RGI
ActiveRGI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €175k and a net result of €12k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 9584 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-67
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 3.51 in 2023), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
34 d early
2022
34 d early
2021
31 d early
2020
16 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€175k▲ 7.0%
2023 · €164k
2018: €56k
2019: €60k
2020: €79k
2021: €104k
2022: €117k
2023: €164k
2018 → 2024
Total assets
€266k▼ 1.5%
2023 · €270k
2018: €155k
2019: €188k
2020: €185k
2021: €211k
2022: €221k
2023: €270k
2018 → 2024
Net result
€12k▼ 75.3%
2023 · €47k
2018: €6k
2019: €5k
2020: €19k
2021: €25k
2022: €13k
2023: €47k
2018 → 2024
Working capital
€127k▲ 23.0%
2023 · €104k
2018: €27k
2019: €19k
2020: €40k
2021: €75k
2022: €70k
2023: €104k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€79k-€104k▲ 31.0%€117k▲ 12.3%€164k▲ 40.0%€175k▲ 7.0%
Operating result€31k-€39k▲ 27.1%€21k▼ 47.6%€57k▲ 176%€18k▼ 67.7%
Net result€19k-€25k▲ 29.0%€13k▼ 48.0%€47k▲ 265%€12k▼ 75.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 68% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €266k
Fixed assets
€98k▼ 21.5%
Current assets
€168k▲ 15.7%
Equity and liabilities €266k
Equity
€175k▲ 7.0%
Debt
€91k▼ 14.7%
The debt ratio falls from 39.4% to 34.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▼
2023 · €83k
Cash flow
€43k▼
2023 · €73k
Solvency
65.9%▲
2023 · 60.6%
Current ratio
4.17▲
2023 · 3.51
Quick ratio
4.17▲
2023 · 3.51
Debt / equity
0.52▼
2023 · 0.65
ROE
6.6%▼
2023 · 28.6%
ROA
4.3%▼
2023 · 17.3%
Interest coverage
26.35▼
2023 · 46.37
Debt
€91k▼
2023 · €106k
Debt ≤ 1 year
€40k▼
2023 · €41k
Debt > 1 year
€51k▼
2023 · €65k
Income taxes
€5k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€270k€266k▼
Fixed assets21/28€125k€98k▼
Intangible fixed assets21€6k€6k▼
Tangible fixed assets22/27€119k€93k▼
Land and buildings22€61k€61k▼
Furniture and vehicles24€58k€32k▼
Current assets29/58€145k€168k▲
Amounts receivable within one year40/41€28k€26k▼
Trade receivables40€16k€15k▼
Other amounts receivable41€11k€11k▼
Current investments50/53€43k€61k▲
Cash at bank and in hand54/58€72k€79k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€270k€266k▼
Equity10/15€164k€175k▲
Contributions10/11€14k€14k=
Reserves13€149k€161k▲
Distributable reserves133€149k€161k▲
Amounts payable17/49€106k€91k▼
Amounts payable after more than one year17€65k€51k▼
Financial debts170/4€65k€51k▼
Amounts payable within one year42/48€41k€40k▼
Current portion of amounts payable after more than one year42€25k€25k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€32k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€85k€52k▼
Operating profit (loss)9901€57k€18k▼
Financial income75/76B€11k€521▼
Recurring financial income75€2k€521▼
Non-recurring financial income76B€9k-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€66k€17k▼
Income taxes67/77€19k€5k▼
Profit (loss) for the period9904€47k€12k▼
Profit (loss) for the period to be appropriated9905€47k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€12k▼
Transfer to equity691/2€47k€12k▼
To other reserves6921€47k€12k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €47k ▲265%
Operating result €57k, net result €47k, both a record.
31-12
Financial
Equity above €150kEq €164k ▲40%
6 profitable years in a row build equity to €164k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €104k ▲31%
4 profitable years in a row build equity to €104k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼19.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geenend 412470 RetieGround area
977 m²
Building footprint
163 m²
Volume, LiDAR
882 m³
Parcel 13036F0360/02L000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RGI
since 20092.176.563.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0360/02L000 | Flanders | 977 m² | 1 · 163 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVATO
BE 0540.547.643
Bornem · Eq €176k
CENTRUM VOOR INFORMATICAOPLEIDING
BE 0427.973.601
Antwerpen · Eq €174k
BLUE SKY COMPUTING
BE 0456.782.106
Sint-Niklaas · Eq €177k
GLOMAPLUS
BE 0807.848.167
Hoegaarden · Eq €177k
INFORMATIC4U
BE 0835.606.203
Watermaal-Bosvoorde · Eq €174k
Of 3,211 companies in sector 47400 we hold annual accounts for 1,795. 1,373 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2009
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.