R.C.B.
ActiveR.C.B. has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €-18k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 59% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+13
Solvency80▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 8.07 in 2024; short-term debt: 45.1% and cash: 5.2% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
-4.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
42 d early
2023
2 d early
2022
5 d early
2021
4 d early
2020
2 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€228k▼ 7.3%
2024 · €246k
2019: €269k
2020: €272k
2021: €266k
2022: €293k
2023: €304k
2024: €246k
2019 → 2025
Total assets
€416k▲ 49.3%
2024 · €279k
2019: €306k
2020: €857k
2021: €623k
2022: €420k
2023: €339k
2024: €279k
2019 → 2025
Net result
€-18k▲ 68.7%
2024 · €-58k
2019: €13k
2020: €3k
2021: €-6k
2022: €27k
2023: €11k
2024: €-58k
2019 → 2025
Working capital
€216k▼ 5.6%
2024 · €229k
2019: €258k
2020: €262k
2021: €546k
2022: €281k
2023: €291k
2024: €229k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€266k-€293k▲ 10.3%€304k▲ 3.9%€246k▼ 19.0%€228k▼ 7.3%
Operating result€12k-€50k▲ 301%€14k▼ 72.0%€-53k€-15k▲ 71.6%
Net result€-6k-€27k€11k▼ 58.6%€-58k€-18k▲ 68.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €53k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €416k
Fixed assets
€12k▼ 30.6%
Current assets
€404k▲ 54.7%
Equity and liabilities €416k
Equity
€228k▼ 7.3%
Debt
€188k▲ 480%
The debt ratio rises from 11.6% to 45.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-47k
Cash flow
€-13k▲
2024 · €-52k
Solvency
54.9%▼
2024 · 88.4%
Current ratio
2.15▼
2024 · 8.07
Quick ratio
0.85▼
2024 · 4.97
Debt / equity
0.82▲
2024 · 0.13
ROE
-7.9%▲
2024 · -23.4%
ROA
-4.3%▲
2024 · -20.7%
Interest coverage
-3.25▲
2024 · -39.33
Debt
€188k▲
2024 · €32k
Debt ≤ 1 year
€188k▲
2024 · €32k
Staff costs
€95k▼
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€416k▲
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€18k€12k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€261k€404k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Stocks and contracts in progress3€100k€245k▲
Stocks30/36€31k€32k▲
Contracts in progress37€69k€213k▲
Amounts receivable within one year40/41€97k€97k▼
Trade receivables40€97k€36k▼
Other amounts receivable41-€61k
Cash at bank and in hand54/58€23k€22k▼
Deferred charges and accrued income490/1€467-
Equity and liabilities
Total equity and liabilities10/49€279k€416k▲
Equity10/15€246k€228k▼
Contributions10/11€19k€19k=
Reserves13€286k€286k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€284k€284k=
Profit (loss) carried forward14€-58k€-76k▼
Amounts payable17/49€32k€188k▲
Amounts payable within one year42/48€32k€188k▲
Financial debts43€282€119k▲
Credit institutions430/8€282€119k▲
Trade debts44€22k€49k▲
Suppliers440/4€22k€49k▲
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€3k-
Remuneration and social security454/9€5k€18k▲
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€99k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€141€144▲
Gross operating margin9900€52k€85k▲
Operating profit (loss)9901€-53k€-15k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-53k€-18k▲
Income taxes67/77€5k-
Profit (loss) for the period9904€-58k€-18k▲
Profit (loss) for the period to be appropriated9905€-58k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-76k▼
Profit (loss) brought forward from the previous period14P-€-58k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-58k ▼611%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 9.48
Current ratio from 3.21 to 9.48; short-term debt falls from €127k to €34k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity times 6current ratio 8.72
Current ratio from 1.45 to 8.72; short-term debt falls from €586k to €71k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf van Landaststraat 479700 OudenaardeGround area
3,399 m²
Building footprint
1,011 m²
Volume, LiDAR
6,958 m³
Parcel 45502A0625/00Z002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.C.B. BVBA
since 20042.135.575.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0625/00Z002 | Flanders | 3,399 m² | 1 · 1,011 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MM afbraakwerken
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Of 1,364 companies in sector 43110 we hold annual accounts for 632. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2004
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
45111
45211
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477-452081