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BEL HOME

Active
Private limited companyfounded 2020active for 6 yearsMemlingstraat 41, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0752.602.709

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BEL HOME has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €69,719 and a net result of €29,646. Equity has been growing by about 16% per year since 2022. Its solvency ranks better than 48% of 290 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 14-08-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.326.485.711 1800 Vilvoorde, since 14-08-2020
Financial year end
31 March
Peppol
Reachable

Board and ownership

Financial position

88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2026
Gross margin
€59,058
▲ 14.8%
Turnover
≈ €310,000
estimated
Profit
€29,646
▲ 12.5%
Equity
€69,719
▼ 9.1%
Total assets
€133,286
▼ 13.2%
Filed on 24-09-2026, 37 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020lowers riskLiquidity: current ratio 1.93, cash €92,067Equity €69,719 (52.3% of total assets)Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2025
Strong
Solvency 77+2
equity 52.3% of total assets
Liquidity 78-2
short-term debt 45.6% · cash 69.1%
Profitability 97+7
return on assets 22.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025highest value 10-2025: 0.4%▼ -0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.3%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (1.99 in 2025), above the usual 1.5. Short-term debt is 45.6% and cash 69.1% of total assets. 47.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 61% of them on solvency, 81% on liquidity, 80% on profitability and 26% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.93, cash €92,067
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €69,719 (52.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
37 days early
2025
43 days early
2024
30 days early
2023
27 days early
2022
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 35 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 24 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2026: €29,646 5 years View

Comparable companies

These companies have the same main activity as BEL HOME: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €127,000 and €142,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
BEL HOME Vilvoorde€133,286€59,058
CRIN Vilvoorde€142,438€47,282
NIJNS JEAN Geetbets€126,900€59,313
GOLD BATIMENT Zemst€128,081€58,066
PROFI TEAM Dilbeek€136,177€54,994
M&P RENOV Merchtem€127,568€57,304
LIGHTNING FONDATION Machelen (Brab.)€134,089€67,349
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BEL HOME

What is the company number of BEL HOME?
The company number of BEL HOME is 0752.602.709. The VAT number is the same number with BE in front: BE 0752.602.709.
Where is BEL HOME based?
The registered office is at Memlingstraat 41, 1800 Vilvoorde.Company details
What does BEL HOME do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BEL HOME?
The legal form of BEL HOME is Private limited company (BV).
When was BEL HOME founded?
BEL HOME was founded on 14-08-2020.
Is BEL HOME still active?
Yes, BEL HOME is an active enterprise in the KBO register.
What is the turnover of BEL HOME?
The turnover in financial year 2026 is ≈ €310,000. This figure is estimated from the gross margin of €59,058 and 107 comparable companies (NACE 41001). It probably lies between €220,000 and €550,000.Financials
Is BEL HOME profitable?
In financial year 2026, BEL HOME made a profit of €29,646.
Where can I find the annual accounts of BEL HOME?
BEL HOME filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of BEL HOME due?
BEL HOME must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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