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Cadac Group

Active
Public limited companyfounded 199531 years activeKoning Boudewijnlaan 20A, 3500 Hasselt, BelgiumKBO/BCE: BE 0454.356.512
Summary

Cadac Group has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €591,226 and a net result of €54,836. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 55% of 1,671 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€1.3mtotal assets 2025
Staff
5 FTE
Equity
€591,226
Profit
€54,836
Financial health
89 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Parent
Cadac Group Beheer B.V.
Board
1 member
Auditor: HLB Dodémont - Van Impe & C°Accounts 16 days early2 of 17 deeds read
Why 89- Liquidity: current ratio 1.76, cash €30,770, halved+ Sector Computer programming, consultancy and related activities (NACE 62)+ Founded in 1995+ Size: 5 FTE, total assets €1.3mShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Average
Solvency 69-13
equity 44.2% of total assets
Liquidity 24-30
short-term debt 55.8% · cash 2.3%
Profitability 74-8
return on assets 4.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.27 in 2024; short-term debt: 55.8% and cash: 2.3% of total assets), but 55.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 39% on solvency, 9% on liquidity, 32% on profitability and 57% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.76, cash €30,770, halved
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Founded in 1995
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: 5 FTE, total assets €1.3m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €591,226
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
13 days early
2023
5 days early
2022
31 days late
2021
11 days early
2020
15 days early
2019
38 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Reappointment: Cadac Group Beheer B.V. (director)Permanent representative: Johannes Baggen
  2. Annual accounts filedfiscal year 2025 · full…
  3. Reappointment: HLB Dodémont - Van Impe…State Gazette act

Key points

  • Controlled by Cadac Group Beheer B.V.ultimately: Cadac Group Holding B.V. parent View
  • Active since 1995founded 31-01-1995 31 years View
  • One director decidessole director in office 1 View

By topic

Financials

Fiscal year
2025
Total assets
€1.3m
Profit
€54,836
Solvency
44.2%
Total assets▲ 43.2%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 18-07-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 31-12-2024Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
31-01-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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