LOOTENS MICHEL

Active

Private limited company (pre-2019)founded 2015active for 11 yearsBrusselsesteenweg 47, 9230 Wetteren, BelgiumKBO/BCE: BE 0629.972.537

Summary

The computed 12-month bankruptcy probability of LOOTENS MICHEL is 3.3% (moderate). The 2025 annual accounts show equity of €7,559 and a net result of €3,688. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

LOOTENS MICHELActiveChecked score 49/100

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910

1 site

Size

€47,375total assets 2025

Equity: €7,559
Profit: €3,688

Turnover not published (micro format)

Financial health

49 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.3%

Structure

2025 accounts filed 52 days late4 deeds in the Belgian Official Gazette

Why 49raises riskLast filed accounts filed 52 days late; 2 of the last 3 lateLiquidity: current ratio 1.19Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €47,375Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 35% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 41+2

equity 16.0% of total assets

Liquidity 7-53

short-term debt 84.0%

Profitability 57-43

return on assets 7.8%

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)

Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.3%▼ -0.1 percentage points vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.2%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.2 percentage points vs 06-2025 08-2025: 2.9%▲ +0.5 percentage points vs 07-2025 09-2025: 3.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.0%▼ -2.1 percentage points vs 09-2025 11-2025: 0.9%▼ -0.1 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026lowest value 08-2026: 1.2%▲ +0.4 percentage points vs 07-2026 09-2026: 1.5%▲ +0.3 percentage points vs 08-2026 10-2026: 3.3%▲ +1.8 percentage points vs 09-2026highest value

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 18% on solvency, 5% on liquidity, 27% on profitability and 91% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 52 days late; 2 of the last 3 late

NBB · filings

Liquidity: current ratio 1.19

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Size: total assets €47,375

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34747 sector peers (2025).

NBB · sector comparison

Position among 34747 sector peers

Solvency

better than 18%

← weakest strongest →

2025 accounts filed 52 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

52 days late

2024

43 days late

2023

14 days late

2022

86 days late

2021

74 days late

2020

60 days late

2019

28 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-09-2026 Annual accounts filedfinancial year 2025 · micro…
12-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €41,282 ▲21.6%

Key points

Caution: Among the weakest 15% on equitysector median €57,780 · 34,759 companies €7,559 View
Total assets 20256 financial years filed €47,375 View
Active since 2015founded 11-05-2015 11 years View

By topic

Financials

Financial year: 2025
Total assets: €47,375
Profit: €3,688
Solvency: 16.0%

Total assets▲ 67.7%

Net result

20182025

Go to Financials

Timeline

Events: 16
Since: 2017
Next accounts: by 31-07-2027

31-12-2024Liquidity more than quadruples
14-08-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Bricklaying and masonry workNACE 43910
Founded: 11-05-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about LOOTENS MICHEL

What is the company number of LOOTENS MICHEL?: 0629.972.537. In Belgium the VAT number is the company number with BE in front: BE 0629.972.537.
Where is LOOTENS MICHEL based?: The registered office is at Brusselsesteenweg 47, 9230 Wetteren.Company details
What does LOOTENS MICHEL do?: According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of LOOTENS MICHEL?: Private limited company (pre-2019) (BVBA).
When was LOOTENS MICHEL founded?: On 11-05-2015.
Is LOOTENS MICHEL still active?: Yes, LOOTENS MICHEL is an active enterprise in the KBO register.
What is the turnover of LOOTENS MICHEL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LOOTENS MICHEL profitable?: In financial year 2025, LOOTENS MICHEL made a profit of €3,688.
Where can I find the annual accounts of LOOTENS MICHEL?: LOOTENS MICHEL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOOTENS MICHEL due?: By 31-07-2027, for financial year 2026.Timeline