PROFCONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of PROFCONSTRUCT is 1.9% (moderate). The 2025 annual accounts show equity of €8k and a net result of €2k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 27965 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-45
Solvency61▼-39
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.57 against 10.02 in 2024; short-term debt: 63.7% and cash: 2.7% of total assets), but 63.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.3%
Return on assets
7%
Age of the figures
18 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-03-2026, 143 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
143 d late
2024
180 d late
2023
770 d late
2022
26 d early
2021
8 d late
2020
37 d early
2018
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 24.0%
2024 · €7k
2020: €4k
2021: €15k▲ +269% vs 2020
2022: €16k▲ +3.1% vs 2021highest in 6 years
2023: €4k▼ -75.9% vs 2022lowest in 6 years
2024: €7k▲ +75.3% vs 2023
2025: €8k▲ +24.0% vs 2024
2020 → 2025
Total assets
€23k▲ 207%
2024 · €7k
2020: €17k
2021: €19k▲ +12.2% vs 2020
2022: €32k▲ +68.5% vs 2021highest in 6 years
2023: €18k▼ -43.7% vs 2022
2024: €7k▼ -59.2% vs 2023lowest in 6 years
2025: €23k▲ +207% vs 2024
2020 → 2025
Net result
€2k▼ 44.1%
2024 · €3k
2020: €-11k
2021: €11k▲ +199% vs 2020highest in 6 years
2022: €466▼ -95.8% vs 2021
2023: €-12k▼ -2644% vs 2022lowest in 6 years
2024: €3k▲ +124% vs 2023
2025: €2k▼ -44.1% vs 2024
2020 → 2025
Working capital
€8k▲ 24.0%
2024 · €7k
2020: €4k
2021: €14k▲ +246% vs 2020
2022: €15k▲ +6.0% vs 2021highest in 6 years
2023: €3k▼ -78.7% vs 2022lowest in 6 years
2024: €7k▲ +105% vs 2023
2025: €8k▲ +24.0% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€16k▲ 3.1%€4k▼ 75.9%€7k▲ 75.3%€8k▲ 24.0%
2021: €15k
2022: €16k▲ +3.1% vs 2021highest in 5 years
2023: €4k▼ -75.9% vs 2022lowest in 5 years
2024: €7k▲ +75.3% vs 2023
2025: €8k▲ +24.0% vs 2024
Operating result€10k-€-319€-11k▼ 3,490%€10k€14k▲ 44.2%
2021: €10k
2022: €-319▼ -103% vs 2021
2023: €-11k▼ -3490% vs 2022lowest in 5 years
2024: €10k▲ +187% vs 2023
2025: €14k▲ +44.2% vs 2024highest in 5 years
Net result€11k-€466▼ 95.8%€-12k€3k€2k▼ 44.1%
2021: €11khighest in 5 years
2022: €466▼ -95.8% vs 2021
2023: €-12k▼ -2644% vs 2022lowest in 5 years
2024: €3k▲ +124% vs 2023
2025: €2k▼ -44.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity
€8k ▲ 24.0%
Debt
€14k ▲ 1,860%
Debt's share of the balance-sheet total rises from 10.0% to 63.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.57▼
2024 · 10.02
Debt to equity
1.75▲
2024 · 0.11
ROE
19.4%▼
2024 · 43.0%
ROA
7.0%▼
2024 · 38.7%
Debt ≤ 1 year
€14k▲
2024 · €731
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7k€23k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Current assets29/58€7k€23k▲
Amounts receivable within one year40/41€7k€22k▲
Trade receivables40€445€15k▲
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€0€609▲
Equity and liabilities
Total equity and liabilities10/49€7k€23k▲
Equity10/15€7k€8k▲
Contributions10/11€7k€7k=
Capital10-€7k
Issued capital100-€19k
Uncalled capital101-€11k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-2k€-885▲
Amounts payable17/49€731€14k▲
Amounts payable within one year42/48€731€14k▲
Financial debts43€361-
Credit institutions430/8€361-
Trade debts44-€14k
Suppliers440/4-€14k
Taxes, remuneration and social security45€370-
Remuneration and social security454/9€370-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€546-
Other operating charges640/8€189€2k▲
Gross operating margin9900€11k€16k▲
Operating profit (loss)9901€10k€14k▲
Financial charges65/66B€313€507▲
Recurring financial charges65€313€507▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-885▲
Profit (loss) brought forward from the previous period14P€-5k€-2k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €240 | €393 | - | €546 | - | - |
| Other operating charges640/8 | - | €409 | €993 | €189 | €2k | ▲ 750% |
| Gross operating margin9900 | €11k | €482 | €-10k | €11k | €16k | ▲ 49.3% |
| Operating profit (loss)9901 | €10k | €-319 | €-11k | €10k | €14k | ▲ 44.2% |
| Financial income75/76B | - | €953 | - | - | - | - |
| Recurring financial income75 | €935 | €953 | - | - | - | - |
| Financial charges65/66B | - | €168 | €403 | €313 | €507 | ▲ 62.0% |
| Recurring financial charges65 | €96 | €168 | €403 | €313 | €507 | ▲ 62.0% |
| Profit (loss) for the period before taxes9903 | €11k | €466 | €-12k | €10k | €14k | ▲ 43.7% |
| Income taxes67/77 | - | - | - | €7k | €12k | ▲ 79.9% |
| Profit (loss) for the period9904 | €11k | €466 | €-12k | €3k | €2k | ▼ 44.1% |
| Profit (loss) for the period to be appropriated9905 | €11k | €466 | €-12k | €3k | €2k | ▼ 44.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19k | €32k | €18k | €7k | €23k | ▲ 207% |
| Fixed assets21/28 | €939 | €546 | €546 | €0 | - | - |
| Tangible fixed assets22/27 | €939 | €546 | €546 | €0 | - | - |
| Plant, machinery and equipment23 | - | €546 | €546 | €0 | - | - |
| Current assets29/58 | €18k | €31k | €17k | €7k | €23k | ▲ 207% |
| Amounts receivable within one year40/41 | €16k | €31k | €10k | €7k | €22k | ▲ 199% |
| Trade receivables40 | - | €9k | €6k | €445 | €15k | ▲ 3,227% |
| Other amounts receivable41 | - | €22k | €4k | €7k | €7k | ▲ 3.1% |
| Cash at bank and in hand54/58 | €2k | - | €7k | €0 | €609 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19k | €32k | €18k | €7k | €23k | ▲ 207% |
| Equity10/15 | €15k | €16k | €4k | €7k | €8k | ▲ 24.0% |
| Contributions10/11 | - | €7k | €7k | €7k | €7k | = |
| Capital10 | - | - | - | - | €7k | - |
| Issued capital100 | - | - | - | - | €19k | - |
| Uncalled capital101 | - | - | - | - | €11k | - |
| Outside capital11 | - | €7k | - | - | - | - |
| Other1109/19 | - | €7k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €6k | €7k | €-5k | €-2k | €-885 | ▲ 64.1% |
| Amounts payable17/49 | €4k | €16k | €14k | €731 | €14k | ▲ 1,860% |
| Amounts payable within one year42/48 | €4k | €16k | €14k | €731 | €14k | ▲ 1,860% |
| Financial debts43 | - | €604 | - | €361 | - | - |
| Credit institutions430/8 | - | €604 | - | €361 | - | - |
| Trade debts44 | €4k | €16k | €6k | - | €14k | - |
| Suppliers440/4 | - | €16k | €6k | - | €14k | - |
| Taxes, remuneration and social security45 | - | - | - | €370 | - | - |
| Remuneration and social security454/9 | - | - | - | €370 | - | - |
| Other amounts payable47/48 | - | - | €9k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €466 | €-12k | €3k | €2k | ▼ 44.1% |
| + Depreciation and write-downs630 | €240 | €393 | - | €546 | - | - |
| Operating cash flow (approximation) | €11k | €859 | €-12k | €3k | €2k | ▼ 53.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | - | - | €-7k | €609 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 143 days late
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 770 days late
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 180 days late
2024
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-03
Financial
Liquidity times 8current ratio 10.02
Current ratio from 1.23 to 10.02; short-term debt falls from €14k to €731.
2023
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 4.78
Current ratio from 1.32 to 4.78; short-term debt falls from €13k to €4k.
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Ground area
330 m²
Building footprint
138 m²
Volume, LiDAR
2,107 m³
Parcel 21906D0328/00V009, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PROFCONSTRUCT
since 20112.199.295.549
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0328/00V009 | Brussels | 330 m² | 1 · 138 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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M-R Multi Services
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IT RENOVATIONS
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Of 4,271 companies in sector 43230 we hold annual accounts for 1,240. 645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2011
Fiscal year end31-03
Activities, NACEBEL 2025
43230Insulation installation
43310Plastering work
43320Joinery installation
43341Painting of buildings
Scores and ratios are computed by Checked and are not a credit decision.