OLIVER CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of OLIVER CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 79% of 27787 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
42.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€8k
Net result
€3k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €8k
Fixed assets
€4k
Current assets
€4k
Equity and liabilities €8k
Equity
€6k
Debt
€2k
Debt finances 25.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
74.7%
Current ratio
1.91
Quick ratio
1.91
Debt / equity
0.34
ROE
56.4%
ROA
42.1%
Interest coverage
98.96
Debt
€2k
Debt ≤ 1 year
€2k
Income taxes
€901
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€8k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Plant, machinery and equipment23€2k
Furniture and vehicles24€2k
Current assets29/58€4k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€8k
Equity10/15€6k
Contributions10/11€3k
Profit (loss) carried forward14€3k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€901
Taxes450/3€901
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€495
Other operating charges640/8€509
Gross operating margin9900€5k
Operating profit (loss)9901€4k
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€901
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Excelsiorlaan 851930 ZaventemGround area
1,970 m²
Building footprint
454 m²
Volume, LiDAR
4,737 m³
Parcel 23094D0036/00L002, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OLIVER CONSTRUCT
since 20252.375.087.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0036/00L002 | Flanders | 1,970 m² | 1 · 454 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAVERCON
BE 1018.475.551
Deerlijk · Eq €6k
FINASU CONSTRUCT
BE 1031.320.232
Ukkel · Eq €6k
VERLAECKT
BE 0810.886.643
Zele · Eq €6k
GERY VAN ESBROECK
BE 0546.967.558
Hamme (Vl.) · Eq €6k
RE-INVESTO
BE 0429.139.183
Leuven · Eq €6k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2025
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.