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Complete company report
Generated 11-08-2026
Active BE 0765.408.687Private limited companyOpen bankruptcy

RENO GIPS

Théodore Verhaegenstraat 14 ·1060 Sint-Gillis (bij-Brussel), Belgium· 5 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

A bankruptcy procedure is open for RENO GIPS according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-860) and a net result of €-85k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-860
Net result €-85k
Better than sector 9%
Active 5 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency44Growth32Stability0
35 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 44
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 08-09-2025 with the NBB · fiscal year 2024 · micro
€-100k€-50k€0€50kOperating result 2021: €19k€19kNet result 2021: €14k€14kOperating result 2022: €40k€40kNet result 2022: €33k€33kOperating result 2023: €50k€50kNet result 2023: €37k€37kOperating result 2024: €-85k€-85kNet result 2024: €-85k€-85k2021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -0.5% 40.9%
better than 9% of 11087 sector peers
Net result €-85k €11k
better than 5% of 11069 sector peers
Equity €-860 €34k
better than 9% of 11090 sector peers
Gross operating margin €60k €35k
better than 68% of 11060 sector peers
Staff costs €144k €25k
higher than 90% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-84k
- 21-24
Net profit
€-85k
- 21-24
Cash flow
€-84k
- 21-24
Total assets
€165k
-43.8% 21-24
Equity
€-860
- 21-24
Working capital
€-5k
- 21-24
Staff costs
€144k
+205.7% 21-24
Income taxes
€13k
+68.1% 21-24
Debt
€166k
-20.9% 21-24
Debt ≤ 1y
€166k
-20.9% 21-24
Current ratio
0.97
-30.1% 21-24
Quick ratio
0.97
-30.1% 21-24
Solvency
-0.5%
- 21-24
Debt / equity
-193.32
- 21-24
ROE
9876.7%
+22388.6% 21-24
ROA
-51.4%
- 21-24
Interest coverage
-432.22
- 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-84k
Net profit€-85k
Cash flow€-84k
Staff costs€144k
Income taxes-
Dividends-
Total assets€165k
Equity€-860
Debt€166k
of which ≤ 1y€166k
of which > 1y-
Working capital€-5k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.97
Quick ratio0.97
Working capital ratio-2.8%
Solvency-0.5%
Debt / equity-193.32
Long-term debt ratio-
Interest coverage-432.22
Gross margin-
Net margin-
ROA-51.4%
ROE9876.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€165k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€162k
Amounts receivable within one year 40/41€157k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€165k
Equity 10/15€-860
Accumulated profits (losses) 14€-860
Amounts payable 17/49€166k
Amounts payable within one year 42/48€166k
Trade debts payable within one year 44€89k
Income statement
Gross operating margin 9900€60k
Operating result 9901€-85k
Financial charges 65€194
Result before taxes 9903€-85k
Net result for the period 9904€-85k
Result to be appropriated 9905€-85k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Ferreira da Silva Tiago
    Director
    State Gazette act 23047804 (06-04-2023)
    Current
    06-04-2023 → present
  • Catalan Nicolae
    Director
    State Gazette act 23047804 (06-04-2023)
    Current
    01-01-2022 → present
Former directors (1)
  • Da Silva Medrado Haroido
    Director
    State Gazette act 23047804 (06-04-2023)
    Former
    - → 06-04-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator Catherine HERINCKX
AVENUE DU CONGO 1, 1050 IXELLES
 15-09-2025 → present Belgian State Gazette
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation19-03-2021
StatusActive
Postal code1060
First BS signal 22-09-2025
Latest BS signal 22-09-2025
Company structure, linked entities1 linked entities
RENO GIPSBE 0765.408.687Catherine HERINCKXReceiver ↔ 175SOFONAImmobilière Cordi…FAVOS
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0173/00L013 Brussels 328 m² 1 · 187 m² 21.9 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-09-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL RENO GIPS RUE THEODORE VERHAEGEN 14, 1060 SAINT-GILLES · event 15-09-2025
08-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
15-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
06-04-2023
State Gazette act Capital & shares
06-04-2023
State Gazette act Capital & shares
2022
02-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
03-03-2022
State Gazette act Capital & shares
03-03-2022
State Gazette act Capital & shares
Lifecycle & Insolvency Signals 1 events
22-09-2025
Bankruptcy Opening
Date: 15-09-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL RENO GIPS RUE THEODORE VERHAEGEN 14, 1060 SAINT-GILLES · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 4 acts
Capital history · 4
06-04-2023
Capital change
06-04-2023
Capital change
03-03-2022
Capital change
03-03-2022
Capital change
All acts · 4 updated 3 years ago
2023
06-04-2023 All shares are now held by a single shareholder Capital & shares
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06-04-2023 Buyback of own shares Capital & shares
Technical details 
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2022
03-03-2022 Transaction in capital or shares Capital & shares
Technical details 
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03-03-2022 All shares are now held by a single shareholder Capital & shares
Technical details 
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      "kind": "person",
      "name": "FERREIRA DA SILVA TIAGO",
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameFR RENO GIPS
Registered office
Théodore Verhaegenstraat 14
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative