PRO-BOUW
ActiveSummary
PRO-BOUW has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,933 and a net result of €14,163. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 7625 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-5
Solvency56▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.66 against 1.43 in 2024; short-term debt: 60.8% and cash: 21.7% of total assets), and 68.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
16 d late
2022
28 d late
2021
9 d early
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€30,933▲ 84.5%
2024 · €16,770
Total assets
€98,627▲ 206%
2024 · €32,196
Net result
€14,163▲ 140%
2024 · €5,899
Working capital
-€20,501
2024 · €6,652
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,122€13,340▲ 327%€16,023▲ 20.1%€9,223▼ 42.4%€22,429▲ 143%
Net result€1,675within the sector's middle half€11,954within the sector's middle half▲ 614%€13,035within the sector's middle half▲ 9.0%€5,899within the sector's middle half▼ 54.7%€14,163within the sector's middle half▲ 140%
Equity-€14,118below the sector's middle half▲ 10.6%-€2,165below the sector's middle half▲ 84.7%€10,871below the sector's middle half€16,770within the sector's middle half▲ 54.3%€30,933within the sector's middle half▲ 84.5%
Total assets€32,062below the sector's middle half▼ 30.3%€37,965below the sector's middle half▲ 18.4%€41,351below the sector's middle half▲ 8.9%€32,196below the sector's middle half▼ 22.1%€98,627within the sector's middle half▲ 206%
Debt€46,180▼ 25.2%€40,130▼ 13.1%€30,481▼ 24.0%€15,426▼ 49.4%€67,694▲ 339%
Working capital-€22,321below the sector's middle half▲ 3.4%-€11,634below the sector's middle half▲ 47.9%-€618below the sector's middle half▲ 94.7%€6,652within the sector's middle half-€20,501below the sector's middle half
Solvency-44.0%below the sector's middle half▼ 9.7pp-5.7%below the sector's middle half▲ 38.3pp26.3%within the sector's middle half▲ 32.0pp52.1%within the sector's middle half▲ 25.8pp31.4%within the sector's middle half▼ 20.7pp
Current ratio0.33below the sector's middle half▼ 0.140.64below the sector's middle half▲ 0.320.98below the sector's middle half▲ 0.341.43within the sector's middle half▲ 0.450.66below the sector's middle half▼ 0.77
Return on assets (ROA)5.2%within the sector's middle half▲ 41.2pp31.5%above the sector's middle half▲ 26.3pp31.5%above the sector's middle half=18.3%within the sector's middle half▼ 13.2pp14.4%within the sector's middle half▼ 4.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,627
Fixed assets
€59,168 ▲ 485%
Current assets
€39,459 ▲ 78.7%
Equity and liabilities €98,627
Equity
€30,933 ▲ 84.5%
Debt
€67,694 ▲ 339%
Debt's share of the balance-sheet total rises from 47.9% to 68.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,608▲
2024 · €13,626
Cash flow
€19,342▲
2024 · €10,302
Debt to equity
2.19▲
2024 · 0.92
ROE
45.8%▲
2024 · 35.2%
Interest coverage
11.67▼
2024 · 15.32
Debt ≤ 1 year
€59,961▲
2024 · €15,426
Debt > 1 year
€7,634▲
2024 · €0
Income taxes
€6,085▲
2024 · €2,502
Staff costs
€335▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €0 | - | - | €165 | €335 | ▲ 103% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,456 | €4,216 | €4,267 | €4,403 | €5,178 | ▲ 17.6% |
| Other operating charges640/8 | €1,757 | €1,785 | €1,693 | €1,459 | €1,554 | ▲ 6.5% |
| Gross operating margin9900 | €9,336 | €19,341 | €21,983 | €15,250 | €29,496 | ▲ 93.4% |
| Operating profit (loss)9901 | €3,122 | €13,340 | €16,023 | €9,223 | €22,429 | ▲ 143% |
| Financial income75/76B | €1 | €42 | €54 | €68 | €184 | ▲ 172% |
| Recurring financial income75 | €1 | €42 | €54 | €68 | €184 | ▲ 172% |
| Financial charges65/66B | €1,271 | €1,236 | €1,145 | €889 | €2,365 | ▲ 166% |
| Recurring financial charges65 | €1,271 | €1,236 | €1,145 | €889 | €2,365 | ▲ 166% |
| Profit (loss) for the period before taxes9903 | €1,852 | €12,146 | €14,932 | €8,401 | €20,248 | ▲ 141% |
| Income taxes67/77 | €177 | €192 | €1,897 | €2,502 | €6,085 | ▲ 143% |
| Profit (loss) for the period9904 | €1,675 | €11,954 | €13,035 | €5,899 | €14,163 | ▲ 140% |
| Profit (loss) for the period to be appropriated9905 | €1,675 | €11,954 | €13,035 | €5,899 | €14,163 | ▲ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,062 | €37,965 | €41,351 | €32,196 | €98,627 | ▲ 206% |
| Fixed assets21/28 | €21,202 | €16,986 | €13,391 | €10,118 | €59,168 | ▲ 485% |
| Tangible fixed assets22/27 | €21,202 | €16,986 | €13,391 | €10,118 | €59,168 | ▲ 485% |
| Plant, machinery and equipment23 | €380 | €190 | €0 | €966 | €740 | ▼ 23.4% |
| Furniture and vehicles24 | €20,822 | €16,796 | €13,391 | €9,152 | €58,428 | ▲ 538% |
| Current assets29/58 | €10,860 | €20,979 | €27,961 | €22,078 | €39,459 | ▲ 78.7% |
| Stocks and contracts in progress3 | €500 | €1,782 | €567 | €134 | €0 | ▼ 100% |
| Stocks30/36 | €500 | €1,782 | €567 | €134 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €501 | €16,164 | €6,765 | €5,469 | €15,492 | ▲ 183% |
| Trade receivables40 | €0 | €15,088 | €6,765 | €5,469 | €15,492 | ▲ 183% |
| Other amounts receivable41 | €501 | €1,077 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €7,106 | €0 | €16,474 | €15,655 | €21,444 | ▲ 37.0% |
| Deferred charges and accrued income490/1 | €2,752 | €3,033 | €4,155 | €820 | €2,523 | ▲ 208% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,062 | €37,965 | €41,351 | €32,196 | €98,627 | ▲ 206% |
| Equity10/15 | -€14,118 | -€2,165 | €10,871 | €16,770 | €30,933 | ▲ 84.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €7,297 | €7,297 | €7,297 | €7,297 | €12,333 | ▲ 69.0% |
| Non-distributable reserves130/1 | €660 | €660 | €660 | €0 | - | - |
| Reserves not available under the articles1311 | €660 | €660 | €660 | €0 | - | - |
| Distributable reserves133 | €6,637 | €6,637 | €6,637 | €7,297 | €12,333 | ▲ 69.0% |
| Profit (loss) carried forward14 | -€40,015 | -€28,062 | -€15,026 | -€9,127 | €0 | ▲ 100% |
| Amounts payable17/49 | €46,180 | €40,130 | €30,481 | €15,426 | €67,694 | ▲ 339% |
| Amounts payable after more than one year17 | €12,999 | €7,516 | €1,902 | €0 | €7,634 | - |
| Financial debts170/4 | €12,999 | €7,516 | €1,902 | €0 | €7,634 | - |
| Amounts payable within one year42/48 | €33,181 | €32,614 | €28,579 | €15,426 | €59,961 | ▲ 289% |
| Current portion of amounts payable after more than one year42 | €5,354 | €5,483 | €5,615 | €1,902 | €7,366 | ▲ 287% |
| Financial debts43 | €0 | €2,086 | €0 | - | - | - |
| Credit institutions430/8 | €0 | €2,086 | €0 | - | - | - |
| Trade debts44 | €0 | €2,210 | €819 | €1,202 | €1,229 | ▲ 2.3% |
| Suppliers440/4 | €0 | €2,210 | €819 | €1,202 | €1,229 | ▲ 2.3% |
| Taxes, remuneration and social security45 | €3,716 | €456 | €6,549 | €3,631 | €11,140 | ▲ 207% |
| Taxes450/3 | €2,028 | €456 | €6,549 | €3,631 | €11,140 | ▲ 207% |
| Remuneration and social security454/9 | €1,688 | €0 | - | - | - | - |
| Other amounts payable47/48 | €24,111 | €22,378 | €15,596 | €8,691 | €40,225 | ▲ 363% |
| Accrued charges and deferred income492/3 | - | - | - | - | €100 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,675 | €11,954 | €13,035 | €5,899 | €14,163 | ▲ 140% |
| + Depreciation and write-downs630 | €4,456 | €4,216 | €4,267 | €4,403 | €5,178 | ▲ 17.6% |
| Operating cash flow (approximation) | €6,131 | €16,170 | €17,302 | €10,302 | €19,342 | ▲ 87.7% |
| Investment in fixed assets (approximation) | - | €0 | -€672 | -€1,130 | -€54,229 | ▼ 4,698% |
| Change in cash | - | -€7,106 | €16,474 | -€820 | €5,790 | ▲ 806% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,675
Net result €1,675 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet -€16,532
Net result drops to -€16,532, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €29,545 ▲7,095%
Operating result €30,769, net result €29,545, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2006
Ground area
2,137 m²
Building footprint
615 m²
Volume, LiDAR
2,837 m³
Parcel 72024A2188/00E000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Pro-Bouw
since 20062.152.231.050
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024A2188/00E000 | Flanders | 2,137 m² | 1 · 615 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,766 companies in this sector we hold annual accounts for 16,066. 12,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded01-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879294112
Registered
18-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.