M.G TECHNOCONFORT
ActiveSummary
The computed 12-month bankruptcy probability of M.G TECHNOCONFORT is 2.2% (moderate). The 2025 annual accounts show equity of €51k and a net result of €39k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+55
Solvency58▲+27
Growth59▲+34
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.47 against 1.05 in 2024; short-term debt: 67.4% and cash: 13.1% of total assets), and 67.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 02-12-2025, 93 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2026
not confirmed
2025
93 d late
2024
199 d late
2023
18 d late
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€1.45M▼ 2.2%
2023 · €1.49M
2022: €1.60M
2023: €1.49M
2022 → 2025
EBIT margin
4.2%▲ 2.8pp
2023 · 1.3%
2022: 1.4%
2023: 1.3%
2022 → 2025
Net result
€39k
2024 · €-20k
2022: €17k
2023: €15k
2024: €-20k
2022 → 2025
Working capital
€50k▲ 389%
2024 · €10k
2022: €14k
2023: €30k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€1.60M-€1.49M▼ 7.2%€1.45M
Equity€17k-€33k▲ 89.5%€12k▼ 62.5%€51k▲ 315%
Operating result€22k-€20k▼ 9.1%€-21k€61k
Net result€17k-€15k▼ 7.8%€-20k€39k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €61k after a loss of €21k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€1k ▼ 41.4%
Current assets
€155k ▼ 22.7%
Equity and liabilities €156k
Equity
€51k ▲ 315%
Debt
€105k ▼ 44.7%
Debt's share of the balance-sheet total falls from 93.9% to 67.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €-20k
Cash flow
€39k▲
2024 · €-20k
Current ratio
1.47▲
2024 · 1.05
Debt to equity
2.06▼
2024 · 15.46
ROE
75.9%▲
2024 · -166.7%
ROA
24.8%▲
2024 · -10.1%
Interest coverage
2.74▲
2024 · -16.21
Debt ≤ 1 year
€105k▼
2024 · €190k
Staff costs
€480
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€156k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€804▼
Plant, machinery and equipment23€2k€804▼
Financial fixed assets28€436€436=
Current assets29/58€200k€155k▼
Amounts receivable within one year40/41€192k€131k▼
Trade receivables40€182k€128k▼
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€8k€20k▲
Deferred charges and accrued income490/1€281€3k▲
Equity and liabilities
Total equity and liabilities10/49€202k€156k▼
Equity10/15€12k€51k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€12k€50k▲
Amounts payable17/49€190k€105k▼
Amounts payable within one year42/48€190k€105k▼
Trade debts44€182k€78k▼
Suppliers440/4€182k€78k▼
Taxes, remuneration and social security45€7k€25k▲
Taxes450/3€7k€18k▲
Remuneration and social security454/9€825€7k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Turnover70-€1.45M
Goods, raw materials, services and sundry goods60/61-€1.39M
Remuneration, social security and pensions62-€480
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€877€877=
Other operating charges640/8€1k€992▼
Gross operating margin9900€-19k€63k▲
Operating profit (loss)9901€-21k€61k▲
Financial income75/76B€2k€234▼
Recurring financial income75€2k€234▼
Financial charges65/66B€1k€23k▲
Recurring financial charges65€1k€23k▲
Profit (loss) for the period before taxes9903€-20k€39k▲
Profit (loss) for the period9904€-20k€39k▲
Profit (loss) for the period to be appropriated9905€-20k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€50k▲
Profit (loss) brought forward from the previous period14P€32k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 93 days late
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 199 days late
31-01
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
2024
31-01
Financial
Weakest financial yearnet €-20k ▼232%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 18 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Cooremansstraat 31702 DilbeekGround area
4,983 m²
Building footprint
2,317 m²
Parcel 23026A0132/00G006, Flanders. Linked by address, not a title deed.
1 establishment unit
M.G TECHNOCONFORT
since 20212.313.274.311
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0132/00G006 | Flanders | 4,983 m² | 1 · 2,316 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-01
Activities, NACEBEL 2025
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43421Specialised construction activities
43910Bricklaying and masonry work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:maciuc.gelu13@gmail.com
Phone:+32485806223