PROVIDICT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PROVIDICT
Largest movements
- Cash -€53,748
down €53,748 (-36.0%), from €149,499 to €95,751
mainly Other debts (-€110,000) and Receivables within one year (-€25,450)
- Receivables within one year +€25,450
up €25,450 (+210.9%), from €12,067 to €37,517
of which Trade receivables: +€37,500
- Stocks and contracts +€9,930
new in 2025: €9,930
- Other debts -€110,000
down €110,000 (-99.7%), from €110,292 to €292
- Trade debts +€82,780
up €82,780 (+6367.7%), from €1,300 to €84,080
- Debts after one year -€16,278
down €16,278 (-37.3%), from €43,653 to €27,374
- Profit (loss) carried forward +€15,401
up €15,401, from -€9,263 to €6,138
- Contributions +€5,000
new in 2025: €5,000
- Financial income +€8,732
new in 2025: €8,732
- Financial charges -€8,422
down €8,422 (-76.3%), from €11,034 to €2,612
- Other operating charges -€3,990
down €3,990 (-98.5%), from €4,052 to €62
- Gross operating margin +€3,301
up €3,301 (+38.5%), from €8,574 to €11,875
- Depreciation -€2,751
no longer reported in 2025 (was €2,751)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €161,566 | €143,198 | -€18,368 | -11.4% |
| Current assets | 29/58 | €161,566 | €143,198 | -€18,368 | -11.4% |
| Stocks and contracts in progress | 3 | - | €9,930 | +€9,930 | |
| Stocks | 30/36 | - | €9,930 | +€9,930 | |
| Amounts receivable within one year | 40/41 | €12,067 | €37,517 | +€25,450 | +210.9% |
| Trade receivables | 40 | - | €37,500 | +€37,500 | |
| Other amounts receivable | 41 | €12,067 | €17 | -€12,050 | -99.9% |
| Cash at bank and in hand | 54/58 | €149,499 | €95,751 | -€53,748 | -36.0% |
| Total equity and liabilities | 10/49 | €161,566 | €143,198 | -€18,368 | -11.4% |
| Equity | 10/15 | -€9,263 | €11,138 | +€20,401 | |
| Contributions | 10/11 | - | €5,000 | +€5,000 | |
| Profit (loss) carried forward | 14 | -€9,263 | €6,138 | +€15,401 | |
| Amounts payable | 17/49 | €170,829 | €132,060 | -€38,769 | -22.7% |
| Amounts payable after more than one year | 17 | €43,653 | €27,374 | -€16,278 | -37.3% |
| Financial debts | 170/4 | €43,653 | €27,374 | -€16,278 | -37.3% |
| Amounts payable within one year | 42/48 | €127,176 | €104,686 | -€22,490 | -17.7% |
| Current portion of amounts payable after more than one year | 42 | €15,538 | €17,775 | +€2,238 | +14.4% |
| Trade debts | 44 | €1,300 | €84,080 | +€82,780 | +6367.7% |
| Suppliers | 440/4 | €1,300 | €84,080 | +€82,780 | +6367.7% |
| Taxes, remuneration and social security | 45 | €47 | €2,539 | +€2,492 | +5298.9% |
| Taxes | 450/3 | €47 | €2,539 | +€2,492 | +5298.9% |
| Other amounts payable | 47/48 | €110,292 | €292 | -€110,000 | -99.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,751 | - | -€2,751 | |
| Other operating charges | 640/8 | €4,052 | €62 | -€3,990 | -98.5% |
| Gross operating margin | 9900 | €8,574 | €11,875 | +€3,301 | +38.5% |
| Operating profit (loss) | 9901 | €1,771 | €11,813 | +€10,042 | +566.9% |
| Financial income | 75/76B | - | €8,732 | +€8,732 | |
| Recurring financial income | 75 | - | €8,732 | +€8,732 | |
| Financial charges | 65/66B | €11,034 | €2,612 | -€8,422 | -76.3% |
| Recurring financial charges | 65 | €11,034 | €2,612 | -€8,422 | -76.3% |
| Profit (loss) for the period before taxes | 9903 | -€9,263 | €17,933 | +€27,196 | |
| Income taxes | 67/77 | - | €2,532 | +€2,532 | |
| Profit (loss) for the period | 9904 | -€9,263 | €15,401 | +€24,664 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,263 | €15,401 | +€24,664 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.