RCMT
ActiveRCMT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-16
Solvency44▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19%
Return on assets
12.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
72 d late
2022
60 d late
2021
61 d late
2020
69 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 67.8%
2023 · €9k
2018: €-20k
2019: €-20k
2020: €6k
2021: €-32k
2022: €30k
2023: €9k
2018 → 2024
Working capital
€2k
2023 · €-244
2018: €1k
2019: €-14k
2020: €-9k
2021: €-38k
2022: €-10k
2023: €-244
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-6k-€-38k▼ 522%€-8k▲ 79.6%€2k€5k▲ 189%
Operating result€7k-€-31k€31k€10k▼ 67.9%€4k▼ 62.3%
Net result€6k-€-32k€30k€9k▼ 69.2%€3k▼ 67.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€2k▲ 19.1%
Current assets
€22k▲ 31.4%
Equity and liabilities €24k
Equity
€5k▲ 189%
Debt
€19k▲ 15.3%
The debt ratio falls from 91.5% to 81.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2023 · €10k
Cash flow
€4k▼
2023 · €10k
Solvency
19.0%▲
2023 · 8.5%
Current ratio
1.12▲
2023 · 0.99
Quick ratio
1.12▲
2023 · 0.99
Debt / equity
4.26▼
2023 · 10.70
ROE
65.4%▼
2023 · 588.9%
ROA
12.4%▼
2023 · 50.3%
Interest coverage
6.27▼
2023 · 11.45
Debt
€19k▲
2023 · €17k
Debt ≤ 1 year
€19k▲
2023 · €17k
Income taxes
€140▲
2023 · €133
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€24k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€680€462▼
Furniture and vehicles24€781€1k▲
Financial fixed assets28€363€363=
Current assets29/58€17k€22k▲
Amounts receivable within one year40/41€17k€21k▲
Trade receivables40€7k€21k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€102€1k▲
Equity and liabilities
Total equity and liabilities10/49€18k€24k▲
Equity10/15€2k€5k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-6k€-3k▲
Amounts payable17/49€17k€19k▲
Amounts payable within one year42/48€17k€19k▲
Trade debts44€9k€992▼
Suppliers440/4€9k€992▼
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€2k€13k▲
Taxes450/3€2k€1k▼
Remuneration and social security454/9-€12k
Other amounts payable47/48-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€160-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€353€551▲
Other operating charges640/8€476€768▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€11k€8k▼
Operating profit (loss)9901€10k€4k▼
Financial income75/76B€306€40▼
Recurring financial income75€306€40▼
Financial charges65/66B€907€692▼
Recurring financial charges65€907€692▼
Profit (loss) for the period before taxes9903€9k€3k▼
Income taxes67/77€133€140▲
Profit (loss) for the period9904€9k€3k▼
Profit (loss) for the period to be appropriated9905€9k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-3k▲
Profit (loss) brought forward from the previous period14P€-16k€-6k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-32k ▼600%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 69 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quiévrain · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Marais 1117380 QuiévrainGround area
5,405 m²
Building footprint
40 m²
Volume, LiDAR
7 m³
2 parcels, Wallonia · tallest building 1.0 m. Linked by address, not a title deed.
1 establishment unit
RCMT
since 20172.263.018.809
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53068A0168/00S000 | Wallonia | 5,202 m² | 1 · 34 m² | 0.1 m |
| 53068A0136/00H000 | Wallonia | 203 m² | 1 · 6 m² | 1.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN IR
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JM BUGNI
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Of 11,137 companies in sector 43910 we hold annual accounts for 5,489. 1,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2017
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
43110Demolition
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43992Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.