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Rai Stone

Active
Private limited companyfounded 20224 yrs activeKoning Boudewijnlaan 20A, 3500 Hasselt, BelgiumKBO/BCE: BE 0781.976.485
Summary

Rai Stone has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133,509 and a net result of €45,965. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
Rai StoneActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010Business and other management consultancy NACE 70200
1 site
Size
€1.2mtotal assets 2025
Equity
€133,509
Profit
€45,965
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 95 d early0 of 2 deeds read
Why 83- 1 change of registered office in 24 months- Equity €133,509 (11.5% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €1.2mShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 27% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 36-7
equity 11.5% of total assets
Liquidity 58-3
short-term debt 15.5% · cash 9.1%
Profitability 74-3
return on assets 3.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +2.3% vs 02-2025 04-2025: < 0.1%▲ +2.3% vs 03-2025 05-2025: < 0.1%▲ +2.2% vs 04-2025 06-2025: 0.1%▲ +28.3% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.2%▲ +290% vs 07-2025 09-2025: 0.2%▼ -3.5% vs 08-2025 10-2025: 0.2%▼ -25.2% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.6% vs 12-2025 02-2026: 0.2%▼ -1.8% vs 01-2026 03-2026: 0.2%▲ +3.1% vs 02-2026 04-2026: 0.2%▲ +8.4% vs 03-2026 05-2026: 0.3%▲ +57.5% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▲ +3.2% vs 06-2026 08-2026: 0.3%▲ +3.7% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Equity €133,509 (11.5% of total assets) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 4.67 in 2024; short-term debt: 15.5% and cash: 9.1% of total assets), but 88.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 17%, liquidity 40%, profitability 32%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €133,509 (11.5% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20854 sector peers (2025).
NBB · sector comparison
Position among 20854 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
95 d early
2024
66 d early
2023
37 d early
2022
97 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 74 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 May (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €200,000Eq €205,191 ▲53.6%

Key points

  • Caution: Among the weakest 16% on solvencysector median 60.3% · 20,854 companies 11.5% View
  • Caution: Equity fell in 2025from €205,191 to €133,509 ▼ 34.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€45,965
Solvency
11.5%
Total assets▲ 4.2%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 27-04-2026Annual accounts filed
  2. 26-05-2025Annual accounts filed
  3. 31-12-2024Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
15-02-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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