ERA CONSTRUCT
ActiveERA CONSTRUCT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+100
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 9.47; short-term debt: 10.6% and cash: 0.3% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
74 d late
2023
72 d late
2022
32 d late
2021
75 d early
2020
18 d late
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k
2023 · €-2k
2018: €726
2019: €717
2020: €254
2021: €-146
2022: €12k
2023: €-2k
2018 → 2024
Total assets
€20k▲ 330%
2023 · €5k
2018: €3k
2019: €2k
2020: €500
2021: €255
2022: €42k
2023: €5k
2018 → 2024
Net result
€20k
2023 · €-14k
2018: €-17k
2019: €-10
2020: €-463
2021: €-400
2022: €13k
2023: €-14k
2018 → 2024
Working capital
€18k
2023 · €-2k
2018: €1k
2019: €717
2020: €254
2021: €-146
2022: €12k
2023: €-2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€254-€-146€12k€-2k€18k
Operating result€-463-€-400▲ 13.6%€13k€-14k€19k
Net result€-463-€-400▲ 13.6%€13k€-14k€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €19k after a loss of €14k in 2023, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €20k
Equity
€18k
Debt
€2k
Debt finances 10.6% of the balance-sheet total.
Key figures and ratios
Solvency
89.4%
Current ratio
9.47
Quick ratio
9.47
Debt / equity
0.12
ROE
109.9%
ROA
98.3%
Debt
€2k▼
2023 · €6k
Debt ≤ 1 year
€2k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5k€20k▲
Current assets29/58€5k€20k▲
Amounts receivable within one year40/41€1k€20k▲
Other amounts receivable41€1k€20k▲
Cash at bank and in hand54/58€3k€57▼
Deferred charges and accrued income490/1-€550
Equity and liabilities
Total equity and liabilities10/49€5k€20k▲
Equity10/15€-2k€18k▲
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Profit (loss) carried forward14€-33k€-13k▲
Amounts payable17/49€6k€2k▼
Amounts payable within one year42/48€6k€2k▼
Trade debts44€596€1k▲
Suppliers440/4€596€1k▲
Taxes, remuneration and social security45€3k€1k▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€3k-
Income statement
Code20232024
Other operating charges640/8€6k€704▼
Gross operating margin9900€-8k€20k▲
Operating profit (loss)9901€-14k€19k▲
Financial income75/76B-€550
Recurring financial income75-€550
Financial charges65/66B€213€54▼
Recurring financial charges65€213€54▼
Profit (loss) for the period before taxes9903€-14k€20k▲
Profit (loss) for the period9904€-14k€20k▲
Profit (loss) for the period to be appropriated9905€-14k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-13k▲
Profit (loss) brought forward from the previous period14P€-18k€-33k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 9.47
Current ratio from 0.72 to 9.47; short-term debt falls from €6k to €2k.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.42
Current ratio from 0.64 to 1.42.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schietbaanstraat 328400 OostendeGround area
90 m²
Building footprint
90 m²
Volume, LiDAR
638 m³
Parcel 35382D0411/00N000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ERA CONSTRUCT
since 19962.076.578.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0411/00N000 | Flanders | 90 m² | 1 · 90 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-1996
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.