RENEA
ActiveThe annual accounts of RENEA for fiscal year 2025 show a net loss of 74% of total assets and of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-29k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 7431 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency39▼-54
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03 against 2.75 in 2024; short-term debt: 86.4% and cash: 52.2% of total assets), and 86.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
-73.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7431 sector peers (2025).
NBB · sector comparisonPosition among 7431 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
61 d early
2023
61 d early
2022
53 d early
2021
32 d early
2020
32 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 84.4%
2024 · €34k
2018: €25k
2019: €26k
2020: €11k
2021: €37k
2022: €44k
2023: €48k
2024: €34k
2018 → 2025
Total assets
€39k▼ 21.8%
2024 · €50k
2018: €86k
2019: €56k
2020: €51k
2021: €81k
2022: €88k
2023: €81k
2024: €50k
2018 → 2025
Net result
€-29k
2024 · €11k
2018: €13k
2019: €714
2020: €-15k
2021: €26k
2022: €7k
2023: €4k
2024: €11k
2018 → 2025
Working capital
€930▼ 96.7%
2024 · €28k
2018: €20k
2019: €22k
2020: €9k
2021: €37k
2022: €41k
2023: €46k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€44k▲ 18.3%€48k▲ 9.2%€34k▼ 28.8%€5k▼ 84.4%
Operating result€30k-€10k▼ 67.5%€6k▼ 40.0%€15k▲ 164%€-29k
Net result€26k-€7k▼ 73.9%€4k▼ 40.9%€11k▲ 173%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€4k▼ 30.1%
Current assets
€35k▼ 20.6%
Equity and liabilities €39k
Equity
€5k▼ 84.4%
Debt
€34k▲ 113%
The debt ratio rises from 31.7% to 86.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-27k▼
2024 · €17k
Cash flow
€-27k▼
2024 · €13k
Solvency
13.6%▼
2024 · 68.3%
Current ratio
1.03▼
2024 · 2.75
Quick ratio
1.03▼
2024 · 2.75
Debt / equity
6.34▲
2024 · 0.46
ROE
-541.1%▼
2024 · 32.2%
ROA
-73.7%▼
2024 · 22.0%
Interest coverage
-136.02▼
2024 · 47.31
Debt
€34k▲
2024 · €16k
Debt ≤ 1 year
€34k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€39k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€6k€4k▼
Current assets29/58€44k€35k▼
Amounts receivable within one year40/41€37k€14k▼
Trade receivables40€17k€4k▼
Other amounts receivable41€20k€11k▼
Cash at bank and in hand54/58€7k€21k▲
Equity and liabilities
Total equity and liabilities10/49€50k€39k▼
Equity10/15€34k€5k▼
Reserves13€34k€23k▼
Distributable reserves133€34k€23k▼
Profit (loss) carried forward14-€-17k
Amounts payable17/49€16k€34k▲
Amounts payable within one year42/48€16k€34k▲
Financial debts43€12k-
Other loans439€12k-
Trade debts44€2k€743▼
Suppliers440/4€2k€743▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€2k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€569€186▼
Gross operating margin9900€18k€-27k▼
Operating profit (loss)9901€15k€-29k▼
Financial income75/76B€129€335▲
Recurring financial income75€129€335▲
Financial charges65/66B€369€200▼
Recurring financial charges65€369€200▼
Profit (loss) for the period before taxes9903€15k€-29k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€11k€-29k▼
Profit (loss) for the period to be appropriated9905€11k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-29k▼
Profit (loss) brought forward from the previous period14P€12k-
Transfer from equity791/2€13k€12k▼
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-29k ▼363%
Net result drops to €-29k, the lowest in the series.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joe Englishstraat 632140 AntwerpenGround area
928 m²
Building footprint
336 m²
Volume, LiDAR
15,108 m³
Parcel 11006A0226/03R002, Flanders · tallest building 48.5 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
RENEA
since 20172.269.806.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0226/03R002 | Flanders | 928 m² | 1 · 336 m² | 48.5 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOVAFLEXHOMES
BE 0801.733.803
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Doucet en Zonen
BE 0759.387.264
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MMANS SERVICES
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Ic immobilier
BE 0717.838.897
Mons · Eq €5k
J&S ALGEMENE BOUWWERKEN
BE 0690.880.124
Tessenderlo-Ham · Eq €5k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 6,734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43310Plastering work
43320Joinery installation
43341Painting of buildings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.