KERATY
ActiveSummary
The computed 12-month bankruptcy probability of KERATY is 2.8% (moderate). The 2025 annual accounts show negative equity (-€12,621) and a net result of -€23,825. Equity is shrinking by ~83% per year across the filed fiscal years. Its solvency ranks better than 18% of 11502 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €4,841 | €22,866 | ▲ 372% |
| Other operating charges640/8 | - | €487 | €500 | ▲ 2.5% |
| Gross operating margin9900 | -€14,011 | €10,757 | -€202 | ▼ 102% |
| Operating profit (loss)9901 | -€14,011 | €5,428 | -€23,568 | ▼ 534% |
| Financial charges65/66B | €9 | €205 | €256 | ▲ 25.4% |
| Recurring financial charges65 | €9 | €205 | €256 | ▲ 25.4% |
| Profit (loss) for the period before taxes9903 | -€14,020 | €5,224 | -€23,825 | ▼ 556% |
| Profit (loss) for the period9904 | -€14,020 | €5,224 | -€23,825 | ▼ 556% |
| Profit (loss) for the period to be appropriated9905 | -€14,020 | €5,224 | -€23,825 | ▼ 556% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €20,164 | €209,783 | €160,187 | ▼ 23.6% |
| Current assets29/58 | €20,164 | €209,783 | €160,187 | ▼ 23.6% |
| Stocks and contracts in progress3 | - | €109,117 | €110,000 | ▲ 0.8% |
| Stocks30/36 | - | €109,117 | €110,000 | ▲ 0.8% |
| Amounts receivable within one year40/41 | €17,669 | €100,467 | €46,244 | ▼ 54.0% |
| Trade receivables40 | €17,669 | €100,467 | €45,714 | ▼ 54.5% |
| Other amounts receivable41 | - | - | €530 | - |
| Cash at bank and in hand54/58 | €2,495 | €200 | €3,943 | ▲ 1,868% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €20,164 | €209,783 | €160,187 | ▼ 23.6% |
| Equity10/15 | €5,980 | €11,204 | -€12,621 | ▼ 213% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€14,020 | -€8,796 | -€32,621 | ▼ 271% |
| Amounts payable17/49 | €14,184 | €198,580 | €172,808 | ▼ 13.0% |
| Amounts payable within one year42/48 | €14,184 | €198,580 | €172,808 | ▼ 13.0% |
| Trade debts44 | €14,011 | €128,708 | €110,060 | ▼ 14.5% |
| Suppliers440/4 | €14,011 | €128,708 | €110,060 | ▼ 14.5% |
| Taxes, remuneration and social security45 | - | €9,700 | - | - |
| Taxes450/3 | - | €8,009 | - | - |
| Remuneration and social security454/9 | - | €1,690 | - | - |
| Other amounts payable47/48 | €173 | €60,173 | €62,748 | ▲ 4.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€14,020 | €5,224 | -€23,825 | ▼ 556% |
| Operating cash flow (approximation) | -€14,020 | €5,224 | -€23,825 | ▼ 556% |
| Change in cash | - | -€2,295 | €3,743 | ▲ 263% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0025/00M002 | Wallonia | 7,802 m² | 1 · 3,941 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.