DANIEL DUMONT
ActiveSummary
DANIEL DUMONT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,479 and a net result of €9,239. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7598 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+34
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 32.61 against 16.19 in 2024; short-term debt: 2.1% and cash: 49% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
32.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
73 d early
2023
1 d late
2022
45 d early
2021
25 d late
2020
24 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Erezée
Turnover
€0
2021 · €0
Total assets
€28,075▲ 45.9%
2024 · €19,240
Net result
€9,239
2024 · -€367
Working capital
€18,826▲ 23.9%
2024 · €15,189
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€0€0
Operating result€8,918-€7,277€8,426€399▼ 95.3%€13,900▲ 3,386%
Net result€6,206within the sector's middle half-€7,113below the sector's middle half€7,097within the sector's middle half-€367within the sector's middle half€9,239within the sector's middle half
Equity€18,623within the sector's middle half▲ 50.0%€11,510below the sector's middle half▼ 38.2%€18,607within the sector's middle half▲ 61.7%€18,240within the sector's middle half▼ 2.0%€27,479within the sector's middle half▲ 50.7%
Total assets€24,397below the sector's middle half▼ 8.7%€15,427below the sector's middle half▼ 36.8%€20,878below the sector's middle half▲ 35.3%€19,240below the sector's middle half▼ 7.8%€28,075below the sector's middle half▲ 45.9%
Debt€5,774▼ 59.6%€3,917▼ 32.2%€2,271▼ 42.0%€1,000▼ 56.0%€596▼ 40.5%
Working capital€16,985within the sector's middle half▲ 57.3%€7,453within the sector's middle half▼ 56.1%€16,630within the sector's middle half▲ 123%€15,189within the sector's middle half▼ 8.7%€18,826within the sector's middle half▲ 23.9%
Solvency76.3%above the sector's middle half▲ 29.9pp74.6%above the sector's middle half▼ 1.7pp89.1%above the sector's middle half▲ 14.5pp94.8%above the sector's middle half▲ 5.7pp97.9%above the sector's middle half▲ 3.1pp
Current ratio5.54above the sector's middle half▲ 3.502.98above the sector's middle half▼ 2.568.32above the sector's middle half▲ 5.3416.19above the sector's middle half▲ 7.8632.61above the sector's middle half▲ 16.42
Return on assets (ROA)25.4%above the sector's middle half▲ 42.0pp-46.1%below the sector's middle half▼ 71.5pp34.0%above the sector's middle half▲ 80.1pp-1.9%below the sector's middle half▼ 35.9pp32.9%above the sector's middle half▲ 34.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,386% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,075
Fixed assets
€8,653 ▲ 184%
Current assets
€19,422 ▲ 20.0%
Equity and liabilities €28,075
Equity
€27,479 ▲ 50.7%
Debt
€596 ▼ 40.5%
Debt's share of the balance-sheet total falls from 5.2% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,297▲
2024 · €2,030
Cash flow
€12,636▲
2024 · €1,264
Debt to equity
0.02▼
2024 · 0.05
ROE
33.6%▲
2024 · -2.0%
Interest coverage
73.51▲
2024 · 10.98
Debt ≤ 1 year
€596▼
2024 · €1,000
Income taxes
€4,425▲
2024 · €581
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €0 | €0 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €0 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €138 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,815 | €1,954 | €2,239 | €1,632 | €3,397 | ▲ 108% |
| Other operating charges640/8 | €1,145 | €763 | €757 | €1,582 | €2,330 | ▲ 47.3% |
| Gross operating margin9900 | €12,016 | -€4,560 | €11,422 | €3,612 | €19,627 | ▲ 443% |
| Operating profit (loss)9901 | €8,918 | -€7,277 | €8,426 | €399 | €13,900 | ▲ 3,386% |
| Financial income75/76B | €435 | €0 | - | €0 | €0 | - |
| Recurring financial income75 | €435 | €0 | - | €0 | €0 | - |
| Financial charges65/66B | €919 | €653 | €210 | €185 | €235 | ▲ 27.3% |
| Recurring financial charges65 | €919 | €653 | €210 | €185 | €235 | ▲ 27.3% |
| Profit (loss) for the period before taxes9903 | €8,433 | -€7,931 | €8,216 | €214 | €13,665 | ▲ 6,290% |
| Income taxes67/77 | €2,227 | -€818 | €1,120 | €581 | €4,425 | ▲ 662% |
| Profit (loss) for the period9904 | €6,206 | -€7,113 | €7,097 | -€367 | €9,239 | ▲ 2,616% |
| Profit (loss) for the period to be appropriated9905 | €6,206 | -€7,113 | €7,097 | -€367 | €9,239 | ▲ 2,616% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24,397 | €15,427 | €20,878 | €19,240 | €28,075 | ▲ 45.9% |
| Fixed assets21/28 | €3,670 | €4,216 | €1,977 | €3,050 | €8,653 | ▲ 184% |
| Tangible fixed assets22/27 | €3,633 | €4,178 | €1,940 | €3,013 | €8,616 | ▲ 186% |
| Plant, machinery and equipment23 | €2,723 | €1,567 | €412 | €2,319 | €1,366 | ▼ 41.1% |
| Furniture and vehicles24 | €910 | €2,611 | €1,528 | €694 | €7,250 | ▲ 944% |
| Other tangible fixed assets26 | - | €0 | €0 | - | €0 | - |
| Financial fixed assets28 | €37 | €37 | €37 | €37 | €37 | = |
| Current assets29/58 | €20,727 | €11,211 | €18,901 | €16,190 | €19,422 | ▲ 20.0% |
| Amounts receivable within one year40/41 | €2,771 | €1,292 | €977 | €2,068 | €3,132 | ▲ 51.5% |
| Trade receivables40 | €0 | €0 | €0 | €0 | €0 | - |
| Other amounts receivable41 | €2,771 | €1,292 | €977 | €2,068 | €3,132 | ▲ 51.5% |
| Cash at bank and in hand54/58 | €15,154 | €6,803 | €14,972 | €10,833 | €13,767 | ▲ 27.1% |
| Deferred charges and accrued income490/1 | €2,802 | €3,116 | €2,952 | €3,288 | €2,522 | ▼ 23.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24,397 | €15,427 | €20,878 | €19,240 | €28,075 | ▲ 45.9% |
| Equity10/15 | €18,623 | €11,510 | €18,607 | €18,240 | €27,479 | ▲ 50.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €32,323 | €32,323 | €32,323 | €32,323 | €32,323 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €27,000 | €27,000 | €27,000 | €27,000 | €27,000 | = |
| Distributable reserves133 | €3,463 | €3,463 | €3,463 | €3,463 | €3,463 | = |
| Profit (loss) carried forward14 | -€32,300 | -€39,412 | -€32,316 | -€32,683 | -€23,444 | ▲ 28.3% |
| Amounts payable17/49 | €5,774 | €3,917 | €2,271 | €1,000 | €596 | ▼ 40.5% |
| Amounts payable after more than one year17 | €2,032 | €158 | €0 | - | - | - |
| Financial debts170/4 | €2,032 | €158 | €0 | - | - | - |
| Amounts payable within one year42/48 | €3,742 | €3,758 | €2,271 | €1,000 | €596 | ▼ 40.5% |
| Current portion of amounts payable after more than one year42 | €1,835 | €1,874 | €158 | €0 | - | - |
| Trade debts44 | €0 | €889 | €312 | €340 | €0 | ▼ 100% |
| Suppliers440/4 | €0 | €889 | €312 | €340 | - | - |
| Taxes, remuneration and social security45 | €1,907 | €0 | €1,043 | €0 | €21 | - |
| Taxes450/3 | €1,907 | €0 | €1,043 | €0 | €21 | - |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €0 | €996 | €757 | €660 | €574 | ▼ 13.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,206 | -€7,113 | €7,097 | -€367 | €9,239 | ▲ 2,616% |
| + Depreciation and write-downs630 | €1,815 | €1,954 | €2,239 | €1,632 | €3,397 | ▲ 108% |
| Operating cash flow (approximation) | €8,022 | -€5,158 | €9,335 | €1,264 | €12,636 | ▲ 899% |
| Investment in fixed assets (approximation) | - | -€2,500 | €0 | -€2,705 | -€9,000 | ▼ 233% |
| Change in cash | - | -€8,351 | €8,169 | -€4,139 | €2,934 | ▲ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9,239
Net result €9,239 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 32.61
Current ratio from 16.19 to 32.61; short-term debt falls from €1,000 to €596.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €7,097
Net result €7,097 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 8.32
Current ratio from 2.98 to 8.32; short-term debt falls from €3,758 to €2,271.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€7,113
Net result drops to -€7,113, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €6,206
Net result €6,206 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.54
Current ratio from 2.03 to 5.54; short-term debt falls from €10,436 to €3,742.
Show earlier events
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €27,490 ▲301%
Operating result €28,678, net result €27,490, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.27
Current ratio from 0.62 to 1.27; short-term debt falls from €40,755 to €20,719.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erezée · 1 establishment unit since 2002
Ground area
4,448 m²
Building footprint
201 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de l' Etoile, Fisenne 5, 6997 Erezée
since 20022.131.722.775
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83048D0043/00M000 | Wallonia | 2,225 m² | 1 · 109 m² | - |
| 83048D0047/04A000 | Wallonia | 2,222 m² | 1 · 93 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 12,282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446323724
Also
9925:BE0446323724
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.