Equity
€2.5m ▼ 34.4%
RUBY paid out €5.0m in dividends. That is 128% of the 2025 profit.
RUBY
Lifetime
19 annual accounts with figures on one time axis, 30 filings since 1995peak €8.7m (2025)
€8.7m▲ 7.5%
peak €3.9m (2025)
€3.9m▲ 11.4%
peak €3.8m (2024)
€2.5m▼ 34.4%
€3.6m▼ 25.0%
peak 52 FTE (2019)
51.4 FTE▲ 3.8%
Board5 names since 2016
4 directors and 3 others
Owners
99.73%
Documentsfilings and deeds
16-04-202614 days before the deadline
2025abbreviated format
Dividend €5.0mEquity from €3.8m to €2.5mDebts from €4.8m to €3.6mCash from €1.4m to €531,823
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as RUBY has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for RUBY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Managing director,
Director
Director
Director,
- 99.73%score equity €16.7m (2025) · 30-09-2025 annual accounts of
Recent changes
4 directors reappointed
, , (managing director) and · Permanent representatives: and · General meeting of 31-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0452920120
1 director appointed
XI · Permanent representatives: and · General meeting of 01-01-2023 · Gazette deed
Permanent representative:
Appointment: (managing director) · General meeting of 15-03-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RUBY Knokke-Heist | €6.1m | €8.7m | 40.6% | 51.4 |
| HORTA Antwerp | €4.0m | €3.7m | -4.3% | 48.7 |
| DA GIOVANNI Antwerp | €3.4m | €4.7m | 31.8% | 77.5 |
| Auberge de Rochehaut Bouillon | €14.0m | €4.1m | 45.4% | 43.5 |
| DE GUSTIBUS Merelbeke-Melle | €6.8m | €2.9m | 92.2% | 33.2 |
| THE BELGIAN CHOCOLATE EXPERIENCE Antwerp | €4.7m | €4.5m | 50.6% | 35.5 |
| RESTAURANT LEO Bastogne | €3.0m | €3.3m | 5.9% | 44.6 |
These companies have the same main activity as RUBY: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €3m and €14m, founded between 1981 and 2010.
Official details
Source: KBO- Status
- Active since 18-06-1994Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Joint committee
- 302Hotels and catering · annual accounts 30-09-2025
- Establishment unit
- 2.067.459.0878300 Knokke-Heist, since 07-07-1994
- Financial year end
- 30 September
- Peppol
- Reachable since 28-11-2025
Annual accounts to 30-09-2025
- ≈ €15.0mestimated
- €6.1m▼ 29.1%
- Employeeson 30-09-2025
- 52=
- Filing
- Filed on 16-04-2026, 14 days before the end of the filing period
Insights on RUBY
RUBY files the abbreviated format. That format states no turnover. The gross margin rose from €1.3m in 2006 to €8.7m in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RUBY
- What is the company number of RUBY?
- The company number of RUBY is 0452.920.120. The VAT number is the same number with BE in front: BE 0452.920.120.
- Where is RUBY based?
- The registered office is at Zeedijk-Albertstrand 589, 8300 Knokke-Heist.Company details
- What does RUBY do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of RUBY?
- RUBY is a public limited company (NV).
- When was RUBY founded?
- RUBY was founded on 18-06-1994.
- Is RUBY still active?
- Yes, RUBY is an active enterprise in the KBO register.
- How many employees does RUBY have?
- RUBY had an average of 51.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does RUBY fall under?
- In its 30-09-2025 annual accounts, RUBY states joint committee 302 (Hotels and catering).
- What is the turnover of RUBY?
- The turnover in financial year 2025 is ≈ €15.0m. This figure is estimated from the gross margin of €8.7m and 1,585 comparable companies of the same size. It probably lies between €10.0m and €25.0m. It is a rough estimate.
- Is RUBY profitable?
- In financial year 2025, RUBY made a profit of €3.9m.
- Where can I find the annual accounts of RUBY?
- RUBY filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RUBY due?
- RUBY must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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