Turnover
≈ €53,000 estimated
The micro format states no turnover.
RGK Construct
Overview
Lifetime
1 annual account with figurespeak €5,269 (2025)
€5,269
peak €3,658 (2025)
€3,658
peak €3,758 (2025)
€3,758
€2,862
Board1 name since 2025
1 directorROGACKI Lukasz
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 30-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
110 companies
Position in the sector
€3,758
Less equity than 88% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
2025 accounts filed 61 days after the deadline
Checked score
69
Healthy
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.9%highest value
09-2026: 1.9%● unchanged vs 08-2026highest value
10-2026: 1.0%▼ -0.9 percentage points vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Size: total assets €6,620
Founded in 2025
lowers risk
Liquidity: current ratio 1.35, cash €3,378
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 77% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as RGK Construct has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of RGK Construct itself is higher: 1.0% within 12 months. It rests on far more data about RGK Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for RGK Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025934950
Incorporation
Founding capital of €100, 100 shares · Appointment: ROGACKI Lukasz (director) · published on 30-07-2025 · Gazette deed
First establishment
Koning Boudewijnlaan 20, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RGK Construct Hasselt | €6,620 | €5,269 | 56.8% | - |
| OLIVER CONSTRUCT Zaventem | €7,684 | €5,189 | 74.7% | - |
| MLM CONSTRUCT Anderlecht | €6,494 | €6,211 | 71.2% | - |
| AD CONSTRUCT PRO Brussels | €6,711 | €4,359 | 88.5% | - |
| FINASU CONSTRUCT Uccle | €7,400 | €4,255 | 78.3% | - |
| MELBEA Temse | €8,404 | €4,077 | 51.2% | - |
| BRK RENOV Deerlijk | €7,875 | €7,782 | 67.9% | - |
These companies have the same main activity as RGK Construct: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €6,490 and €8,400, founded in 2025.
Official details
Source: KBO- Status
- Active since 28-07-2025Normal situation
- Registered office
- 111 active companies are registered at this address11 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other building finishing workNACE 43350and 5 others
- Establishment unit
- 2.376.285.4123500 Hasselt, since 28-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Insights on RGK Construct
RGK Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,758 and a net result of €3,658.
Its solvency ranks better than 61% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€5,269
€5,224
€3,658
€1,004
56.8%
1.35
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €53,000. Estimated: probably between €31,000 and €110,000.
Balance sheet
balance sheet total €6,620 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
56.8%
Higher than 61% of 35,136 companies in 2025.
1.35
Higher than 35% of 34,510 companies in 2025.
55.3%
Higher than 95% of 34,711 companies in 2025.
RGK Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
6,620 | |
21/28 |
2,754 | |
22/27 |
2,754 | |
24 |
2,754 | |
29/58 |
3,866 | |
40/41 |
488 | |
41 |
488 | |
54/58 |
3,378 | |
| Balance sheet: equity and liabilities | ||
10/49 |
6,620 | |
10/15 |
3,758 | |
10/11 |
100 | |
13 |
3,658 | |
133 |
3,658 | |
17/49 |
2,862 | |
42/48 |
2,862 | |
45 |
1,550 | |
450/3 |
1,550 | |
47/48 |
1,312 | |
| Income statement | ||
9900 |
5,269 | |
630 |
46 | |
9901 |
5,224 | |
65/66B |
16 | |
65 |
16 | |
9903 |
5,208 | |
67/77 |
1,550 | |
9904 |
3,658 | |
9905 |
3,658 | |
| Appropriation of the result | ||
9906 |
3,658 | |
691/2 |
3,658 | |
6921 |
3,658 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00548167.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00548167 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 5,269 | ||
| 3,704 | ||
| 2,800 | ||
| 1,004 | ||
| 56.8% | ||
| 1.35 | ||
| 0.76 | ||
| 97.3% | ||
| 55.3% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,800 |
| €46 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on RGK Construct
Debt's share of the balance-sheet total is 43.2%.
Board & ownership
Board
1 director, since incorporationDirector
current term since 28-07-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 12. Externe vertegenwoordiging Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap jegens…”deed of 30-07-2025
Mandates through the years
1 name, the dashed line is todayROGACKI Lukasz
Director
Director
Board
Mandates as a list
- ROGACKI Lukasz
- Director, appointed by deed of 30-07-2025, still in office
Control
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €37.58 in 2025
- Source
- deed of 30-07-2025
Articles of association
deed of 30-07-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Datum algemene vergadering - Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene…”
Shareholders
At incorporation
deed of 30-07-2025 ↗
- ROGACKI Lukasz 100 shares (100%) · €100 in cash
Network & group
No group
RGK Construct has no parent and no holdings in its annual accounts. ROGACKI Lukasz is the only director. RGK Construct shares no director with another company.
At the same address
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Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1025934950
2025
IncorporationFounding capital of €100, 100 shares · Appointment: ROGACKI Lukasz (director) · published on 30-07-20252 points ▸
- Founding capital, €100, 100 shares
- Director appointment, ROGACKI Lukasz
- The deed holds 1 more point.
First establishment Koning Boudewijnlaan 20, Hasselt
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1025.934.950
- VAT number
- BE 1025.934.950
- Peppol ID
- 0208:1025934950
- Other Peppol ID
- 9925:BE1025934950
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-07-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Datum algemene vergadering - Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene…”deed of 30-07-2025 (in Dutch)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RGK Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-07-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Koning Boudewijnlaan 20A, 3500 Hasselt”deed of 30-07-2025 (in Dutch)
Activities
NACEBEL 202543350
Other building finishing work main activity
43120
Site preparation
43221
Plumbing work
43230
Insulation installation
43320
Joinery installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle werken van bouw, renovatie, verbouwing, inrichting, onderhoud en afbraak van residentiële, commerciële, industriële of openbare…”deed of 30-07-2025 (in Dutch)
17 activities
- Alle werken van bouw, renovatie, verbouwing, inrichting, onderhoud en afbraak van residentiële, commerciële, industriële of openbare gebouwen, met inbegrip van, doch niet beperkt tot:
- - ruwbouwwerken (grondwerken, metselwerken, betonconstructies, dakwerken, schrijnwerk);
- - afwerkingswerken (isolatie, bepleistering, betegeling, binnen- en buitenschrijnwerk, schilderwerken);
- - installatie en onderhoud van elektrische installaties, sanitaire voorzieningen, verwarmings-, ventilatie- en airconditioningsystemen;
- - energetische renovatie, installatie van fotovoltaïsche panelen en andere toepassingen van hernieuwbare energie;
- - coördinatie van werven en projectontwikkeling in de bouwsector;
- - de aankoop, verkoop, huur, verhuur, invoer, uitvoer en distributie van bouwmaterialen.
- De vennootschap mag tevens alle roerende, onroerende, industriële en commerciële activiteiten uitoefenen die rechtstreeks of onrechtstreeks verband houden met het hierboven vermelde voorwerp of die de verwezenlijking ervan kunnen bevorderen.
- Zij mag deelnemingen nemen, onder welke vorm ook, in alle ondernemingen of vennootschappen met een gelijkaardig of verwant voorwerp.
- A) uitsluitend in eigen naam en voor eigen rekening: het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen, al dan niet onder het stelsel van de BTW, met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur- en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten;
- B) uitsluitend in eigen naam en voor eigen rekening: het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen;
- C) uitsluitend in eigen naam en voor eigen rekening: het aangaan en verstrekken van leningen, kredieten, financieringen en het aangaan van leasingcontracten, in het kader van de bovenvermelde doelstellingen.
- De vennootschap kan samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak. Zij mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare, of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
- Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Koning Boudewijnlaan 20A registered office 3500 Hasselt | ||
| Koning Boudewijnlaan 20 3500 Hasselt 43211 General electrical installation work | 28-07-2025 | 2.376.285.412 |
Buildings and parcels at the address
- Ground area
- 3,766 m²
- Buildings
- 984 m²
- Volume, LiDAR
- 7,855 m³
- Tallest building
- 21.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71323C0286/00F002 | 3,766 m² | 1 · 984 m² | 21.6 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1025.934.950