ROMARENO

Active

Private limited companyfounded 199828 yrs activeGounodstraat 2, 2018 Antwerpen, BelgiumKBO/BCE: BE 0463.872.608

Summary

The computed 12-month bankruptcy probability of ROMARENO is 4.5% (elevated). The 2025 annual accounts show negative equity (-€30,456) and a net result of €12,922. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 9017 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

ROMARENOActiveChecked score 40/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€27,188turnover 2025

Equity: -€30,456
Profit: €12,922

Financial health

40 Weak Checked score 2025

Bankruptcy chance 12 m: 4.5%

Structure

Accounts filed 53 d late0 of 8 deeds read

Why 40- 1 change of registered office in 24 months- Latest accounts 53 days late; 3 of the last 3 late- Negative equity -€30,456- Sector Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2025

40 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 57% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 0=

equity -142.4% of total assets

Liquidity 50=

short-term debt 242.4% · cash 61.5%

Profitability 100+100

return on assets 60.4%

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)

Last 24 months 11-2024: 6.1% 12-2024: 6.1%● 0.0% vs 11-2024 01-2025: 6.1%● 0.0% vs 12-2024 02-2025: 6.1%● 0.0% vs 01-2025 03-2025: 6.1%● 0.0% vs 02-2025 04-2025: 10.0%▲ +62.7% vs 03-2025highest value 05-2025: 10.0%● 0.0% vs 04-2025highest value 06-2025: 10.0%● 0.0% vs 05-2025highest value 07-2025: 10.0%● 0.0% vs 06-2025highest value 08-2025: 10.0%● 0.0% vs 07-2025highest value 09-2025: 10.0%● 0.0% vs 08-2025highest value 10-2025: 7.3%▼ -26.4% vs 09-2025 11-2025: 7.3%● 0.0% vs 10-2025 12-2025: 7.3%● 0.0% vs 11-2025 01-2026: 7.5%▲ +1.7% vs 12-2025 02-2026: 7.5%▲ +0.8% vs 01-2026 03-2026: 7.4%▼ -1.4% vs 02-2026 04-2026: 7.5%▲ +1.8% vs 03-2026 05-2026: 7.6%▲ +0.5% vs 04-2026 06-2026: 7.3%▼ -4.4% vs 05-2026 07-2026: 7.8%▲ +7.1% vs 06-2026 08-2026: 8.0%▲ +2.8% vs 07-2026 09-2026: 8.1%▲ +1.2% vs 08-2026 10-2026: 4.5%▼ -44.8% vs 09-2026lowest value

1 change of registered office in 24 months raises the probability
Latest accounts 53 days late; 3 of the last 3 late raises the probability
Negative equity -€30,456 raises the probability
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability

No credit on open account

Liquidity short (current ratio 0.4 against 0.19 in 2024; short-term debt: 242.4% and cash: 61.5% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 3%, liquidity 51%, profitability 91%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 53 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Negative equity -€30,456

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9017 sector peers (2025).

NBB · sector comparison

Position among 9017 sector peers

Solvency

better than 5%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

53 d late

2024

61 d late

2020

31 d late

2017

26 d early

2016

63 d early

2015

53 d early

2014

23 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Late accounts filing

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 September (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

22-09-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €12,922
30-09-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€30,456 View
Caution: Among the weakest 5% on solvencysector median 43.5% · 9,017 companies -142.4% View
Active since 1998founded 17-07-1998 28 years View