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M.C.G.T.

Active
Private limited companyfounded 2013active for 13 yearsRue de Merbes(WAU) 231, 7131 Binche, BelgiumKBO/BCE: BE 0537.227.273
Summary

M.C.G.T. has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,527) and a net result of €147. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Bricklaying and masonry work
NACE 43910
1 site
Size
€32,437total assets 2025
Equity
-€10,527
Profit
€147
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
  • DUBOIS HervéDirector
2025 accounts 31 days early2 of 6 deeds summarised
Why 53raises riskCapped at 59: negative equityNegative equity -€10,527Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €32,437Founded in 2013Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -32.5% of total assets
Liquidity 2+1
short-term debt 132.5% · cash 1.2%
Profitability 69-31
return on assets 0.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.9%highest value 12-2024: 0.9%● unchanged vs 11-2024highest value 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.8%▼ -0.1 percentage points vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▼ -0.2 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.8%▼ -0.1 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.7%▼ -0.1 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.5, compared with 0.34 in 2024, below 1; short-term debt: 132.5% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 3% on liquidity, 36% on profitability and 39% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €32,437
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€10,527
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9802 sector peers (2025).
NBB · sector comparison
Position among 9802 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
45 days early
2023
14 days late
2022
7 days late
2021
12 days late
2020
13 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €13,433 ▲25.9%

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€10,527 View
  • Caution: Among the weakest 5% on solvencysector median 44.0% · 9,802 companies -32.5% View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€32,437
Profit
€147
Solvency
-32.5%
Total assets▼ 8.0%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2015
Next accounts
by 31-07-2027
  1. 14-08-2024Annual accounts filed
  2. 22-01-2024Resignation: Dubois Guillaume (director)
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
01-08-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
First Monday of June at 16:00
Purpose
“Le commerce de détail de matériaux de construction et d’assortiment général; Le commerce…” (deed in French)
Go to Articles of association

Key facts about M.C.G.T.

What is the company number of M.C.G.T.?
0537.227.273. In Belgium the VAT number is the company number with BE in front: BE 0537.227.273.
Where is M.C.G.T. based?
The registered office is at Rue de Merbes(WAU) 231, 7131 Binche.Company details
What does M.C.G.T. do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of M.C.G.T.?
Private limited company (BV).
When was M.C.G.T. founded?
On 01-08-2013.
Is M.C.G.T. still active?
Yes, M.C.G.T. is an active enterprise in the KBO register.
What is the turnover of M.C.G.T.?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M.C.G.T. profitable?
In financial year 2025, M.C.G.T. made a profit of €147.
Where can I find the annual accounts of M.C.G.T.?
M.C.G.T. filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.C.G.T. due?
By 31-07-2027, for financial year 2026.Timeline

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