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CRISPO

Active
Private limited companyfounded 20232 yrs activeW.A. Mozartlaan 2, 1620 Drogenbos, BelgiumKBO/BCE: BE 1001.554.593
Summary

The computed 12-month bankruptcy probability of CRISPO is 4.4% (elevated). The 2026 annual accounts show equity of €49,648 and a net result of €10,849. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes · tick = 2025
Profitability67▼-33
Solvency48▼-20
Growth52
Track record82
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.02 in 2025; short-term debt: 37.1% and cash: 15.2% of total assets), and 76.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
23.2%
Return on assets
5.1%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
50 d early
2025
34 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CRISPO was incorporated on 24 October 2023 as a Private limited company.1 The registered office was moved to Drogenbos in 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 16-09-2026
  3. 3National Bank, annual accounts 2026

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Financials · fiscal year 2026, micro schema

Turnover
€562,314
EBIT margin
2.9%
Net result
€10,849▼ 67.9%
2025 · €33,799
Working capital
€3,992▲ 295%
2025 · €1,012
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20252026
Turnover€562,314
Operating result€43,242-€16,300▼ 62.3%
Net result€33,799above the sector's middle half-€10,849▼ 67.9%
EBIT margin2.9%
Equity€38,799within the sector's middle half-€49,648▲ 28.0%
Total assets€89,921within the sector's middle half-€214,390▲ 138%
Debt€51,123-€164,742▲ 222%
Working capital€1,012within the sector's middle half-€3,992▲ 295%
Solvency43.1%within the sector's middle half-23.2%▼ 20.0pp
Current ratio1.02within the sector's middle half-1.05▲ 0.03
Return on assets (ROA)37.6%above the sector's middle half-5.1%▼ 32.5pp
above within below the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2025: €43,242€43,242Net result 2025: €33,799€33,799Operating result 2026: €16,300€16,300Net result 2026: €10,849€10,84920252026€0€20,000€40,000Operating result 2025: €43,242€43,200Net result 2025: €33,799€33,800Operating result 2026: €16,300€16,300Net result 2026: €10,849€10,80020252026
The operating result falls in 2026; 2026 is 62% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €214,390
Fixed assets €130,946 ▲ 247%
Current assets €83,444 ▲ 60.1%
Equity and liabilities €214,390
Equity €49,648 ▲ 28.0%
Debt €164,742 ▲ 222%
Debt's share of the balance-sheet total rises from 56.9% to 76.8%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€45,286▼
2025 · €51,554
Cash flow
€39,835▼
2025 · €42,111
Debt to equity
3.32▲
2025 · 1.32
ROE
21.9%▼
2025 · 87.1%
Interest coverage
25.06▼
2025 · 74.15
Debt ≤ 1 year
€79,452▲
2025 · €51,123
Debt > 1 year
€85,290
Income taxes
€3,644▼
2025 · €8,749
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 40 lines
Balance sheet Code20252026
Assets
Total assets20/58€89,921€214,390▲
Fixed assets21/28€37,787€130,946▲
Tangible fixed assets22/27€37,787€130,946▲
Furniture and vehicles24€37,787€130,946▲
Current assets29/58€52,134€83,444▲
Amounts receivable within one year40/41€35,553€49,186▲
Trade receivables40€35,337€43,762▲
Other amounts receivable41€215€5,424▲
Cash at bank and in hand54/58€16,581€32,604▲
Deferred charges and accrued income490/1-€1,654
Equity and liabilities
Total equity and liabilities10/49€89,921€214,390▲
Equity10/15€38,799€49,648▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€33,799€44,648▲
Amounts payable17/49€51,123€164,742▲
Amounts payable after more than one year17-€85,290
Financial debts170/4-€85,290
Amounts payable within one year42/48€51,123€79,452▲
Current portion of amounts payable after more than one year42-€18,798
Trade debts44€28,409€49,259▲
Suppliers440/4€28,409€49,259▲
Taxes, remuneration and social security45€22,713€11,394▼
Taxes450/3€22,713€11,242▼
Remuneration and social security454/9-€152
Income statement Code20252026
Turnover70-€562,314
Goods, raw materials, services and sundry goods60/61-€518,965
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,312€28,986▲
Other operating charges640/8€92€459▲
Gross operating margin9900€51,646€45,745▼
Operating profit (loss)9901€43,242€16,300▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€695€1,807▲
Recurring financial charges65€695€1,807▲
Profit (loss) for the period before taxes9903€42,547€14,493▼
Income taxes67/77€8,749€3,644▼
Profit (loss) for the period9904€33,799€10,849▼
Profit (loss) for the period to be appropriated9905€33,799€10,849▼
Appropriation of the result
Profit (loss) to be appropriated9906€33,799€44,648▲
Profit (loss) brought forward from the previous period14P-€33,799

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20252026Change
Turnover70-€562,314-
Goods, raw materials, services and sundry goods60/61-€518,965-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,312€28,986▲ 249%
Other operating charges640/8€92€459▲ 397%
Gross operating margin9900€51,646€45,745▼ 11.4%
Operating profit (loss)9901€43,242€16,300▼ 62.3%
Financial income75/76B€0€0▼ 90.0%
Recurring financial income75€0€0▼ 90.0%
Financial charges65/66B€695€1,807▲ 160%
Recurring financial charges65€695€1,807▲ 160%
Profit (loss) for the period before taxes9903€42,547€14,493▼ 65.9%
Income taxes67/77€8,749€3,644▼ 58.4%
Profit (loss) for the period9904€33,799€10,849▼ 67.9%
Profit (loss) for the period to be appropriated9905€33,799€10,849▼ 67.9%
Line20252026Change
Assets
Total assets20/58€89,921€214,390▲ 138%
Fixed assets21/28€37,787€130,946▲ 247%
Tangible fixed assets22/27€37,787€130,946▲ 247%
Furniture and vehicles24€37,787€130,946▲ 247%
Current assets29/58€52,134€83,444▲ 60.1%
Amounts receivable within one year40/41€35,553€49,186▲ 38.3%
Trade receivables40€35,337€43,762▲ 23.8%
Other amounts receivable41€215€5,424▲ 2,418%
Cash at bank and in hand54/58€16,581€32,604▲ 96.6%
Deferred charges and accrued income490/1-€1,654-
Equity and liabilities
Total equity and liabilities10/49€89,921€214,390▲ 138%
Equity10/15€38,799€49,648▲ 28.0%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€33,799€44,648▲ 32.1%
Amounts payable17/49€51,123€164,742▲ 222%
Amounts payable after more than one year17-€85,290-
Financial debts170/4-€85,290-
Amounts payable within one year42/48€51,123€79,452▲ 55.4%
Current portion of amounts payable after more than one year42-€18,798-
Trade debts44€28,409€49,259▲ 73.4%
Suppliers440/4€28,409€49,259▲ 73.4%
Taxes, remuneration and social security45€22,713€11,394▼ 49.8%
Taxes450/3€22,713€11,242▼ 50.5%
Remuneration and social security454/9-€152-
Line20252026Change
Profit (loss) for the period9904€33,799€10,849▼ 67.9%
+ Depreciation and write-downs630€8,312€28,986▲ 249%
Operating cash flow (approximation)€42,111€39,835▼ 5.4%
Investment in fixed assets (approximation)--€122,145-
Change in cash-€16,022-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
16-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Registered-office move, W.A. Mozartlaan 2, 1620 Drogenbos
  • General meeting, 01-09-2026
11-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
27-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
864 m²
Volume, LiDAR
9,499 m³
2 parcels, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
236 companies at this address See who is registered here
1 establishment unit
CRISPO
Kwakkelstraat 57, 1800 VilvoordeWarehousing and support activities for transportation
since 20232.352.558.816
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22001A0006/00W002 Flanders 1.1 ha 1 · 794 m² 13.0 m · 4 fl.
23645B0014/00M000 Flanders 110 m² 1 · 69 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 23-07-2024

Similar companies · same sector, comparable size

Of 4,920 companies in sector 53200 we hold annual accounts for 1,324. 1,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end31-03
Activities, NACEBEL 2025
53200Other postal and courier activities
49410Freight transport by road
52250Logistics services
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001554593
Also 9925:BE1001554593
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.