RESTAURANT LEO
ActiveThe computed 12-month bankruptcy probability of RESTAURANT LEO is 1.7% (moderate). The 2025 annual accounts show equity of €173k and a net result of €213k. Equity is shrinking by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 3616 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency4▼-4
Growth58=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.65 in 2024), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
7.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
29 d late
2022
28 d late
2021
61 d early
2020
40 d early
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€213k▲ 10.2%
2024 · €193k
2018: €79k
2019: €367k
2020: €-24k
2021: €519k
2022: €138k
2023: €254k
2024: €193k
2018 → 2025
Working capital
€-422k▼ 14.5%
2024 · €-369k
2018: €-617k
2019: €734k
2020: €579k
2021: €317k
2022: €-175k
2023: €-272k
2024: €-369k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.06M-€542k▼ 48.9%€397k▼ 26.7%€249k▼ 37.4%€173k▼ 30.2%
Operating result€527k-€67k▼ 87.4%€314k▲ 371%€223k▼ 28.8%€220k▼ 1.3%
Net result€519k-€138k▼ 73.5%€254k▲ 84.5%€193k▼ 23.9%€213k▲ 10.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.95M
Fixed assets
€2.49M▼ 13.4%
Current assets
€458k▼ 33.4%
Equity and liabilities €2.95M
Equity
€173k▼ 30.2%
Debt
€2.78M▼ 16.3%
The debt ratio rises from 93.0% to 94.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€668k▲
2024 · €664k
Cash flow
€660k▲
2024 · €634k
Solvency
5.9%▼
2024 · 7.0%
Current ratio
0.52▼
2024 · 0.65
Quick ratio
0.39▼
2024 · 0.58
Debt / equity
16.01▲
2024 · 13.34
ROE
122.7%▲
2024 · 77.7%
ROA
7.2%▲
2024 · 5.4%
Interest coverage
10.63▲
2024 · 8.08
Debt
€2.78M▼
2024 · €3.32M
Debt ≤ 1 year
€880k▼
2024 · €1.06M
Debt > 1 year
€1.88M▼
2024 · €2.22M
Income taxes
€51k▲
2024 · €45k
Staff costs
€2.59M▲
2024 · €2.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.56M€2.95M▼
Fixed assets21/28€2.88M€2.49M▼
Tangible fixed assets22/27€2.87M€2.49M▼
Land and buildings22€5k€1k▼
Plant, machinery and equipment23€2.86M€2.48M▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€7k€7k=
Current assets29/58€688k€458k▼
Stocks and contracts in progress3€79k€114k▲
Stocks30/36€79k€114k▲
Amounts receivable within one year40/41€191k€108k▼
Trade receivables40€170k€63k▼
Other amounts receivable41€21k€45k▲
Cash at bank and in hand54/58€373k€179k▼
Deferred charges and accrued income490/1€45k€57k▲
Equity and liabilities
Total equity and liabilities10/49€3.56M€2.95M▼
Equity10/15€249k€173k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€558€1k▲
Investment grants15€228k€152k▼
Amounts payable17/49€3.32M€2.78M▼
Amounts payable after more than one year17€2.22M€1.88M▼
Financial debts170/4€2.22M€1.88M▼
Amounts payable within one year42/48€1.06M€880k▼
Current portion of amounts payable after more than one year42€327k€299k▼
Financial debts43-€33k
Other loans439-€33k
Trade debts44€240k€120k▼
Suppliers440/4€240k€120k▼
Advances received on contracts in progress46€8k€12k▲
Taxes, remuneration and social security45€214k€195k▼
Taxes450/3€49k€36k▼
Remuneration and social security454/9€166k€160k▼
Other amounts payable47/48€266k€221k▼
Accrued charges and deferred income492/3€43k€12k▼
Income statement
Code20242025
Non-recurring operating income76A-€13
Remuneration, social security and pensions62€2.49M€2.59M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€441k€447k▲
Other operating charges640/8€160k€57k▼
Non-recurring operating charges66A€4k€800▼
Gross operating margin9900€3.32M€3.32M▼
Operating profit (loss)9901€223k€220k▼
Financial income75/76B€97k€106k▲
Recurring financial income75€97k€106k▲
Financial charges65/66B€82k€63k▼
Recurring financial charges65€82k€63k▼
Profit (loss) for the period before taxes9903€238k€264k▲
Income taxes67/77€45k€51k▲
Profit (loss) for the period9904€193k€213k▲
Profit (loss) for the period to be appropriated9905€193k€213k▲
Appropriation of the result
Profit (loss) to be appropriated9906€267k€213k▼
Profit (loss) brought forward from the previous period14P€73k€558▼
Profit to be distributed694/7€266k€212k▼
Return on contributions (dividend)694€266k€212k▼
Social balance
Average headcount (FTE)908748.244.6▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €519k
Net result €519k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-24k ▼107%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 108 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.70 to 1.87; short-term debt falls from €2.06M to €847k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 3 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Mac-Auliffe 526600 BastogneGround area
1,362 m²
Building footprint
459 m²
Volume, LiDAR
6,035 m³
2 parcels, Wallonia · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
WAGON-RESTAURANT LEO
since 20022.073.242.267
HOTEL LEO AT HOME
since 20042.176.528.164
HOTEL LEO 2ème
since 20082.176.528.263
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82302B0240/00F002 | Wallonia | 1,050 m² | 1 · 404 m² | 17.3 m · 4 fl. |
| 82302B0848/00E000 | Wallonia | 312 m² | 1 · 55 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBastogne2.073.242.267
Bastogne2.176.528.263
Similar companies · same sector, comparable size
AT SEA
BE 0552.515.364
Knokke-Heist · Eq €173k
LEWIS
BE 0847.961.627
Antwerpen · Eq €174k
Restocheck
BE 0475.339.095
Leuven · Eq €174k
LITRI
BE 0431.631.786
Oostende · Eq €173k
Taste of Melo
BE 0781.959.461
Ingelmunster · Eq €174k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-1995
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56111Full-service restaurants
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52630
55100Hotels and similar accommodation
55301
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:061/21.14.41