BLANC NUAGE
ActiveBLANC NUAGE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674k and a net result of €87k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+12
Solvency58▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.65 in 2024), but 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
3.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
7 d early
2023
23 d late
2022
28 d late
2021
29 d late
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€87k▲ 31.6%
2024 · €66k
2018: €34k
2019: €54k
2020: €46k
2021: €75k
2022: €80k
2023: €69k
2024: €66k
2018 → 2025
Working capital
€1.22M▲ 39.7%
2024 · €877k
2018: €306k
2019: €335k
2020: €348k
2021: €419k
2022: €420k
2023: €519k
2024: €877k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€481k-€561k▲ 16.6%€630k▲ 12.3%€637k▲ 1.1%€674k▲ 5.8%
Operating result€152k-€161k▲ 5.7%€180k▲ 12.2%€239k▲ 32.7%€257k▲ 7.6%
Net result€75k-€80k▲ 6.8%€69k▼ 13.1%€66k▼ 4.9%€87k▲ 31.6%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.75M
Fixed assets
€310k▼ 22.6%
Current assets
€2.44M▲ 10.2%
Equity and liabilities €2.75M
Equity
€674k▲ 5.8%
Debt
€2.08M▲ 4.9%
The debt ratio falls from 75.7% to 75.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€391k▲
2024 · €365k
Cash flow
€221k▲
2024 · €192k
Solvency
24.5%▲
2024 · 24.3%
Current ratio
2.01▲
2024 · 1.65
Quick ratio
1.56▲
2024 · 1.33
Debt / equity
3.09▼
2024 · 3.11
ROE
12.9%▲
2024 · 10.3%
ROA
3.1%▲
2024 · 2.5%
Interest coverage
3.39▲
2024 · 2.77
Debt
€2.08M▲
2024 · €1.98M
Debt ≤ 1 year
€1.22M▼
2024 · €1.34M
Debt > 1 year
€858k▲
2024 · €638k
Income taxes
€58k▲
2024 · €43k
Staff costs
€369k▲
2024 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.62M€2.75M▲
Fixed assets21/28€401k€310k▼
Tangible fixed assets22/27€355k€264k▼
Plant, machinery and equipment23€59k€43k▼
Furniture and vehicles24€85k€64k▼
Leasing and similar rights25€210k€157k▼
Financial fixed assets28€46k€46k=
Current assets29/58€2.22M€2.44M▲
Stocks and contracts in progress3€439k€544k▲
Stocks30/36€439k€544k▲
Amounts receivable within one year40/41€1.59M€1.67M▲
Trade receivables40€1.52M€1.64M▲
Other amounts receivable41€64k€31k▼
Cash at bank and in hand54/58€165k€217k▲
Deferred charges and accrued income490/1€25k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.62M€2.75M▲
Equity10/15€637k€674k▲
Contributions10/11€40k€40k=
Reserves13€343k€379k▲
Tax-exempt reserves132€8k€8k=
Distributable reserves133€334k€371k▲
Profit (loss) carried forward14€254k€254k=
Amounts payable17/49€1.98M€2.08M▲
Amounts payable after more than one year17€638k€858k▲
Financial debts170/4€638k€858k▲
Amounts payable within one year42/48€1.34M€1.22M▼
Current portion of amounts payable after more than one year42€130k€146k▲
Financial debts43€452k€300k▼
Credit institutions430/8€452k€300k▼
Trade debts44€634k€591k▼
Suppliers440/4€634k€591k▼
Taxes, remuneration and social security45€62k€110k▲
Taxes450/3€28k€45k▲
Remuneration and social security454/9€34k€65k▲
Other amounts payable47/48€62k€71k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€206k€369k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126k€134k▲
Other operating charges640/8€52k€27k▼
Gross operating margin9900€623k€787k▲
Operating profit (loss)9901€239k€257k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€132k€115k▼
Recurring financial charges65€132k€115k▼
Profit (loss) for the period before taxes9903€109k€145k▲
Income taxes67/77€43k€58k▲
Profit (loss) for the period9904€66k€87k▲
Profit (loss) for the period to be appropriated9905€66k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€320k€341k▲
Profit (loss) brought forward from the previous period14P€254k€254k=
Transfer from equity791/2€59k€50k▼
Transfer to equity691/2€66k€87k▲
To other reserves6921€66k€87k▲
Profit to be distributed694/7€59k€50k▼
Return on contributions (dividend)694€59k€50k▼
Social balance
Average headcount (FTE)90874.47.2▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €87k ▲31.6%
Operating result €257k, net result €87k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Equity above €500kEq €561k ▲16.6%
5 profitable years in a row build equity to €561k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-04-2026
Nuno Teixeira Azevedo: Resigned as Manager
30-01-2026
Kruszewski Rober: Resigned as Manager
30-01-2026
Ojog Gheorghe: Resigned as Manager
30-01-2026
Sean TERIIPAIA: Resigned as Director
30-09-2025
Nelson Marques Games: Resigned as Director
30-09-2024
Faria Azevedo Domingos: Resigned as Managing director
30-09-2024
Igor Putregai: Resigned as Managing director
19-12-2023
Gilles LERMINIAUX: Resigned as Manager
01-12-2023
Gilles LERMINIAUX: Resigned as Director
31-03-2010
KABUYA Bengankuna Didier: Resigned as Director
31-03-2010
KABUYA Mandu Tchen: Resigned as Director
31-03-2010
MASSAMBA MIAKA Christian: Resigned as Director
31-03-2010
SCHEERLINCK Michel: Resigned as Director
31-03-2010
TiMPAU Marian: Resigned as Director
16-12-2009
Tomasz ADAMOWICZ: Resigned as Director
01-12-2009
Daniel RIVERA SUAREZ: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Wautersstraat 401020 BrusselGround area
1.1 ha
Building footprint
925 m²
Volume, LiDAR
11,292 m³
2 parcels, Brussels, Flanders · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BLANC NUAGE
since 20002.093.940.384
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21816C0018/00N006 | Brussels | 220 m² | 1 · 130 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
16 categoriesBLANC NUAGE SRL27796
Similar companies · same sector, comparable size
BOUWWERKEN DE BUCK
BE 0834.650.257
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ACO - BOUWTEAM
BE 0450.435.336
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G&G WORKS
BE 0751.865.707
Tienen · Eq €673k
CONSTRUCTA
BE 0447.651.337
Olen · Eq €673k
IMMO WINGS
BE 0435.020.947
Halle · Eq €674k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 7,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43341Painting of buildings
45441
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.