Financials
- Financial year
- 2025
- Total assets
- €143,198
- Profit
- €15,401
- Solvency
- 7.8%
Total assets▼ 11.4%
Net result
20242025
PROVIDICT
ActiveSummary
PROVIDICT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,138 and a net result of €15,401. Its solvency ranks better than 16% of 9,770 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Wholesale of perfume and cosmetics
NACE 46450
1 site
Size
€143,198total assets 2025
- Equity
- €11,138
- Profit
- €15,401
Turnover not published (abbreviated format)
Structure
2025 accounts filed 14 days late1 deed in the Belgian Official Gazette
Why 70raises riskFounded in 2023Equity €11,138 (7.8% of total assets)lowers riskLiquidity: current ratio 1.37, cash €95,751Size: total assets €143,198Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 58% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency
33+14
equity 7.8% of total assets
Liquidity
61+4
short-term debt 73.1% · cash 66.9%
Profitability
64+49
return on assets 10.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.6%
12-2024: 2.6%● unchanged vs 11-2024
01-2025: 2.5%▼ -0.1 percentage points vs 12-2024
02-2025: 2.8%▲ +0.3 percentage points vs 01-2025
03-2025: 2.9%▲ +0.1 percentage points vs 02-2025
04-2025: 2.9%● unchanged vs 03-2025highest value
05-2025: 2.9%● unchanged vs 04-2025highest value
06-2025: 2.9%● unchanged vs 05-2025highest value
07-2025: 2.9%● unchanged vs 06-2025highest value
08-2025: 2.9%● unchanged vs 07-2025highest value
09-2025: 2.9%● unchanged vs 08-2025highest value
10-2025: 0.8%▼ -2.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.7%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.7%● unchanged vs 01-2026lowest value
03-2026: 0.7%● unchanged vs 02-2026lowest value
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026
09-2026: 0.7%▼ -0.4 percentage points vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.37, compared with 1.27 in 2024, below the usual 1.5; short-term debt: 73.1% and cash: 66.9% of total assets), and 92.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 22% on solvency, 67% on liquidity, 47% on profitability and 97% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9770 sector peers (2025).
NBB · sector comparisonPosition among 9770 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
14 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 22 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €15,401
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of perfume and cosmeticsNACE 46450
- Founded
- 17-03-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about PROVIDICT
- What is the company number of PROVIDICT?
- 0799.665.822. In Belgium the VAT number is the company number with BE in front: BE 0799.665.822.
- Where is PROVIDICT based?
- The registered office is at Duifhuisweg 22, 3590 Diepenbeek.Company details
- What does PROVIDICT do?
- According to the KBO register, the main activity is wholesale of perfume and cosmetics (NACE 46450).
- What is the legal form of PROVIDICT?
- Private limited company (BV).
- When was PROVIDICT founded?
- On 17-03-2023.
- Is PROVIDICT still active?
- Yes, PROVIDICT is an active enterprise in the KBO register.
- What is the turnover of PROVIDICT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is PROVIDICT profitable?
- In financial year 2025, PROVIDICT made a profit of €15,401.
- Where can I find the annual accounts of PROVIDICT?
- PROVIDICT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PROVIDICT due?
- By 31-07-2027, for financial year 2026.Timeline
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