RENODAF
ActiveSummary
RENODAF has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 74% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency91▲+4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.42 in 2024; short-term debt: 31.2% and cash: 34.1% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
-22.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
20 d early
2023
7 d early
2022
54 d early
2021
12 d early
2020
362 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 25.4%
2024 · €36k
2018: €30k
2019: €43k
2020: €20k
2021: €33k
2022: €59k
2023: €38k
2024: €36k
2018 → 2025
Total assets
€41k▼ 29.8%
2024 · €59k
2018: €38k
2019: €48k
2020: €25k
2021: €58k
2022: €106k
2023: €71k
2024: €59k
2018 → 2025
Net result
€-9k▼ 574%
2024 · €-1k
2018: €-208
2019: €14k
2020: €-14k
2021: €13k
2022: €26k
2023: €-22k
2024: €-1k
2018 → 2025
Working capital
€16k▼ 28.1%
2024 · €23k
2018: €29k
2019: €39k
2020: €15k
2021: €38k
2022: €37k
2023: €23k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€59k▲ 77.3%€38k▼ 36.6%€36k▼ 3.6%€27k▼ 25.4%
Operating result€19k-€37k▲ 99.9%€-21k€-2k▲ 92.7%€-9k▼ 510%
Net result€13k-€26k▲ 93.6%€-22k€-1k▲ 93.7%€-9k▼ 574%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€12k ▼ 39.9%
Current assets
€29k ▼ 24.5%
Equity and liabilities €41k
Equity
€27k ▼ 25.4%
Debt
€14k ▼ 36.8%
Debt's share of the balance-sheet total falls from 38.1% to 34.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-782▼
2024 · €8k
Cash flow
€-609▼
2024 · €8k
Current ratio
2.27▼
2024 · 2.42
Debt to equity
0.52▼
2024 · 0.62
ROE
-34.1%▼
2024 · -3.8%
ROA
-22.4%▼
2024 · -2.3%
Interest coverage
-2.26▼
2024 · 19.52
Debt ≤ 1 year
€13k▼
2024 · €16k
Debt > 1 year
€1k▼
2024 · €6k
Income taxes
€141▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€41k▼
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€20k€12k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€17k€9k▼
Current assets29/58€39k€29k▼
Amounts receivable after more than one year29€6k€4k▼
Other amounts receivable291€6k€4k▼
Amounts receivable within one year40/41€22k€9k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€8k€14k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€59k€41k▼
Equity10/15€36k€27k▼
Contributions10/11€10k€10k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-23k€-32k▼
Amounts payable17/49€22k€14k▼
Amounts payable after more than one year17€6k€1k▼
Financial debts170/4€6k€1k▼
Amounts payable within one year42/48€16k€13k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€1k€1k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€24-
Income statement
Code20242025
Non-recurring operating income76A-€172
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€1k€954▼
Non-recurring operating charges66A€328-
Gross operating margin9900€9k€171▼
Operating profit (loss)9901€-2k€-9k▼
Financial income75/76B€703€661▼
Recurring financial income75€703€661▼
Financial charges65/66B€391€346▼
Recurring financial charges65€391€346▼
Profit (loss) for the period before taxes9903€-1k€-9k▼
Income taxes67/77€139€141▲
Profit (loss) for the period9904€-1k€-9k▼
Profit (loss) for the period to be appropriated9905€-1k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-32k▼
Profit (loss) brought forward from the previous period14P€-22k€-23k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-22k ▼184%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26k ▲93.6%
Operating result €37k, net result €26k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 362 days late
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 12.10
Current ratio from 4.34 to 12.10; short-term debt falls from €9k to €3k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lierseveldstraat 392560 NijlenGround area
987 m²
Building footprint
167 m²
Volume, LiDAR
522 m³
Parcel 12026C0724/00F002, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RENODAF
since 20162.259.765.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026C0724/00F002 | Flanders | 987 m² | 1 · 167 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@renodaf.be
Phone:0032486951081