ROB CONSTRUCT
ActiveROB CONSTRUCT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €229k and a net result of €47k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
93
/ 100
Excellent▲ +4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency88▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.18 in 2023), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
31 d late
2022
on the day
2021
41 d early
2020
26 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€229k▲ 26.0%
2023 · €181k
2018: €11k
2019: €-6k
2020: €25k
2021: €126k
2022: €150k
2023: €181k
2018 → 2024
Total assets
€395k▲ 5.1%
2023 · €376k
2018: €35k
2019: €11k
2020: €141k
2021: €288k
2022: €184k
2023: €376k
2018 → 2024
Net result
€47k▼ 63.9%
2023 · €131k
2018: €-12k
2019: €-17k
2020: €30k
2021: €101k
2022: €25k
2023: €131k
2018 → 2024
Working capital
€91k▲ 164%
2023 · €35k
2018: €11k
2019: €-6k
2020: €25k
2021: €118k
2022: €112k
2023: €35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€126k▲ 410%€150k▲ 19.8%€181k▲ 20.5%€229k▲ 26.0%
Operating result€30k-€134k▲ 341%€34k▼ 74.4%€171k▲ 397%€65k▼ 61.9%
Net result€30k-€101k▲ 232%€25k▼ 75.4%€131k▲ 426%€47k▼ 63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €395k
Fixed assets
€137k▼ 6.5%
Current assets
€258k▲ 12.5%
Equity and liabilities €395k
Equity
€229k▲ 26.0%
Debt
€166k▼ 14.4%
The debt ratio falls from 51.7% to 42.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€141k▼
2023 · €223k
Cash flow
€123k▼
2023 · €183k
Solvency
57.9%▲
2023 · 48.3%
Current ratio
1.55▲
2023 · 1.18
Quick ratio
1.55▲
2023 · 1.18
Debt / equity
0.73▼
2023 · 1.07
ROE
20.7%▼
2023 · 72.2%
ROA
11.9%▼
2023 · 34.8%
Interest coverage
15160.09▲
2023 · 2489.04
Debt
€166k▼
2023 · €194k
Debt ≤ 1 year
€166k▼
2023 · €194k
Income taxes
€18k▼
2023 · €40k
Staff costs
€47k▲
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€376k€395k▲
Fixed assets21/28€147k€137k▼
Tangible fixed assets22/27€147k€137k▼
Plant, machinery and equipment23-€7k
Furniture and vehicles24€147k€130k▼
Current assets29/58€229k€258k▲
Amounts receivable within one year40/41€18k€86k▲
Trade receivables40€18k€76k▲
Other amounts receivable41-€10k
Cash at bank and in hand54/58€207k€167k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€376k€395k▲
Equity10/15€181k€229k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€161k€208k▲
Amounts payable17/49€194k€166k▼
Amounts payable within one year42/48€194k€166k▼
Trade debts44€45k€73k▲
Suppliers440/4€45k€73k▲
Advances received on contracts in progress46-€55k
Taxes, remuneration and social security45€36k€34k▼
Taxes450/3€35k€34k▼
Remuneration and social security454/9€981-
Other amounts payable47/48€113k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€28k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€75k▲
Other operating charges640/8€426€1k▲
Non-recurring operating charges66A€62-
Gross operating margin9900€252k€189k▼
Operating profit (loss)9901€171k€65k▼
Financial income75/76B€11€1▼
Recurring financial income75€11€1▼
Financial charges65/66B€90€9▼
Recurring financial charges65€90€9▼
Profit (loss) for the period before taxes9903€171k€65k▼
Income taxes67/77€40k€18k▼
Profit (loss) for the period9904€131k€47k▼
Profit (loss) for the period to be appropriated9905€131k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€261k€208k▼
Profit (loss) brought forward from the previous period14P€130k€161k▲
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Equity above €200kEq €229k ▲26%
5 profitable years in a row build equity to €229k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €131k ▲426%
Operating result €171k, net result €131k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.38
Current ratio from 1.73 to 4.38; short-term debt falls from €163k to €33k.
31-12
Financial
Equity above €150kEq €150k ▲19.8%
3 profitable years in a row build equity to €150k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €126k ▲410%
2 profitable years in a row build equity to €126k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2024
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules de Troozlaan 211150 Sint-Pieters-WoluweGround area
67 m²
Building footprint
58 m²
Volume, LiDAR
609 m³
Parcel 21019A0147/00V005, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ROB Construct
since 19882.041.354.409
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0147/00V005 | Brussels | 67 m² | 1 · 58 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUWCONCEPT MARCOEN
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R.C.B.
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Oudenaarde · Eq €228k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 11,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-1988
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.