Turnover
≈ €180,000 estimated
The micro format states no turnover.
RENOFAB CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €25,783 (2025)
€25,783
peak €19,901 (2025)
€19,901
peak €19,901 (2025)
€19,901
€23,768
Board1 name since 2024
1 directorFabian Ioan Florin
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
52
Fair
Financially stronger than 59% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 3.6%
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 3.8%▲ +0.1 percentage points vs 11-2025
01-2026: 4.2%▲ +0.4 percentage points vs 12-2025
02-2026: 4.2%● unchanged vs 01-2026
03-2026: 4.6%▲ +0.4 percentage points vs 02-2026
04-2026: 5.0%▲ +0.4 percentage points vs 03-2026highest value
05-2026: 5.0%● unchanged vs 04-2026highest value
06-2026: 4.8%▼ -0.2 percentage points vs 05-2026
07-2026: 4.8%● unchanged vs 06-2026
08-2026: 2.8%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 2.9%▲ +0.1 percentage points vs 08-2026
10-2026: 2.9%● unchanged vs 09-2026
11-2026: 2.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €43,669
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Figures for financial year 2025 (filed on 27-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 54% of them on solvency, 31% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as RENOFAB CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RENOFAB CONSTRUCT itself is higher: 2.9% within 12 months. It rests on far more data about RENOFAB CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RENOFAB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84, above the usual 1.5. Short-term debt is 54.4% and cash 11% of total assets. However, 54.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013542508
First establishment
Marc Henri Van Laerlaan 75, Anderlecht
Incorporation
Founding capital of €3,000, 100 shares · Founder: Fabian Ioan Florin · Appointment: Fabian Ioan Florin (director) · published on 17-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as RENOFAB CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €36,500 and €50,100, founded in 2024.
Official details
Source: KBO- Status
- Active since 13-09-2024Normal situation
- Registered office
- 247 active companies are registered at this address39 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.366.309.8521070 Anderlecht, since 01-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 20-07-2026
Annual accounts 2025
- €25,783
- €19,901
- €19,901
- €43,669
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on RENOFAB CONSTRUCT
The computed 12-month bankruptcy probability of RENOFAB CONSTRUCT is 2.9% (moderate). The 2025 annual accounts show equity of €19,901 and a net result of €19,901.
Its solvency ranks better than 53% of 9,452 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-07-2026, 4 days before the deadline€25,783
€25,672
€19,901
€19,901
45.6%
1.84
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €98,000 and €320,000.
Balance sheet
balance sheet total €43,669 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
45.6%
Higher than 53% of 9,452 companies in 2025.
1.84
Higher than 54% of 9,200 companies in 2025.
45.6%
Higher than 93% of 9,272 companies in 2025.
RENOFAB CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
43,669 | |
29/58 |
43,669 | |
40/41 |
37,329 | |
40 |
34,961 | |
41 |
2,368 | |
54/58 |
4,790 | |
490/1 |
1,550 | |
| Balance sheet: equity and liabilities | ||
10/49 |
43,669 | |
10/15 |
19,901 | |
14 |
19,901 | |
17/49 |
23,768 | |
42/48 |
23,768 | |
44 |
8,097 | |
440/4 |
8,097 | |
45 |
15,671 | |
450/3 |
4,991 | |
454/9 |
10,680 | |
| Income statement | ||
9900 |
25,783 | |
640/8 |
111 | |
9901 |
25,672 | |
65/66B |
780 | |
65 |
780 | |
9903 |
24,893 | |
67/77 |
4,991 | |
9904 |
19,901 | |
9905 |
19,901 | |
| Appropriation of the result | ||
9906 |
19,901 | |
| Document | ||
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00352744 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 19,901 | ||
| 45.6% | ||
| 1.84 | ||
| 1.19 | ||
| 100.0% | ||
| 45.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on RENOFAB CONSTRUCT
Debt's share of the balance-sheet total is 54.4%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 17-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 27-07-2026
Mandates through the years
1 name, the dashed line is todayFabian Ioan Florin
Director
Director
Board
Mandates as a list
- Fabian Ioan Florin
- Director, appointed by deed of 17-09-2024, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €199 in 2025
- Source
- deed of 17-09-2024
Articles of association
deed of 17-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, bij openvallende plaats voor einde mandaat hebben overblijvende bestuurders recht nieuwe bestuurder te coöpteren”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal aandelen, na aftrek van rechten waarvan…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 17-09-2024 ↗
- Fabian Ioan Florin 100 shares (100%) · €3,000
Network & group
No group
RENOFAB CONSTRUCT has no parent and no holdings in its annual accounts. Fabian Ioan Florin is the only director. RENOFAB CONSTRUCT shares no director with another company.
At the same address
W.A. Mozartlaan 2, 1620 Drogenbos · 246 other companies| BLANC NUAGE
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registered office since 27-12-2024 · founded in 2024 |
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| Handen Van Goud
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| COMPTA TRIOX
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total assets €888,677 (2026) 1025.764.706 |
| SB HOME
registered office since 19-01-2022 · founded in 2022 |
turnover €705,773 (2025) 0780.627.789 |
| MDV HOME
registered office since 04-10-2023 · founded in 2023 |
turnover €695,575 (2026) 1000.739.397 |
| CRISPO
registered office since 24-10-2023 · founded in 2023 |
turnover €562,314 (2026) 1001.554.593 |
| BIG TEAM
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total assets €432,321 (2025) 0762.623.601 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 4 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013542508
2024
First establishment Marc Henri Van Laerlaan 75, Anderlecht
IncorporationFounding capital of €3,000, 100 shares · Founder: Fabian Ioan Florin · Appointment: Fabian Ioan Florin (director) · published on 17-09-20246 points ▸
- Registered office clause, W.A. Mozartlaan 2
- Board rule, 1
- Director appointment, Fabian Ioan Florin
- Founder, Fabian Ioan Florin
- Founding capital, €3,000, 100 shares
- 100 shares
- The deed holds 4 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1013.542.508
- VAT number
- BE 1013.542.508
- Peppol ID
- 0208:1013542508
- Other Peppol ID
- 9925:BE1013542508
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of Junedeed of 17-09-2024 (in Dutch)
- Peppol
- Reachable since 20-07-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RENOFAB CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-09-2024 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43390
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het leveren van diensten voor zakenmensen en hun vennootschappen…”deed of 17-09-2024 (in Dutch)
57 activities
- Het leveren van diensten voor zakenmensen en hun vennootschappen
- Bureaus,computers,archieven,garages,telefoon,fax-,telexdiensten,administratieve hulp,enzovoort ter beschikking stellen van derden
- Eender welk goed aankopen,verkopen,importeren en exporteren
- Algemene bouwonderneming,het bouwrijp maken van terreinen,burgerlijke en utiliteitsgebouw,individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard
- Onderneming voor grond- en waterbouwkundige werken
- Het leggen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding,tapijt en vloerbedekking van linoleum,rubber of kunststof
- Aannemer van metsel- en betonwerken,waterdicht maken van bouwwerken
- Aannemer van slopingswerken
- Installeren van individuele verwarmingsinstallaties
- Het uitoefenen van het beroep van sanitair installateur,loodgieter,installateur van centrale verwarming en het plaatsen van elektrotechnische installaties,airco-installaties,enzovoort
- Het kopen en verkopen,huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid,met bedieningspersoneel of zonder
- Het leggen van opritten in klinkers,kasseien en andere gelijkaardige materialen
- Aannemer van schrijnwerk in hout,kunststof en metaal
- Montage van buiten- en binnen schrijnwerk in hout,kunststof en metaal
- Dakbedekking en bouw van daken en dakconstructies,het plaatsen van dakbedekking van ongeacht welk materiaal,het plaatsen van dakgoten en regenafvoerbuizen,het waterdicht maken van daken en dakterrassen
- Het aanbrengen van pleister- en stukadoorswerk(inclusief het aanbrengen van een hechtgrond)aan de binnen- of buitenzijde van gebouwen en andere bouwwerken
- Het behandelen van muren met vochtwerende en waterafstotende producten
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort,het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Het leggen van ondergrondse nutskabels
- Plaatsen van behang
- Schilderwerken
- Rioleringswerken en het uitvoeren van bestratingen
- Wegenwerken
- Plaatsing van signalisatie
- Alle aannemersactiviteiten
- Plaatsen van ramen en deuren
- Transport van pakjes en alle goederen,nationaal en internationaal
- Verhuisbedrijven
- Klein- en groothandel van wisselstukken voor voertuigen,nieuw of tweedehands
- Z-autoplaten en handelaar in autovoertuigen en passage op technische controle
- Vervoer van reizigers per taxi en uitbating van taxi’s
- Verhuring van personenwagens met chauffeur/Uber
- Ander vervoer te land van reizigers en goederen
- Verhuring van voertuigen
- Goederenvervoer over de weg,met uitzondering van verhuisbedrijven
- Opslag in koelpakhuizen en overige opslag
- Diensten in verband met vervoer te land
- Verhuur en lease personenauto’s en lichte bestelwagens(<3,5 ton)
- Exploitatie van taxi’s
- Overige personenvervoer te land
- Wassen en poetsen van motorvoertuigen
- Koerierdiensten en posterijen
- Overige ondersteunende activiteiten inzake vervoer
- Verspreiden en thuisbezorgen van monsters en reclamemateriaal,inclusief parkjes,postorders,streekkrantjes en dergelijke
- Verzamelen,vervoeren en afleveren van brieven,pakketpost en pakjes door andere bedrijven dan de nationale posterijen waarbij gebruik gemaakt wordt van diverse takken van vervoer
- Overige zakelijke dienstverlening
- Overige personenvervoer te land
- Groothandel en detailhandel in auto’s en lichte bestelwagens(<3,5 ton)
- Groothandel en detailhandel in andere motorvoertuigen(>3,5 ton)
- Verhuur en lease personenauto’s en lichte bestelwagens(<3,5 ton)
- Verhuur en lease van vrachtwagens en overige motorvoertuigen(>3,5 ton)
- Handel in aanhangwagens,opleggers en caravan
- Een kleinhandel in vlees,wild,vis,gevogelte,zeevruchten en dranken,al dan niet bereide voedingswaren met verkoop op openbare markten en langs de openbare weg en ambulante handel
- Groot– en kleinhandel in:waters,bieren,frisdranken,wijnen,aperitieven en sterke dranken,elektrische verwarmingstoestellen,verlichtingsartikelen,elektrische toestellen,radio-elektrisch materiaal,sanitaire artikelen,bouwmaterialen,hout,textielwaren,mode accessoires,lederwaren,sport- en strandartikelen,voedingsmiddelen,huishoudartikelen,papierwaren,ijzerwaren,loodgietersmateriaal,auto’s en motorrijwielen,fietsen,meubelen,kantoormaterieel,sportartikelen,computers,bloemen en planten,brandstoffen,wand- en vloerbekleding,tweedehandse goederen,koelinstallaties,horecamateriaal,graven,begrafenisornamenten,grafmonumenten
- Handel in wijnen,bieren,frisdranken en alle andere soorten dranken
- Uitbating snackbar,frituur,sandwicherie,drankgelegenheid,hotel,restaurant,taverne,buffetten,organisatie van banketten en andere festiviteiten,dienst traiteur,tearoom,en in het algemeen alle activiteiten die een verslag hebben met de sector Horeca
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| W.A. Mozartlaan 2 registered office 1620 Drogenbos | ||
| Marc Henri Van Laerlaan 75 1070 Anderlecht | 01-11-2024 | 2.366.309.852 |
Buildings and parcels at the addresses
- Ground area
- 1.1 ha
- Buildings
- 857 m²
- Volume, LiDAR
- 9,684 m³
- Tallest building
- 13.5 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 |
| 21306D0071/00H005 | Brussels | 146 m² | 1 · 63 m² | 13.5 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.542.508