PROFI TEAM

Active

Private limited companyfounded 20206 yrs activePastoor Cooremansstraat 3, 1702 Dilbeek, BelgiumKBO/BCE: BE 0743.489.954

The computed 12-month bankruptcy probability of PROFI TEAM is 1.9% (moderate). The 2025 annual accounts show equity of €40k and a net result of €7k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 7452 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability75▼-1

Solvency54▼-5

Growth52=

Track record100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.86 against 1.23 in 2024; short-term debt: 50.5% and cash: 13.3% of total assets), and 70.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

52 d early

2024

57 d early

2023

47 d early

2022

53 d early

2021

1 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close23-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€40k▼ 28.2%

2024 · €56k

2021: €27k 2022: €43k 2023: €46k 2024: €56k

2021 → 2025

Total assets

€136k▼ 16.8%

2024 · €164k

2021: €93k 2022: €155k 2023: €166k 2024: €164k

2021 → 2025

Net result

€7k▼ 26.8%

2024 · €10k

2021: €22k 2022: €16k 2023: €3k 2024: €10k

2021 → 2025

Working capital

€-10k

2024 · €12k

2021: €-42k 2022: €-11k 2023: €-6k 2024: €12k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€27k-€43k▲ 61.6%€46k▲ 7.0%€56k▲ 21.4%€40k▼ 28.2%

Operating result€27k-€23k▼ 14.4%€10k▼ 55.5%€21k▲ 106%€22k▲ 5.6%

Net result€22k-€16k▼ 24.1%€3k▼ 81.7%€10k▲ 231%€7k▼ 26.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €136k

56.6%

43.4%

Fixed assets €77k▼ 20.8%

Current assets €59k▼ 11.0%

Equity and liabilities €136k

29.5%

70.5%

Equity €40k▼ 28.2%

Debt €96k▼ 10.9%

The debt ratio rises from 65.9% to 70.5%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€51k▼

2024 · €57k

Cash flow

€35k▼

2024 · €46k

Solvency

29.5%▼

2024 · 34.1%

Current ratio

0.86▼

2024 · 1.23

Quick ratio

0.86▼

2024 · 1.23

Debt / equity

2.39▲

2024 · 1.93

ROE

18.1%▲

2024 · 17.8%

ROA

5.3%▼

2024 · 6.1%

Interest coverage

6.99▼

2024 · 9.97

Debt

€96k▼

2024 · €108k

Debt ≤ 1 year

€69k▲

2024 · €54k

Debt > 1 year

€27k▼

2024 · €54k

Income taxes

€8k▲

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€164k€136k▼

Fixed assets21/28€97k€77k▼

Tangible fixed assets22/27€97k€75k▼

Plant, machinery and equipment23€15k€11k▼

Furniture and vehicles24€82k€64k▼

Financial fixed assets28-€2k

Current assets29/58€66k€59k▼

Amounts receivable within one year40/41€59k€40k▼

Trade receivables40€59k€14k▼

Other amounts receivable41-€26k

Cash at bank and in hand54/58€5k€18k▲

Deferred charges and accrued income490/1€2k€944▼

Equity and liabilities

Total equity and liabilities10/49€164k€136k▼

Equity10/15€56k€40k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€51k€35k▼

Amounts payable17/49€108k€96k▼

Amounts payable after more than one year17€54k€27k▼

Financial debts170/4€54k€27k▼

Amounts payable within one year42/48€54k€69k▲

Current portion of amounts payable after more than one year42€29k€27k▼

Trade debts44€16k€29k▲

Suppliers440/4€16k€29k▲

Taxes, remuneration and social security45€7k€14k▲

Taxes450/3€7k€14k▲

Other amounts payable47/48€3k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€28k▼

Other operating charges640/8€2k€4k▲

Gross operating margin9900€60k€55k▼

Operating profit (loss)9901€21k€22k▲

Financial income75/76B€5€6▲

Recurring financial income75€5€6▲

Financial charges65/66B€6k€7k▲

Recurring financial charges65€6k€7k▲

Profit (loss) for the period before taxes9903€15k€15k▼

Income taxes67/77€6k€8k▲

Profit (loss) for the period9904€10k€7k▼

Profit (loss) for the period to be appropriated9905€10k€7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€51k€58k▲

Profit (loss) brought forward from the previous period14P€41k€51k▲

Profit to be distributed694/7-€23k

Return on contributions (dividend)694-€23k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-01-2027

2025

10-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

05-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

15-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

30-06

Financial Weakest financial yearnet €3k ▼81.7%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

2022

09-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

01-02

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 1 day late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dilbeek · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pastoor Cooremansstraat 31702 Dilbeek

Ground area

4,983 m²

Building footprint

2,317 m²

Parcel 23026A0132/00G006, Flanders. Linked by address, not a title deed.

1 establishment unit

PROFI TEAM

Pastoor Cooremansstraat 3, 1702 DilbeekManufacture of other non-metallic mineral products

since 20202.302.191.664

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23026A0132/00G006	Flanders	4,983 m²	1 · 2,316 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BOUWWERKEN JORIS PLUSQUIN

ALL INTERMEDIAIR CONSULTING

BE 0826.287.867

Ninove · Eq €40k

Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,862 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-02-2020

Fiscal year end30-06

Activities, NACEBEL

41001General construction of residential buildings

43211General electrical installation work

43240Other construction installation

43299Specialised construction activities

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.