Financials
- Fiscal year
- 2025
- Turnover
- €32.8m
- Profit
- €265,085
- Solvency
- 20.8%
Turnover▲ 45.4%
Net result
20192025
BMP Building Services
ActiveSummary
BMP Building Services has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €265,085. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
General construction of residential buildings
NACE 41001General construction of other non-residential buildings NACE 41003General construction of buildings NACE 41201
#2 employer in Tessenderlo-Ham, Construction sector1 site
How big
€32.8mturnover 2025
- Staff
- 39.5 FTE
- Equity
- €2.6m
- Profit
- €265,085
Who decides
- Parent
- PN INVEST · 80%
- Holdings
- 1
Accounts 23 d early0 of 15 deeds read
Why 66- Sector Construction of residential and non-residential buildings (NACE 41)- Equity €2.6m (20.8% of total assets)- Liquidity: current ratio 1.18, cash €661,345- Size: turnover €32.8m, 39.5 FTE, total assets €12.6mShow the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 42% of its sector peers (NACE 41, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46-3
equity 20.8% of total assets
Liquidity
16-3
short-term debt 74.1% · cash 5.3%
Profitability
60+13
return on assets 2.1%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Equity €2.6m (20.8% of total assets) raises the probability
- Liquidity: current ratio 1.18, cash €661,345 raises the probability
- Size: turnover €32.8m, 39.5 FTE, total assets €12.6m raises the probability for this profile
Credit up to €170,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.21 in 2024; short-term debt: 74.1% and cash: 5.3% of total assets), and 79.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, small). Better than this share of them on solvency 34%, liquidity 16%, profitability 48%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
2023
57 d early
2022
62 d early
2021
5 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €265,085
- Annual accounts filedfiscal year 2024 · full…
Key points
- Positive: Back in profit in 2025after -€14,232 in 2024 €265,085 View
- Positive: Employer in Tessenderlo-Ham, Construction sectorin the Checked rankings #2 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by PN INVEST 80% View
- Flemish supportawarded 2022 - 2025 €62,654 View
By topic
Board & ownership
- Parent
- PN INVEST · 80%
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 08-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 30-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 21-08-1987
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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