DBVINS
ActiveSummary
DBVINS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€167,872) and a net result of -€8,347. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 148 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability12▲+3
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.15 in 2025; short-term debt: 204.3% and cash: 1.9% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-104.3%
Return on assets
-5.2%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year -€167,872
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
68 d early
2025
39 d early
2024
97 d early
2023
26 d early
2022
88 d early
2021
13 d early
2020
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8,347▲ 36.5%
2025 · -€13,144
Working capital
-€282,690▼ 2.6%
2025 · -€275,626
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result-€27,034▼ 302%-€16,660▲ 38.4%-€10,982▲ 34.1%-€13,125▼ 19.5%-€8,212▲ 37.4%
Net result-€27,034below the sector's middle half▼ 301%-€16,661below the sector's middle half▲ 38.4%-€10,982below the sector's middle half▲ 34.1%-€13,144below the sector's middle half▼ 19.7%-€8,347▲ 36.5%
Equity-€118,738below the sector's middle half▼ 29.5%-€135,398below the sector's middle half▼ 14.0%-€146,381below the sector's middle half▼ 8.1%-€159,525below the sector's middle half▼ 9.0%-€167,872▼ 5.2%
Total assets€186,095within the sector's middle half▼ 12.6%€176,930within the sector's middle half▼ 4.9%€168,308within the sector's middle half▼ 4.9%€164,535within the sector's middle half▼ 2.2%€160,889▼ 2.2%
Debt€304,833▲ 0.1%€312,329▲ 2.5%€314,689▲ 0.8%€324,060▲ 3.0%€328,761▲ 1.5%
Working capital-€254,621below the sector's middle half▼ 8.7%-€264,688below the sector's middle half▼ 4.0%-€269,076below the sector's middle half▼ 1.7%-€275,626below the sector's middle half▼ 2.4%-€282,690▼ 2.6%
Solvency-63.8%below the sector's middle half▼ 20.7pp-76.5%below the sector's middle half▼ 12.7pp-87.0%below the sector's middle half▼ 10.4pp-97.0%below the sector's middle half▼ 10.0pp-104.3%▼ 7.4pp
Current ratio0.16below the sector's middle half▼ 0.070.15below the sector's middle half▼ 0.010.14below the sector's middle half▼ 0.010.15below the sector's middle half=0.14▼ 0.01
Return on assets (ROA)-14.5%below the sector's middle half▼ 11.4pp-9.4%below the sector's middle half▲ 5.1pp-6.5%below the sector's middle half▲ 2.9pp-8.0%below the sector's middle half▼ 1.5pp-5.2%▲ 2.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,212 in 2026 against €13,125 in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €160,889
Fixed assets
€114,818 ▼ 1.1%
Current assets
€46,072 ▼ 4.9%
Key figures and ratios
EBITDA
-€6,929▼
2025 · -€6,530
Cash flow
-€7,064▼
2025 · -€6,550
Quick ratio
0.01▼
2025 · 0.02
Debt to equity
-1.96▲
2025 · -2.03
Interest coverage
-51.33▲
2025 · -326.52
Debt ≤ 1 year
€328,761▲
2025 · €324,060
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,594 | €6,594 | €6,594 | €6,594 | €1,283 | ▼ 80.5% |
| Other operating charges640/8 | €1,602 | €286 | €552 | €555 | €558 | ▲ 0.4% |
| Gross operating margin9900 | -€18,837 | -€9,779 | -€3,836 | -€5,975 | -€6,372 | ▼ 6.6% |
| Operating profit (loss)9901 | -€27,034 | -€16,660 | -€10,982 | -€13,125 | -€8,212 | ▲ 37.4% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | - | €1 | - | €20 | €135 | ▲ 575% |
| Recurring financial charges65 | - | €1 | - | €20 | €135 | ▲ 575% |
| Profit (loss) for the period before taxes9903 | -€27,034 | -€16,661 | -€10,982 | -€13,144 | -€8,347 | ▲ 36.5% |
| Profit (loss) for the period9904 | -€27,034 | -€16,661 | -€10,982 | -€13,144 | -€8,347 | ▲ 36.5% |
| Profit (loss) for the period to be appropriated9905 | -€27,034 | -€16,661 | -€10,982 | -€13,144 | -€8,347 | ▲ 36.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186,095 | €176,930 | €168,308 | €164,535 | €160,889 | ▼ 2.2% |
| Fixed assets21/28 | €135,883 | €129,289 | €122,695 | €116,100 | €114,818 | ▼ 1.1% |
| Tangible fixed assets22/27 | €134,488 | €127,894 | €121,300 | €114,705 | €113,423 | ▼ 1.1% |
| Land and buildings22 | €134,488 | €127,894 | €121,300 | €114,705 | €113,423 | ▼ 1.1% |
| Financial fixed assets28 | €1,395 | €1,395 | €1,395 | €1,395 | €1,395 | = |
| Current assets29/58 | €50,211 | €47,641 | €45,613 | €48,434 | €46,072 | ▼ 4.9% |
| Stocks and contracts in progress3 | €46,607 | €42,182 | €41,944 | €41,944 | €41,944 | = |
| Stocks30/36 | €46,607 | €42,182 | €41,944 | €41,944 | €41,944 | = |
| Amounts receivable within one year40/41 | €1,346 | €4,757 | €74 | €1,390 | €1,038 | ▼ 25.3% |
| Trade receivables40 | €1,236 | €4,100 | €35 | €1,091 | €726 | ▼ 33.4% |
| Other amounts receivable41 | €110 | €657 | €39 | €299 | €312 | ▲ 4.3% |
| Cash at bank and in hand54/58 | €1,381 | €703 | €3,595 | €4,584 | €3,089 | ▼ 32.6% |
| Deferred charges and accrued income490/1 | €877 | - | - | €516 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186,095 | €176,930 | €168,308 | €164,535 | €160,889 | ▼ 2.2% |
| Equity10/15 | -€118,738 | -€135,398 | -€146,381 | -€159,525 | -€167,872 | ▼ 5.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €38 | €38 | €38 | €38 | €38 | = |
| Non-distributable reserves130/1 | €38 | €38 | €38 | €38 | €38 | = |
| Legal reserve130 | €38 | €38 | €38 | €38 | €38 | = |
| Profit (loss) carried forward14 | -€137,376 | -€154,037 | -€165,019 | -€178,164 | -€186,510 | ▼ 4.7% |
| Amounts payable17/49 | €304,833 | €312,329 | €314,689 | €324,060 | €328,761 | ▲ 1.5% |
| Amounts payable within one year42/48 | €304,833 | €312,329 | €314,689 | €324,060 | €328,761 | ▲ 1.5% |
| Trade debts44 | €50 | €1,863 | €458 | €1,412 | €2,699 | ▲ 91.2% |
| Suppliers440/4 | €50 | €1,863 | €458 | €1,412 | €2,699 | ▲ 91.2% |
| Advances received on contracts in progress46 | €433 | €2,811 | - | - | - | - |
| Taxes, remuneration and social security45 | €105 | €154 | €154 | €154 | - | - |
| Taxes450/3 | €105 | €154 | €154 | €154 | - | - |
| Other amounts payable47/48 | €304,245 | €307,501 | €314,077 | €322,495 | €326,062 | ▲ 1.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,034 | -€16,661 | -€10,982 | -€13,144 | -€8,347 | ▲ 36.5% |
| + Depreciation and write-downs630 | €6,594 | €6,594 | €6,594 | €6,594 | €1,283 | ▼ 80.5% |
| Operating cash flow (approximation) | -€20,439 | -€10,066 | -€4,388 | -€6,550 | -€7,064 | ▼ 7.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€678 | €2,892 | €989 | -€1,495 | ▼ 251% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet -€27,034
Net result drops to -€27,034, the lowest in the series; recovery starts the following year.
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
Ground area
748 m²
Building footprint
72 m²
Volume, LiDAR
770 m³
Parcel 52047B0165/00A007, Wallonia · tallest building 11.6 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047B0165/00A007 | Wallonia | 748 m² | 1 · 72 m² | 11.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 798 companies in sector 46450 we hold annual accounts for 453. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-2003
Fiscal year end31-03
Activities, NACEBEL 2025
46450Wholesale of perfume and cosmetics
46431Wholesale of electrical household appliances and audio-video equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479998758
Also
9925:BE0479998758
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.