INTEGRUM
ActiveINTEGRUM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €18k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+69
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.65 in 2024), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
10.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
2023
31 d late
2022
30 d early
2021
15 d early
2020
1 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▼ 5.9%
2024 · €143k
2018: €91k
2019: €103k
2020: €118k
2021: €133k
2022: €155k
2023: €170k
2024: €143k
2018 → 2025
Total assets
€182k▼ 11.4%
2024 · €205k
2018: €106k
2019: €122k
2020: €141k
2021: €150k
2022: €177k
2023: €189k
2024: €205k
2018 → 2025
Net result
€18k
2024 · €-27k
2018: €-12k
2019: €12k
2020: €15k
2021: €16k
2022: €22k
2023: €15k
2024: €-27k
2018 → 2025
Working capital
€101k▲ 0.3%
2024 · €101k
2018: €62k
2019: €85k
2020: €102k
2021: €87k
2022: €106k
2023: €120k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€155k▲ 16.6%€170k▲ 9.9%€143k▼ 15.9%€135k▼ 5.9%
Operating result€23k-€32k▲ 37.8%€22k▼ 30.3%€19k▼ 13.3%€21k▲ 7.3%
Net result€16k-€22k▲ 38.6%€15k▼ 30.6%€-27k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€34k▼ 22.7%
Current assets
€148k▼ 8.3%
Equity and liabilities €182k
Equity
€135k▼ 5.9%
Debt
€47k▼ 24.0%
The debt ratio falls from 30.3% to 26.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €37k
Cash flow
€31k▲
2024 · €-9k
Solvency
74.0%▲
2024 · 69.7%
Current ratio
3.14▲
2024 · 2.65
Quick ratio
3.14▲
2024 · 2.65
Debt / equity
0.35▼
2024 · 0.43
ROE
13.7%▲
2024 · -18.9%
ROA
10.2%▲
2024 · -13.2%
Interest coverage
71.27▲
2024 · 0.80
Debt
€47k▼
2024 · €62k
Debt ≤ 1 year
€47k▼
2024 · €61k
Income taxes
€2k▲
2024 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€182k▼
Fixed assets21/28€43k€34k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€43k€31k▼
Plant, machinery and equipment23€40k€29k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€162k€148k▼
Amounts receivable within one year40/41€47k€40k▼
Trade receivables40€34k€32k▼
Other amounts receivable41€13k€8k▼
Cash at bank and in hand54/58€115k€106k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€205k€182k▼
Equity10/15€143k€135k▼
Contributions10/11€6k€6k=
Reserves13€137k€128k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€135k€127k▼
Amounts payable17/49€62k€47k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€61k€47k▼
Current portion of amounts payable after more than one year42€3k€1k▼
Trade debts44€263€1k▲
Suppliers440/4€263€1k▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Other amounts payable47/48€46k€33k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€12k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€39k€35k▼
Operating profit (loss)9901€19k€21k▲
Financial income75/76B-€525
Recurring financial income75-€525
Financial charges65/66B€46k€463▼
Recurring financial charges65€46k€463▼
Profit (loss) for the period before taxes9903€-27k€21k▲
Income taxes67/77€183€2k▲
Profit (loss) for the period9904€-27k€18k▲
Profit (loss) for the period to be appropriated9905€-27k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€18k▲
Transfer from equity791/2€27k€27k▼
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-27k ▼277%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €22k ▲38.6%
Operating result €32k, net result €22k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲16.6%
4 profitable years in a row build equity to €155k.
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 51.49
Current ratio from 6.97 to 51.49; short-term debt falls from €10k to €2k.
31-12
Financial
Equity above €100kEq €103k ▲13.7%
Equity rises from €91k to €103k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Glabbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 583380 GlabbeekGround area
1,328 m²
Building footprint
135 m²
Volume, LiDAR
1,044 m³
Parcel 24018D0029/00C003, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tiensesteenweg 58, 3380 Glabbeek
since 20072.162.141.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24018D0029/00C003 | Flanders | 1,328 m² | 1 · 135 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XMAI4HO2XU8D16
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Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-04-2007
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
47552Retail sale of lighting equipment
47592Retail trade
52442
62020IT consultancy
62200Computer consultancy and computer facilities management
71330
71403
72100
77222Rental and leasing activities
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@integrum.be
Phone:0475641234