JACOBIA
ActiveThe computed 12-month bankruptcy probability of JACOBIA is 1.9% (moderate). The 2024 annual accounts show equity of €35k and a net result of €2k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 6712 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-22
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 7.46 against 5.9 in 2023), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.7%
Return on assets
6.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
82 d late
2023
137 d late
2022
57 d late
2021
17 d late
2020
74 d late
2019
116 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▲ 7.6%
2023 · €33k
2018: €16k
2019: €17k
2020: €14k
2021: €25k
2022: €29k
2023: €33k
2018 → 2024
Total assets
€41k▲ 3.2%
2023 · €39k
2018: €23k
2019: €31k
2020: €29k
2021: €57k
2022: €39k
2023: €39k
2018 → 2024
Net result
€2k▼ 33.0%
2023 · €4k
2018: €8k
2019: €8k
2020: €-3k
2021: €11k
2022: €4k
2023: €4k
2018 → 2024
Working capital
€35k▲ 7.6%
2023 · €32k
2018: €16k
2019: €16k
2020: €14k
2021: €24k
2022: €29k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€25k▲ 76.6%€29k▲ 17.9%€33k▲ 12.8%€35k▲ 7.6%
Operating result€-3k-€11k€4k▼ 59.4%€4k▼ 13.5%€3k▼ 32.9%
Net result€-3k-€11k€4k▼ 58.8%€4k▼ 15.5%€2k▼ 33.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €41k
Fixed assets
€200=
Current assets
€40k▲ 3.2%
Equity and liabilities €41k
Equity
€35k▲ 7.6%
Debt
€5k▼ 18.3%
The debt ratio falls from 16.9% to 13.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
86.7%▲
2023 · 83.1%
Current ratio
7.46▲
2023 · 5.90
Quick ratio
7.46▲
2023 · 5.90
Debt / equity
0.15▼
2023 · 0.20
ROE
7.1%▼
2023 · 11.4%
ROA
6.1%▼
2023 · 9.4%
Debt
€5k▼
2023 · €7k
Debt ≤ 1 year
€5k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€41k▲
Fixed assets21/28€200€200=
Financial fixed assets28€200€200=
Current assets29/58€39k€40k▲
Amounts receivable within one year40/41€23k€20k▼
Trade receivables40€5k€5k=
Other amounts receivable41€18k€15k▼
Cash at bank and in hand54/58€16k€21k▲
Equity and liabilities
Total equity and liabilities10/49€39k€41k▲
Equity10/15€33k€35k▲
Contributions10/11€19k€19k=
Reserves13€663€663=
Non-distributable reserves130/1€663€663=
Reserves not available under the articles1311€663€663=
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€1k€775▼
Taxes450/3€1k€775▼
Other amounts payable47/48€2k-
Income statement
Code20232024
Non-recurring operating income76A€379-
Other operating charges640/8€2k€614▼
Gross operating margin9900€6k€3k▼
Operating profit (loss)9901€4k€3k▼
Financial charges65/66B€49€38▼
Recurring financial charges65€49€38▼
Profit (loss) for the period before taxes9903€4k€2k▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€16k▲
Profit (loss) brought forward from the previous period14P€9k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 82 days late
2024
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 137 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.74 to 3.79; short-term debt falls from €33k to €10k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼136%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
2015
11-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2002
Ground area
404 m²
Building footprint
202 m²
Volume, LiDAR
2,737 m³
2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Haachtsesteenweg 216, 1030 Schaarbeek
since 20022.099.140.475
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0328/00V009 | Brussels | 330 m² | 1 · 138 m² | 18.8 m · 5 fl. |
| 21012A0211/00A008 | Brussels | 74 m² | 1 · 64 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MASSOUD EXPRESS
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Of 6,622 companies in sector 49330 we hold annual accounts for 2,248. 1,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2001
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.