VECA BOUW
ActiveSummary
VECA BOUW has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €-14k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 62% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-10
Solvency82▼-8
Growth32▼-14
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 2.29 against 2.86 in 2023; short-term debt: 42.6% and cash: 5.3% of total assets), and 42.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.4%
Return on assets
-12.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-14k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
77 d late
2022
32 d late
2021
61 d late
2020
92 d late
2019
93 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€173k▼ 29.6%
2021 · €245k
2018: €175k
2019: €199k▲ +13.8% vs 2018
2020: €254k▲ +27.3% vs 2019highest in 5 years
2021: €245k▼ -3.4% vs 2020
2022: €173k▼ -29.6% vs 2021lowest in 5 years
2018 → 2022
EBIT margin
14.3%▲ 13.4pp
2021 · 0.8%
2018: 2.0%
2019: -1.6%▼ -182% vs 2018lowest in 5 years
2020: -0.4%▲ +73.1% vs 2019
2021: 0.8%▲ +290% vs 2020
2022: 14.3%▲ +1644% vs 2021highest in 5 years
2018 → 2022
Net result
€-14k▼ 179%
2023 · €-5k
2018: €1k
2019: €-4k▼ -406% vs 2018
2020: €-2k▲ +41.9% vs 2019
2021: €174▲ +107% vs 2020
2022: €18k▲ +10254% vs 2021highest in 7 years
2023: €-5k▼ -128% vs 2022
2024: €-14k▼ -179% vs 2023lowest in 7 years
2018 → 2024
Working capital
€59k▼ 20.8%
2023 · €75k
2018: €61k
2019: €60k▼ -0.2% vs 2018
2020: €61k▲ +1.2% vs 2019
2021: €62k▲ +0.6% vs 2020
2022: €80k▲ +29.3% vs 2021highest in 7 years
2023: €75k▼ -5.6% vs 2022
2024: €59k▼ -20.8% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€254k-€245k▼ 3.4%€173k▼ 29.6%
2020: €254khighest in 3 years
2021: €245k▼ -3.4% vs 2020
2022: €173k▼ -29.6% vs 2021lowest in 3 years
Equity€63k-€63k▲ 0.3%€81k▲ 28.5%€76k▼ 6.2%€62k▼ 18.4%
2020: €63k
2021: €63k▲ +0.3% vs 2020
2022: €81k▲ +28.5% vs 2021highest in 5 years
2023: €76k▼ -6.2% vs 2022
2024: €62k▼ -18.4% vs 2023lowest in 5 years
Operating result€-1k-€2k€25k▲ 1,128%€-4k€-13k▼ 202%
2020: €-1k
2021: €2k▲ +283% vs 2020
2022: €25k▲ +1128% vs 2021highest in 5 years
2023: €-4k▼ -118% vs 2022
2024: €-13k▼ -202% vs 2023lowest in 5 years
Net result€-2k-€174€18k▲ 10,254%€-5k€-14k▼ 179%
2020: €-2k
2021: €174▲ +107% vs 2020
2022: €18k▲ +10254% vs 2021highest in 5 years
2023: €-5k▼ -128% vs 2022
2024: €-14k▼ -179% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €4k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€3k ▲ 151%
Current assets
€106k ▼ 8.5%
Equity and liabilities €108k
Equity
€62k ▼ 18.4%
Debt
€46k ▲ 14.3%
Debt's share of the balance-sheet total rises from 34.6% to 42.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2023 · €-4k
Cash flow
€-13k▼
2023 · €-4k
Current ratio
2.29▼
2023 · 2.86
Quick ratio
1.73▼
2023 · 2.06
Debt to equity
0.74▲
2023 · 0.53
ROE
-22.5%▼
2023 · -6.6%
ROA
-12.9%▼
2023 · -4.3%
Interest coverage
-22.06▼
2023 · -6.83
Debt ≤ 1 year
€46k▲
2023 · €40k
Staff costs
€47k▼
2023 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€117k€108k▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€699€3k▲
Furniture and vehicles24€367€20▼
Current assets29/58€115k€106k▼
Stocks and contracts in progress3€32k€26k▼
Stocks30/36€32k€26k▼
Amounts receivable within one year40/41€73k€74k▲
Trade receivables40€51k€51k▲
Other amounts receivable41€22k€23k▲
Cash at bank and in hand54/58€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€117k€108k▼
Equity10/15€76k€62k▼
Contributions10/11€19k€19k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€23k€9k▼
Amounts payable17/49€40k€46k▲
Amounts payable within one year42/48€40k€46k▲
Trade debts44€6k€13k▲
Suppliers440/4€6k€13k▲
Taxes, remuneration and social security45€24k€15k▼
Taxes450/3€9k€1k▼
Remuneration and social security454/9€15k€13k▼
Other amounts payable47/48€11k€19k▲
Income statement
Code20232024
Remuneration, social security and pensions62€72k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€547€612▲
Other operating charges640/8€802€900▲
Gross operating margin9900€69k€35k▼
Operating profit (loss)9901€-4k€-13k▼
Financial income75/76B€4€5▲
Recurring financial income75€4€5▲
Financial charges65/66B€571€581▲
Recurring financial charges65€571€581▲
Profit (loss) for the period before taxes9903€-5k€-14k▼
Profit (loss) for the period9904€-5k€-14k▼
Profit (loss) for the period to be appropriated9905€-5k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€9k▼
Profit (loss) brought forward from the previous period14P€28k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €254k | €245k | €173k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €213k | €99k | - | - | - |
| Remuneration, social security and pensions62 | - | €7k | €48k | €72k | €47k | ▼ 34.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €165 | €428 | €547 | €612 | ▲ 12.0% |
| Other operating charges640/8 | - | €23k | €714 | €802 | €900 | ▲ 12.1% |
| Gross operating margin9900 | €61k | €32k | €74k | €69k | €35k | ▼ 49.1% |
| Operating profit (loss)9901 | €-1k | €2k | €25k | €-4k | €-13k | ▼ 202% |
| Financial income75/76B | - | €0 | - | €4 | €5 | ▲ 20.5% |
| Recurring financial income75 | - | €0 | - | €4 | €5 | ▲ 20.5% |
| Financial charges65/66B | - | €572 | €637 | €571 | €581 | ▲ 1.7% |
| Recurring financial charges65 | €551 | €572 | €637 | €571 | €581 | ▲ 1.7% |
| Profit (loss) for the period before taxes9903 | €-2k | €1k | €24k | €-5k | €-14k | ▼ 179% |
| Income taxes67/77 | €825 | €1k | €6k | - | - | - |
| Profit (loss) for the period9904 | €-2k | €174 | €18k | €-5k | €-14k | ▼ 179% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €174 | €18k | €-5k | €-14k | ▼ 179% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81k | €78k | €105k | €117k | €108k | ▼ 7.0% |
| Fixed assets21/28 | €2k | €2k | €2k | €1k | €3k | ▲ 151% |
| Tangible fixed assets22/27 | €165 | €0 | €2k | €1k | €3k | ▲ 151% |
| Plant, machinery and equipment23 | - | - | €899 | €699 | €3k | ▲ 279% |
| Furniture and vehicles24 | - | - | €714 | €367 | €20 | ▼ 94.6% |
| Financial fixed assets28 | €2k | €2k | - | - | - | - |
| Current assets29/58 | €79k | €76k | €103k | €115k | €106k | ▼ 8.5% |
| Stocks and contracts in progress3 | €5k | €11k | €35k | €32k | €26k | ▼ 20.1% |
| Stocks30/36 | - | €11k | €35k | €32k | €26k | ▼ 20.1% |
| Amounts receivable within one year40/41 | €74k | €22k | €48k | €73k | €74k | ▲ 1.6% |
| Trade receivables40 | - | - | €26k | €51k | €51k | ▲ 1.2% |
| Other amounts receivable41 | - | €22k | €22k | €22k | €23k | ▲ 2.3% |
| Cash at bank and in hand54/58 | - | €43k | €20k | €10k | €6k | ▼ 43.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81k | €78k | €105k | €117k | €108k | ▼ 7.0% |
| Equity10/15 | €63k | €63k | €81k | €76k | €62k | ▼ 18.4% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €35k | €35k | €35k | €35k | €35k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €33k | €33k | €33k | €33k | = |
| Profit (loss) carried forward14 | €10k | €10k | €28k | €23k | €9k | ▼ 61.4% |
| Amounts payable17/49 | €18k | €15k | €24k | €40k | €46k | ▲ 14.3% |
| Amounts payable within one year42/48 | €18k | €15k | €24k | €40k | €46k | ▲ 14.3% |
| Trade debts44 | €1k | €2k | €7k | €6k | €13k | ▲ 121% |
| Suppliers440/4 | - | €2k | €7k | €6k | €13k | ▲ 121% |
| Taxes, remuneration and social security45 | - | €12k | €16k | €24k | €15k | ▼ 39.0% |
| Taxes450/3 | - | €9k | €12k | €9k | €1k | ▼ 83.5% |
| Remuneration and social security454/9 | - | €3k | €4k | €15k | €13k | ▼ 12.2% |
| Other amounts payable47/48 | - | €1k | €330 | €11k | €19k | ▲ 76.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €174 | €18k | €-5k | €-14k | ▼ 179% |
| + Depreciation and write-downs630 | €3k | €165 | €428 | €547 | €612 | ▲ 12.0% |
| Operating cash flow (approximation) | €739 | €339 | €18k | €-4k | €-13k | ▼ 200% |
| Investment in fixed assets (approximation) | - | €0 | €-391 | €0 | €-2k | - |
| Change in cash | - | - | €-24k | €-9k | €-4k | ▲ 53.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €18k ▲10,254%
Operating result €25k, net result €18k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €174
Net result €174 after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2007
Ground area
560 m²
Building footprint
143 m²
Parcel 71005C0722/00X002, Flanders. Linked by address, not a title deed.
1 establishment unit
VECA BOUW
since 20072.160.074.489
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C0722/00X002 | Flanders | 560 m² | 1 · 143 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
43211General electrical installation work
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.