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Polimat Carrelage

Active
Private limited companyfounded 2017active for 9 yearsRue des Houx 6, 4610 Beyne-Heusay, BelgiumKBO/BCE: BE 0674.433.476
Summary

Polimat Carrelage has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,060 and a net result of €1,052. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 26% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 11-04-2017 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.264.030.280 4610 Beyne-Heusay, since 11-05-2017
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€235
▼ 96.4%
Turnover
≈ €2,800
estimated
Profit
€1,052
▼ 83.1%
Equity
€8,060
▼ 78.8%
Total assets
€41,434
▲ 4.1%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €41,434Equity €8,060 (19.5% of total assets)lowers riskLiquidity: current ratio 1.24, cash €11,103Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 24% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 44-56
equity 19.5% of total assets
Liquidity 39-61
short-term debt 80.5% · cash 26.8%
Profitability 44-33
return on assets 2.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 5.5% 01-2025: 5.4%▼ -0.1 percentage points vs 12-2024 02-2025: 5.4%● unchanged vs 01-2025 03-2025: 5.5%▲ +0.1 percentage points vs 02-2025 04-2025: 5.8%▲ +0.3 percentage points vs 03-2025 05-2025: 5.9%▲ +0.1 percentage points vs 04-2025 06-2025: 5.3%▼ -0.6 percentage points vs 05-2025 07-2025: 5.6%▲ +0.3 percentage points vs 06-2025 08-2025: 6.8%▲ +1.2 percentage points vs 07-2025highest value 09-2025: 2.1%▼ -4.7 percentage points vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%▼ -1.5 percentage points vs 03-2026lowest value 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%▼ -0.1 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (22.52 in 2024), below the usual 1.5. Short-term debt is 80.5% and cash 26.8% of total assets. 80.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 26% of them on solvency, 36% on liquidity, 26% on profitability and 7% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €41,434
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.24, cash €11,103
NBB · annual accounts
raises risk · Equity €8,060 (19.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 days early
2024
7 days late
2023
2 days early
2022
17 days early
2021
2 days early
2020
28 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in construction of buildingssector median €45,646 · 9,397 companies €8,060 View

Recent changes

  1. · Gazette deed Registered office moved from Liege to Beyne-HeusayResignation: My Group (director)
  2. · Gazette deed Registered office moved from Herstal to JupilleResignations: POUGIN Daniel (director) and T&O GROUP (director) · Appointments: POUGIN Daniel (director) and T&O GROUP (director) · Permanent representative: YUCEL Özgür
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Polimat Carrelage: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €38,000 and €45,300, founded between 2015 and 2018.

CompanyTotal assetsGross margin
Polimat Carrelage Beyne-Heusay€41,434€235
VULK Theux€45,349-€12,722
THIERRY BROSSEL CONSTRUCT Bassenge€40,499-€3,408
Tomassetti Construction Grâce-Hollogne€37,986-€2,868
Tony THISE et Fils Trooz€37,989-€8,928
RENODAF Nijlen€41,100€171
Mihalache Construct Chastre€39,406-€17,387
Full comparison

Key facts about Polimat Carrelage

What is the company number of Polimat Carrelage?
The company number of Polimat Carrelage is 0674.433.476. The VAT number is the same number with BE in front: BE 0674.433.476.
Where is Polimat Carrelage based?
The registered office is at Rue des Houx 6, 4610 Beyne-Heusay.Company details
What does Polimat Carrelage do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Polimat Carrelage?
The legal form of Polimat Carrelage is Private limited company (BV).
When was Polimat Carrelage founded?
Polimat Carrelage was founded on 11-04-2017.
Is Polimat Carrelage still active?
Yes, Polimat Carrelage is an active enterprise in the KBO register.
What is the turnover of Polimat Carrelage?
The turnover in financial year 2025 is ≈ €2,800. This figure is estimated from the gross margin of €235 and 266 comparable companies (NACE 41001). It probably lies between €1,500 and €5,200. It is a rough estimate.Financials
Is Polimat Carrelage profitable?
In financial year 2025, Polimat Carrelage made a profit of €1,052.
Where can I find the annual accounts of Polimat Carrelage?
Polimat Carrelage filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Polimat Carrelage due?
Polimat Carrelage must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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