001 filed PDFabbreviated format

2001

18-07-2001

Annual accounts 2000 filed PDFabbreviated format

2000

31-07-2000

Annual accounts 1999 filed PDFabbreviated format

1999

19-07-1999

Annual accounts 1998 filed PDFabbreviated format

1998

08-07-1998

Annual accounts 1997 filed PDFabbreviated format

1997

08-07-1997

Annual accounts 1996 filed PDFabbreviated format

1996

26-06-1996

Annual accounts 1995 filed PDFabbreviated format

1994

07-07-1994

First establishment RUBENS, Zeedijk-Albertstrand 589, Knokke-Heist

18-06-1994

Incorporation published on 12-07-1994

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

RUBY was incorporated on 18 June 1994.¹ In 2020 the company took the name RUBY.² Total assets rose from €4.7m in 2018 to €6.1m in 2025 and headcount from 51.6 to 51.4 full-time equivalents.³

Company details

Identity

Enterprise number: 0452.920.120
VAT number: BE 0452.920.120
Peppol ID: 0208:0452920120
Other Peppol ID: 9925:BE0452920120
Legal form: Public limited company
Status: Active, normal situation
Founded: 18-06-1994
Financial year: ends on 30 September
Annual meeting: “Titel VI: Algemene vergadering Artikel 19: Organisatie en bijeenroeping De gewone algemene vergadering wordt jaarlijks gehouden op de derde…”
deed of 04-06-2020 (in Dutch)
Peppol: Reachable since 28-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: RUBY in Dutch
Former name: BRASSERIE RUBENS until the deed of 04-06-2020
Entity type: Legal entity
Duration: Unlimited
deed of 04-06-2020 (in Dutch)

Activities

NACEBEL 2025

VAT activities

56111 Full-service restaurants main activity

Social security (RSZ) activities

56111 Full-service restaurants main activity

Joint committees annual accounts 30-09-2025

JC 302 Hotels and catering

Codes under NACEBEL 2008

VAT activities

56101 Full-service restaurants main activity

Social security (RSZ) activities

56101 Full-service restaurants main activity

Purpose: “Het uitbaten van hotels,herbergen,cafés,tavernes,restaurants en spijshuizen,dit alles in de meest ruime zin; De vennootschap heeft eveneens…”
3 activities
Het uitbaten van hotels,herbergen,cafés,tavernes,restaurants en spijshuizen,dit alles in de meest ruime zin.
De vennootschap heeft eveneens tot doel alle verrichtingen in verband met elektrisch,elektronisch,hifi- en decoratiemateriaal.
Zij mag in België als in het buitenland alle commerciële financiële roerende of onroerende handelingen verrichten,in rechtstreeks of on-rechtstreeks verband met haar maatschappelijk doel.
deed of 04-06-2020 (in Dutch)

Registered office and establishments

1 establishment

Establishment	Since	Unit number	FASFC approval
RUBENS registered office Zeedijk-Albertstrand 589, 8300 Knokke-Heist	07-07-1994	2.067.459.087	Restaurant

Buildings and parcels at the address

Ground area: 551 m²
Buildings: 650 m²
Volume, LiDAR: 8,731 m³
Tallest building: 32.0 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

3 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
31013A0442/00A000indicative ProtectedMonumentHotel RubensSource ↗	551 m²	1 · 650 m²	32.0 m · 6

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.

Recognitions

Food safety, FASFC

1 site

Knokke-Heistunit number 2.067.459.087

1 permission

Authorisation · Restaurant · since 01-01-2006

Source: FAVV-AFSCA, open data, updated on 02-11-2026

Overview

Lifetime

Key points

Equity

Staff

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts to 30-09-2025

Insights on RUBY

Financials

Annual accounts 2025

Money flows

Balance sheet

Change in equityin €m

Change in cashin €m

Position in the sector

Solvency40.6%

Current ratio0.72

Return on assets64.0%

Staff

Staff cost per FTE€61,976

Joined and leftlevel

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Securities and guarantees

Investments

Insights on RUBY

Board & ownership

Board

Mandates through the years

Control

Capital

Owners through the years

Articles of association

Network & group

Group

Belgium 2 Equity Result

At the same address

Connections & network

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

Recognitions

Food safety, FASFC

in €m

in €m

40.6%

0.72

64.0%

€61,976

level