IBOURT
ActiveIBOURT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €8k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency91▼-9
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 18.46 in 2024; short-term debt: 34.5% and cash: 56.4% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
46 d early
2023
16 d early
2022
49 d early
2021
45 d early
2020
41 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 1.0%
2024 · €21k
2019: €27k
2020: €2k
2021: €2k
2022: €8k
2023: €17k
2024: €21k
2019 → 2025
Total assets
€33k▲ 45.9%
2024 · €23k
2019: €29k
2020: €11k
2021: €16k
2022: €15k
2023: €22k
2024: €23k
2019 → 2025
Net result
€8k▲ 74.1%
2024 · €5k
2019: €7k
2020: €-17k
2021: €367
2022: €295
2023: €8k
2024: €5k
2019 → 2025
Working capital
€21k▲ 2.2%
2024 · €21k
2019: €27k
2020: €2k
2021: €2k
2022: €7k
2023: €16k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€8k▲ 292%€17k▲ 97.8%€21k▲ 28.2%€22k▲ 1.0%
Operating result€476-€474▼ 0.6%€8k▲ 1,677%€5k▼ 40.9%€11k▲ 127%
Net result€367-€295▼ 19.5%€8k▲ 2,698%€5k▼ 42.9%€8k▲ 74.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 127% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€228▼ 52.4%
Current assets
€33k▲ 48.1%
Equity and liabilities €33k
Equity
€22k▲ 1.0%
Debt
€11k▲ 849%
The debt ratio rises from 5.3% to 34.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €5k
Cash flow
€8k▲
2024 · €5k
Solvency
65.5%▼
2024 · 94.7%
Current ratio
2.88▼
2024 · 18.46
Quick ratio
2.88▼
2024 · 18.46
Debt / equity
0.53▲
2024 · 0.06
ROE
37.9%▲
2024 · 22.0%
ROA
24.9%▲
2024 · 20.9%
Interest coverage
8.45▼
2024 · 21.04
Debt
€11k▲
2024 · €1k
Debt ≤ 1 year
€11k▲
2024 · €1k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€33k▲
Fixed assets21/28€479€228▼
Tangible fixed assets22/27€479€228▼
Plant, machinery and equipment23€479€228▼
Current assets29/58€22k€33k▲
Amounts receivable within one year40/41€14k€14k▲
Trade receivables40€12k€7k▼
Other amounts receivable41€1k€7k▲
Cash at bank and in hand54/58€9k€19k▲
Equity and liabilities
Total equity and liabilities10/49€23k€33k▲
Equity10/15€21k€22k▲
Contributions10/11€19k€19k=
Reserves13€6k€3k▼
Distributable reserves133€6k€3k▼
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€1k€11k▲
Amounts payable within one year42/48€1k€11k▲
Trade debts44€79€653▲
Suppliers440/4€79€653▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€1k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€357€251▼
Other operating charges640/8€953€911▼
Gross operating margin9900€6k€12k▲
Operating profit (loss)9901€5k€11k▲
Financial income75/76B-€32
Recurring financial income75-€32
Financial charges65/66B€253€1k▲
Recurring financial charges65€253€1k▲
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€5k▲
Profit (loss) brought forward from the previous period14P€-8k€-3k▲
Transfer from equity791/2-€8k
Transfer to equity691/2-€5k
To the legal reserve6920-€5k
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 18.46
Current ratio from 4.18 to 18.46; short-term debt falls from €5k to €1k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €8k ▲2698%
Net result €8k, the highest in the series.
30-06
Financial
Liquidity doublescurrent ratio 4.18
Current ratio from 2.06 to 4.18; short-term debt falls from €7k to €5k.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €367
Net result €367 after one loss-making year.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-17k ▼332%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 339890 GavereGround area
116 m²
Building footprint
116 m²
Volume, LiDAR
603 m³
Parcel 44020A0035/02G000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IBOURT
since 20152.243.503.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0035/02G000 | Flanders | 116 m² | 1 · 116 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N&E
BE 0642.960.639
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BUCH CONSTRUCT
BE 0696.791.580
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MED CONSTRUCT
BE 0740.732.679
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Valentine Construct
BE 1019.584.915
Cerfontaine · Eq €22k
VR46 RENOVATIONS
BE 0764.624.868
Dilbeek · Eq €22k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2015
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.