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Generated 27-07-2026
Active BE 0774.380.494Private limited company

Progr3ss

Beemdstraat 20 ·3680 Maaseik, Belgium· 4 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of Progr3ss is 2.0% (moderate). The 2024 annual accounts show equity of €1.94M and a net result of €1.04M. Equity is growing by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 984 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €1.94M
Net result €1.04M
Staff (FTE) 0.2
Better than sector 73%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency97Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 97
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · verkort
€0€500k€1.00MOperating result 2022: €941k€941kNet result 2022: €647k€647kOperating result 2023: €1.04M€1.04MNet result 2023: €769k€769kOperating result 2024: €1.25M€1.25MNet result 2024: €1.04M€1.04M202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~41.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€1.00M€2.00M€3.00M€4.00M2025: €2.51M (€2.36M - €2.67M)2026: €3.09M (€2.93M - €3.24M)2027: €3.66M (€3.50M - €3.82M)2022: €797k2023: €1.39M2024: €1.94M202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 56.0% 35.4%
better than 73% of 984 sector peers
Net result €1.04M €30k
better than 95% of 983 sector peers
Equity €1.94M €118k
better than 95% of 984 sector peers
Gross operating margin €1.31M €172k
better than 93% of 983 sector peers
Staff costs €6k €196k
higher than 10% of 613 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€1.29M
+22.4% far above sector median
Net profit
€1.04M
+34.9% far above sector median
Cash flow
€1.08M
+37.1% far above sector median
Total assets
€3.47M
-20.9% far above sector median
Equity
€1.94M
+40.2% far above sector median
Working capital
€1.83M
+43.2% far above sector median
Employees (FTE)
0
-81.8% -94% vs sector
Staff costs
€6k
-87.9% -96% vs sector
Income taxes
€254k
-8.6% far above sector median
Debt
€1.53M
-49.2% far above sector median
Debt ≤ 1y
€1.45M
-51.3% far above sector median
Debt > 1y
€1k
-84.5% -98% vs sector
Current ratio
2.26
+58.2% +3% vs sector
Quick ratio
2.09
+81.8% ≈ vs sector
Solvency
56.0%
+77.3% +23% vs sector
Debt / equity
0.79
-63.7% -37% vs sector
ROE
53.4%
-3.8% +292% vs sector
ROA
29.9%
+70.6% +196% vs sector
Interest coverage
185.07
-39.0% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€1.29M
Net profit€1.04M
Cash flow€1.08M
Staff costs€6k
Income taxes€254k
Dividends-
Total assets€3.47M
Equity€1.94M
Debt€1.53M
of which ≤ 1y€1.45M
of which > 1y€1k
Working capital€1.83M
Employees (FTE)0.2
Ratios (computed)
2024
Current ratio2.26
Quick ratio2.09
Working capital ratio52.8%
Solvency56.0%
Debt / equity0.79
Long-term debt ratio0.00
Interest coverage185.07
Gross margin-
Net margin-
ROA29.9%
ROE53.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3.47M
Fixed assets 21/28€183k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€174k
Financial fixed assets 28€7k
Current assets 29/58€3.29M
Stocks & contracts in progress 3€239k
Amounts receivable within one year 40/41€1.01M
Investments 50/53€1.84M
Cash & bank 54/58€90k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.47M
Equity 10/15€1.94M
Contributions / capital 10/11€150k
Reserves 13€1.79M
Accumulated profits (losses) 14€115
Amounts payable 17/49€1.53M
Amounts payable after one year 17€1k
Amounts payable within one year 42/48€1.45M
Trade debts payable within one year 44€752k
Income statement
Gross operating margin 9900€1.31M
Operating result 9901€1.25M
Financial income 75€50k
Financial charges 65€7k
Result before taxes 9903€1.29M
Income taxes 67/77€254k
Net result for the period 9904€1.04M
Result to be appropriated 9905€1.04M
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation21-09-2021
StatusActive
Postal code3680
Establishment units 1 location
Progr3ss
Beemdstraat 20, 3680 MaaseikReparatie en onderhoud van verwarmingsinstallaties
since 20212.321.994.017
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72024C0916/00V000 Flanders 1,069 m² 1 · 177 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
28-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
30-05-2022
State Gazette act Capital & shares
Helena Verwimp
Belgisch Staatsblad, acts 1 acts
Capital history · 1
30-05-2022
Capital change
All acts · 1 updated 4 years ago
2022
30-05-2022 Capital increase of €100,000 to €150,000 Capital & shares·Helena Verwimp
  • €50.000 → €150.000
  • Inbreng in geld · Apport en numéraire
Notary: Helena Verwimp · Rotselaar
Technical details 
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  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 150000.0,
      "delta_eur": 100000.0,
      "before_eur": 50000.0,
      "subscribers": [
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          "name": "van Beers Jurgen",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": null,
          "n_shares_subscribed": 600,
          "contribution_amount_eur": null
        },
        {
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          "name": "Dereymaeker Steven",
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          "liberation_pct": 100.0,
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          "n_shares_subscribed": 600,
          "contribution_amount_eur": null
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 1200,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 83.33
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": 100000.0,
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      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
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      "share_emission": {
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      "decrease_purpose": null,
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      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Helena Verwimp",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Rotselaar",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-05-30",
    "filing_date": "2022-05-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-04-05",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": "2022-04-05"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0774.380.494",
    "name_full": "Progr3ss",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "plan financier",
    "bankattest",
    "verslag bedrijfsrevisor"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "van Beers Jurgen",
      "role": null,
      "n_shares": 600,
      "share_class": null
    },
    {
      "kbo": null,
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      "name": "Dereymaeker Steven",
      "role": null,
      "n_shares": 600,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Algemene bouw van residentiële gebouwen41001Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41203Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Schrijnwerk43320Schrijnwerk43320Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Schilderen van gebouwen43341Schilderen van gebouwen43341Metselwerk43910Gevelreiniging43992Uitvoeren van metsel- en voegwerken43994Groothandel in niet-elektrische huishoudelijke artikelen46494Groothandel in niet-elektrische huishoudelijke artikelen46494Detailhandel in tapijten en andere vloerbedekking en wandbekleding in gespecialiseerde winkels47530Detailhandel in tapijten en andere vloerbedekking en wandbekleding47530Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameNL Progr3ss
Registered office
Beemdstraat 20
3680 Maaseik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative