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Respect Communication

Active
Private limited company (pre-2019)founded 200521 years activeAvenue Floréal 11, 1410 Waterloo, BelgiumKBO/BCE: BE 0870.998.731
Summary

Respect Communication has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,579 and a net result of -€3,323. Equity is shrinking by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 8,530 sector peers (NACE 73, fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€45,099total assets 2025
Equity
€27,579
Loss
-€3,323
Turnover not published (abridged schema)
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 21 days early0 of 3 deeds read
Why 80- Liquidity: current ratio 2.49- Loss of €3,323, the second in a row (FY 2025)+ Founded in 2005+ Size: total assets €45,099Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 73, micro)
Financial strength · tick = 2024
Average
Solvency 86-5
equity 61.2% of total assets
Liquidity 64+27
short-term debt 38.8%
Profitability 10-17
return on assets -7.4%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,213 companies)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▼ -0.2 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -1.7 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.4 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.49 against 2.76 in 2024; short-term debt: 38.8% of total assets), and 38.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 59% on solvency, 56% on liquidity, 16% on profitability and 30% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.49
NBB · annual accounts
lowers risk · Founded in 2005
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Loss of €3,323, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €45,099
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
29 days late
2023
29 days late
2022
28 days late
2021
25 days late
2020
31 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€3,323 View
  • Total assets 20256 fiscal years filed €45,099 View
  • Active since 2005founded 05-01-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€45,099
Loss
-€3,323
Solvency
61.2%
Total assets▼ 4.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2023Annual accounts filed
  2. 31-12-2022Weakest financial year
  3. 25-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Advertising agenciesNACE 73110
Founded
05-01-2005
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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