PROMANIC
ActiveSummary
PROMANIC has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175,231 and a net result of €27,616. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 94% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-12-2008 Normal situation
- Activity
- Retail sale of information and communication equipment NACE 47400and 1 other
- Establishment unit
- 2.174.959.338 3650 Dilsen-Stokkem, since 11-12-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 02-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €42,375
- ▲ 11.2%
- Turnover
- ≈ €390,000
- estimated
- Profit
- €27,616
- ▲ 10.6%
- Equity
- €175,231
- ▲ 10.5%
- Total assets
- €194,944
- ▲ 10.8%
- 2025 accounts filed 48 days after the deadline
Score breakdownraises riskSize: total assets €194,944Last filed accounts filed 48 days late; 1 of the last 3 accounts latelowers riskFounded in 2008Equity €175,231 (89.9% of total assets)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 62% on liquidity, 81% on profitability and 61% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 54 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 48 days after the deadline Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00515436.
Annual accounts 2025 filed on 17-09-2026 at the NBB all 17 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 10% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,854 | €4,266 | - | €1,434 | €3,378 |
| Depreciation and write-downs of the year | €5,190 | €1,695 | €1,624 | €1,678 | €2,418 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2023 · 2 entries · €1,215 awarded · €1,215 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2023 | 1 | €611 | €611 |
| 2022 | 1 | €604 | €604 |
Comparable companies
These companies have the same main activity as PROMANIC: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €182,000 and €226,000, founded between 2007 and 2010.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PROMANIC Dilsen-Stokkem | 2008 | €194,944 | €175,231 | €42,375 | €27,616 | 2025 |
| FACILE SOLUTION Braine-le-Château | 2009 | €208,509 | €15,924 | €38,375 | €27,376 | 2025 |
| MOBILE TEC Sint-Gillis (bij-Brussel) | 2007 | €195,779 | €61,840 | €39,920 | €10,267 | 2025 |
| RGI Retie | 2009 | €225,804 | €164,315 | €38,815 | €8,053 | 2025 |
| LAYER7 Zedelgem | 2010 | €218,891 | €156,082 | €42,576 | €15,712 | 2025 |
| INTEGRUM Glabbeek | 2007 | €181,873 | €134,660 | €34,943 | €18,498 | 2025 |
| SILENCES SPRL Anderlecht | 2009 | €218,483 | €90,701 | €53,394 | €18,555 | 2025 |
They were chosen from the 1,820 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 34,693 companies had the same profile as PROMANIC has now. Two years later, 0.7% had gone bankrupt and 95.3% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of PROMANIC itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PROMANIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,871 | €6,461 | €5,145 | €5,190 | €1,695 | €1,624 | €1,678 | €2,418 | ▲ 44.1% |
| Other operating charges640/8 | - | - | - | €465 | €629 | €924 | €383 | €403 | ▲ 5.2% |
| Gross operating margin9900 | €8,822 | €27,326 | €52,437 | €47,435 | €38,489 | €35,087 | €38,120 | €42,375 | ▲ 11.2% |
| Operating profit (loss)9901 | -€1,323 | €18,794 | €46,176 | €41,780 | €36,165 | €32,539 | €36,059 | €39,554 | ▲ 9.7% |
| Financial income75/76B | - | - | - | €187 | €230 | €289 | €314 | €352 | ▲ 12.1% |
| Recurring financial income75 | €470 | €398 | €298 | €187 | €230 | €289 | €314 | €352 | ▲ 12.1% |
| Financial charges65/66B | - | - | - | €535 | €631 | €631 | €687 | €760 | ▲ 10.6% |
| Recurring financial charges65 | €460 | €486 | €612 | €535 | €631 | €631 | €687 | €760 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | -€1,313 | €18,706 | €45,862 | €41,432 | €35,764 | €32,197 | €35,686 | €39,146 | ▲ 9.7% |
| Income taxes67/77 | €2,593 | €7,782 | €11,700 | €11,035 | €10,503 | €9,838 | €10,710 | €11,530 | ▲ 7.7% |
| Profit (loss) for the period9904 | -€3,906 | €10,924 | €34,162 | €30,397 | €25,261 | €22,359 | €24,976 | €27,616 | ▲ 10.6% |
| Profit (loss) for the period to be appropriated9905 | -€3,906 | €10,924 | €34,162 | €30,397 | €25,261 | €22,359 | €24,976 | €27,616 | ▲ 10.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €62,947 | €71,652 | €112,416 | €112,924 | €142,698 | €162,541 | €175,984 | €194,944 | ▲ 10.8% |
| Fixed assets21/28 | €17,032 | €10,571 | €5,426 | €4,090 | €6,661 | €5,037 | €4,793 | €5,753 | ▲ 20.0% |
| Tangible fixed assets22/27 | €17,032 | €10,571 | €5,426 | €4,090 | €6,661 | €5,037 | €4,793 | €5,753 | ▲ 20.0% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | - | €1,663 | - |
| Furniture and vehicles24 | - | - | - | €4,090 | €6,661 | €5,037 | €4,793 | €4,090 | ▼ 14.7% |
| Current assets29/58 | €45,915 | €61,081 | €106,990 | €108,834 | €136,037 | €157,504 | €171,191 | €189,191 | ▲ 10.5% |
| Amounts receivable after more than one year29 | - | - | - | €12,680 | €15,180 | €19,339 | €21,257 | €23,834 | ▲ 12.1% |
| Other amounts receivable291 | - | - | - | €12,680 | €15,180 | €19,339 | €21,257 | €23,834 | ▲ 12.1% |
| Amounts receivable within one year40/41 | €30,182 | €35,511 | €31,095 | €29,113 | €31,616 | €33,154 | €33,645 | €33,683 | ▲ 0.1% |
| Trade receivables40 | - | - | - | €28,776 | €31,159 | €32,197 | €32,541 | €33,462 | ▲ 2.8% |
| Other amounts receivable41 | - | - | - | €337 | €457 | €957 | €1,104 | €221 | ▼ 80.0% |
| Current investments50/53 | - | €24,000 | €50,000 | €60,000 | €88,000 | €102,000 | €109,000 | €121,000 | ▲ 11.0% |
| Cash at bank and in hand54/58 | €15,241 | €897 | €15,148 | €5,735 | €99 | €1,781 | €5,357 | €9,573 | ▲ 78.7% |
| Deferred charges and accrued income490/1 | - | - | - | €1,306 | €1,142 | €1,230 | €1,932 | €1,101 | ▼ 43.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €62,947 | €71,652 | €112,416 | €112,924 | €142,698 | €162,541 | €175,984 | €194,944 | ▲ 10.8% |
| Equity10/15 | €49,716 | €59,820 | €93,982 | €94,528 | €119,789 | €142,148 | €158,540 | €175,231 | ▲ 10.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €25,545 | €36,470 | €70,632 | €71,178 | €96,439 | €118,798 | €139,940 | €156,631 | ▲ 11.9% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €69,318 | €94,579 | €116,938 | €138,080 | €154,771 | ▲ 12.1% |
| Profit (loss) carried forward14 | €5,571 | €4,750 | €4,750 | €4,750 | €4,750 | €4,750 | - | - | - |
| Amounts payable17/49 | €13,231 | €11,832 | €18,434 | €18,396 | €22,909 | €20,393 | €17,444 | €19,713 | ▲ 13.0% |
| Amounts payable within one year42/48 | €13,231 | €11,832 | €18,434 | €18,396 | €22,909 | €20,393 | €17,444 | €19,713 | ▲ 13.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,000 | €2,027 | €1,928 | €1,931 | €2,000 | ▲ 3.6% |
| Financial debts43 | - | - | - | - | €2,238 | - | - | €1,538 | - |
| Credit institutions430/8 | - | - | - | - | €2,238 | - | - | €1,538 | - |
| Trade debts44 | €4,987 | €2,227 | €2,482 | €9,176 | €7,932 | €8,510 | €3,893 | €1,711 | ▼ 56.0% |
| Suppliers440/4 | - | - | - | €9,176 | €7,932 | €8,510 | €3,893 | €1,711 | ▼ 56.0% |
| Taxes, remuneration and social security45 | - | - | - | €7,220 | €10,712 | €9,955 | €11,620 | €14,464 | ▲ 24.5% |
| Taxes450/3 | - | - | - | €7,220 | €8,128 | €7,377 | €9,051 | €14,464 | ▲ 59.8% |
| Remuneration and social security454/9 | - | - | - | - | €2,584 | €2,578 | €2,569 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,906 | €10,924 | €34,162 | €30,397 | €25,261 | €22,359 | €24,976 | €27,616 | ▲ 10.6% |
| + Depreciation and write-downs630 | €7,871 | €6,461 | €5,145 | €5,190 | €1,695 | €1,624 | €1,678 | €2,418 | ▲ 44.1% |
| Operating cash flow (approximation) | €3,965 | €17,385 | €39,307 | €35,587 | €26,956 | €23,983 | €26,654 | €30,034 | ▲ 12.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,854 | -€4,266 | €0 | -€1,434 | -€3,378 | ▼ 136% |
| Change in cash | - | -€14,344 | €14,251 | -€9,413 | -€5,636 | €1,682 | €3,576 | €4,216 | ▲ 17.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 17-09-2026 | 2026-00515436 | NBB |
| 31-12-2024 | micro format | 21-08-2025 | 2025-00389400 | |
| 31-12-2023 | micro format | 28-08-2024 | 2024-00385350 | |
| 31-12-2022 | micro format | 28-09-2023 | 2023-00457639 | |
| 31-12-2021 | micro format | 21-09-2022 | 2022-20434468 | |
| 31-12-2020 | micro format | 26-11-2021 | 2021-78500111 | |
| 31-12-2019 | micro format | 21-09-2020 | 2020-54800072 | |
| 31-12-2018 | micro format | 03-07-2019 | 2019-28400307 | |
| 31-12-2017 | micro format | 28-06-2018 | 2018-25800327 | |
| 31-12-2016 | micro format | 02-08-2017 | 2017-41500328 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 29-03-2024 Converted to unavailable equity · €20,460
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| GOYENS Geert Jozef Guido |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder”
Articles of association, deed of 29-03-2024 (in Dutch)
Network & group
PROMANIC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of PROMANIC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
29-03
Gazette deed
Change of role: GOYENS Geert Jozef Guido, from manager to directorCapital conversion · Amendment of the articles5 points ▸
- General meeting, 28-12-2023
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director resignation, GOYENS Geert Jozef Guido (manager)
- Director appointment, GOYENS Geert Jozef Guido (director (not named in the articles))
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
6 activities
- Freelance IT consultancy activiteiten;
- Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels;
- Computerconsultancy-activiteiten;
- Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software);
- Gegevensverwerking,webhosting en aanverwante activiteiten;
- Reparatie van computers en randapparatuur.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Legal Entity Identifier
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73081A0478/00K000 | Flanders | 1,155 m² | 1 · 207 m² | 9.8 m · 2 |