Liquidity
Short-term debts rose from €731 to €14,330.
Short-term debts rose from €731 to €14,330.
2026 accounts not filed: deadline was 31-10-2026.
Less equity than 85% of companies in specialised construction. Sector median €57,715 · 35,131 companies.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 38% of them on solvency, 11% on liquidity, 26% on profitability and 71% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as PROFCONSTRUCT has now. Each dot stands for 87 companies, two years later.
The bankruptcy probability of PROFCONSTRUCT itself is higher: 2.1% within 12 months. It rests on far more data about PROFCONSTRUCT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PROFCONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.57 (10.02 in 2024), above the usual 1.5. Short-term debt is 63.7% and cash 2.7% of total assets. However, 63.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 173 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
These companies have the same main activity as PROFCONSTRUCT: insulation installation (NACE 43230). They are comparable in size and age: total assets between €17,500 and €34,900, founded between 2002 and 2015.
PROFCONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €14,571 in 2013 to €16,038 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €85,000 and €340,000.
Higher than 38% of 35,119 companies in 2025.
Higher than 43% of 34,493 companies in 2025.
Higher than 50% of 34,694 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||
20/58 |
22,505 | 7,324 | 17,968 | 31,888 | 18,922 | 16,860 | 22,693 | 14,711 | 16,187 | 24,547 | 22,712 | 19,984 | |
21/28 |
- | 0 | 546 | 546 | 939 | - | - | - | 3,985 | 9,587 | 13,131 | 501 | |
22/27 |
- | 0 | 546 | 546 | 939 | - | - | - | 3,985 | 9,587 | 13,131 | 501 | |
23 |
- | 0 | 546 | 546 | 939 | - | - | - | 0 | 362 | 724 | 391 | |
24 |
- | - | - | - | - | - | - | - | 3,985 | 9,225 | 12,406 | 110 | |
29/58 |
22,505 | 7,324 | 17,422 | 31,342 | 17,983 | 16,860 | 22,693 | 14,711 | 12,202 | 14,960 | 9,581 | 19,483 | |
40/41 |
21,896 | 7,324 | 9,987 | 31,342 | 15,743 | 16,364 | 20,972 | 14,711 | 11,269 | 14,638 | 9,581 | 19,313 | |
40 |
14,803 | 445 | 5,683 | 9,019 | 5,258 | 5,322 | 12,301 | 2,695 | 2,072 | 14,182 | 6,975 | 15,084 | |
41 |
7,093 | 6,879 | 4,304 | 22,323 | 10,484 | 11,041 | 8,671 | 12,016 | 9,197 | 457 | 2,606 | 4,229 | |
54/58 |
609 | 0 | 7,435 | - | 2,219 | 497 | 1,721 | - | 906 | 122 | - | - | |
490/1 |
- | - | - | - | 21 | - | - | - | 28 | 200 | - | 170 | |
| Balance sheet: equity and liabilities | |||||||||||||
10/49 |
22,505 | 7,324 | 17,968 | 31,888 | 18,922 | 16,860 | 22,693 | 14,711 | 16,187 | 24,547 | 22,712 | 19,984 | |
10/15 |
8,175 | 6,593 | 3,761 | 15,624 | 15,158 | 4,112 | 19,029 | 13,098 | 14,581 | 14,780 | 16,811 | 15,207 | |
10/11 |
7,200 | 7,200 | 7,200 | 7,200 | 7,200 | - | 7,200 | 7,200 | 7,200 | 7,200 | 7,200 | 7,200 | |
10 |
7,200 | - | - | - | - | - | - | - | - | - | - | - | |
100 |
18,600 | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
11,400 | - | - | - | - | - | 11,400 | 11,400 | 11,400 | 11,400 | 11,400 | 11,400 | |
11 |
- | - | - | 7,200 | 7,200 | 7,200 | - | - | - | - | - | - | |
1100/10 |
- | - | - | - | - | 7,200 | - | - | - | - | - | - | |
1109/19 |
- | - | - | 7,200 | 7,200 | - | - | - | - | - | - | - | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
1319 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | |
14 |
-885 | -2,467 | -5,299 | 6,564 | 6,098 | -4,948 | 9,969 | 4,038 | 5,521 | 5,720 | 7,751 | 6,147 | |
17/49 |
14,330 | 731 | 14,207 | 16,264 | 3,764 | 12,748 | 3,664 | 1,613 | 1,607 | 9,767 | 5,900 | 4,778 | |
42/48 |
14,330 | 731 | 14,207 | 16,264 | 3,764 | 12,748 | 3,664 | 1,613 | 1,607 | 9,767 | 5,900 | 4,778 | |
43 |
- | 361 | - | 604 | - | - | - | 757 | - | - | 2,658 | 1,475 | |
430/8 |
- | 361 | - | 604 | - | - | - | 757 | - | - | 2,658 | 1,475 | |
44 |
14,330 | - | 5,625 | 15,660 | 3,764 | 11,147 | 2,063 | 856 | 1,368 | 1,274 | 242 | 726 | |
440/4 |
14,330 | - | 5,625 | 15,660 | 3,764 | 11,147 | 2,063 | 856 | 1,368 | 1,274 | 242 | 726 | |
45 |
- | 370 | - | - | - | 1,601 | 1,601 | - | 239 | 8,493 | 3,001 | 2,577 | |
450/3 |
- | - | - | - | - | 1,601 | 1,601 | - | 239 | - | 3,001 | 2,577 | |
454/9 |
- | 370 | - | - | - | - | - | - | - | 8,493 | - | - | |
47/48 |
- | - | 8,582 | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||||
9900 |
16,038 | 10,741 | -10,467 | 482 | 11,170 | -10,509 | 7,063 | 1,795 | 5,543 | 4,509 | 7,377 | 14,571 | |
630 |
- | 546 | - | 393 | 240 | - | - | 3,985 | 5,602 | 5,602 | 4,683 | 2,970 | |
640/8 |
1,607 | 189 | 993 | 409 | 723 | 801 | 178 | 155 | 337 | 527 | 649 | 1,075 | |
9901 |
14,431 | 10,006 | -11,460 | -319 | 10,206 | -11,310 | 6,885 | -2,345 | -396 | -1,619 | 2,045 | 10,526 | |
75/76B |
- | - | - | 953 | 935 | 740 | 791 | 913 | 373 | 96 | 238 | 184 | |
75 |
- | - | - | 953 | 935 | 740 | 791 | 913 | 373 | 96 | 238 | 184 | |
65/66B |
507 | 313 | 403 | 168 | 96 | 539 | 145 | 50 | 177 | 443 | 254 | 127 | |
65 |
507 | 313 | 403 | 168 | 96 | 539 | 145 | 50 | 177 | 443 | 254 | 127 | |
9903 |
13,924 | 9,693 | -11,863 | 466 | 11,045 | -11,110 | 7,531 | -1,482 | -199 | -1,966 | 2,029 | 10,583 | |
67/77 |
12,342 | 6,861 | - | - | - | - | 1,601 | - | - | 66 | 424 | 2,577 | |
9904 |
1,582 | 2,832 | -11,863 | 466 | 11,045 | -11,110 | 5,931 | -1,482 | -199 | -2,031 | 1,605 | 8,007 | |
9905 |
1,582 | 2,832 | -11,863 | 466 | 11,045 | -11,110 | 5,931 | -1,482 | -199 | -2,031 | 1,605 | 8,007 | |
| Appropriation of the result | |||||||||||||
9906 |
-885 | -2,467 | -5,299 | 6,564 | 6,098 | -4,948 | 9,969 | 4,038 | 5,521 | 5,720 | 7,751 | 8,007 | |
14P |
-2,467 | -5,299 | 6,564 | 6,098 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | 1,860 | |
| Document | |||||||||||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 23-03-2026.
2025 annual accounts filed 143 days after the deadline. Filed on 23 March 2026, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2026-00058983.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2025 | micro format | 23-03-2026 | 2026-00058983 | |
| 31-03-2024 | micro format | 29-04-2025 | 2025-00079908 | |
| 31-03-2023 | micro format | 09-12-2025 | 2025-00578183 | |
| 31-03-2022 | micro format | 05-10-2022 | 2022-20451211 | |
| 31-03-2021 | micro format | 08-11-2021 | 2021-76900543 | |
| 31-03-2020 | micro format | 24-09-2020 | 2020-55100082 | |
| 31-03-2018 | micro format | 27-09-2018 | 2018-65300379 | |
| 31-03-2017 | micro format | 29-09-2017 | 2017-63700162 | |
| 31-03-2016 | full format | 27-09-2016 | 2016-63100384 | |
| 31-03-2015 | full format | 22-09-2015 | 2015-60100385 | |
| 31-03-2014 | full format | 22-10-2014 | 2014-65500201 | |
| 31-03-2013 | full format | 30-10-2013 | 2013-65200056 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | 10,552 | - | 74 | 10,446 | - | - | 1,640 | 5,206 | 3,982 | 6,727 | 13,495 | ||
| - | 3,378 | - | 859 | 11,285 | - | - | 2,503 | 5,402 | 3,570 | 6,287 | 10,976 | ||
| - | 0 | - | 0 | 1,179 | - | - | 0 | 0 | 2,058 | 17,312 | 3,471 | ||
| 609 | -7,435 | - | - | 1,722 | - | - | - | 784 | - | - | - | ||
| 8,175 | 6,593 | 3,215 | 15,078 | 14,219 | 4,112 | 19,029 | 13,098 | 10,596 | 5,193 | 3,681 | 14,705 | ||
| 36.3% | 90.0% | 20.9% | 49.0% | 80.1% | 24.4% | 83.9% | 89.0% | 90.1% | 60.2% | 74.0% | 76.1% | ||
| 1.57 | 10.02 | 1.23 | 1.93 | 4.78 | 1.32 | 6.19 | 9.12 | 7.59 | 1.53 | 1.62 | 4.08 | ||
| 1.75 | 0.11 | 3.78 | 1.04 | 0.25 | 3.10 | 0.19 | 0.12 | 0.11 | 0.66 | 0.35 | 0.31 | ||
| 19.4% | 43.0% | -315.4% | 3.0% | 72.9% | -270.2% | 31.2% | -11.3% | -1.4% | -13.7% | 9.5% | 52.7% | ||
| 7.0% | 38.7% | -66.0% | 1.5% | 58.4% | -65.9% | 26.1% | -10.1% | -1.2% | -8.3% | 7.1% | 40.1% | ||
| - | 33.71 | - | 0.44 | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 44% higher than in 2024 and the highest since 2013. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 10.0% to 63.7%. Equity and debt are higher.
PROFCONSTRUCT has no parent and no holdings in its annual accounts. RASIM Birkan Bekir is the only director. PROFCONSTRUCT shares no director with another company.
| JACOBIA
establishment since 15-07-2002 · founded in 2001 · accounts filed late |
total assets €53,898 (2025) 0475.809.546 |
| Nezhdet, Nezhdet (sole trader)
establishment since 08-02-2021 |
founded in 2020 0752.982.888 |
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Haachtsesteenweg 216 registered office 1030 Schaerbeek 4312005 Site preparation | 06-05-2011 | 2.199.295.549 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21906D0328/00V009 | 330 m² | 1 · 138 m² | 18.8 m · 5 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0836.258.972
If something looks wrong or is missing, please tell us.