ATLAS BF
ActiveATLAS BF has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €17k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.19 against 5.5 in 2024; short-term debt: 14.8% and cash: 35.3% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
16.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
57 d early
2023
8 d early
2022
39 d early
2021
26 d early
2020
39 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 17.0%
2024 · €77k
2019: €26k
2020: €27k
2021: €38k
2022: €41k
2023: €55k
2024: €77k
2019 → 2025
Total assets
€106k▲ 12.7%
2024 · €94k
2019: €48k
2020: €49k
2021: €57k
2022: €56k
2023: €69k
2024: €94k
2019 → 2025
Net result
€17k▼ 23.5%
2024 · €22k
2019: €7k
2020: €2k
2021: €16k
2022: €5k
2023: €14k
2024: €22k
2019 → 2025
Working capital
€82k▲ 7.3%
2024 · €76k
2019: €22k
2020: €25k
2021: €37k
2022: €40k
2023: €53k
2024: €76k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€41k▲ 6.4%€55k▲ 34.1%€77k▲ 40.6%€90k▲ 17.0%
Operating result€26k-€9k▼ 66.2%€22k▲ 152%€33k▲ 50.3%€26k▼ 21.3%
Net result€16k-€5k▼ 70.7%€14k▲ 204%€22k▲ 59.4%€17k▼ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€8k▲ 768%
Current assets
€97k▲ 4.7%
Equity and liabilities €106k
Equity
€90k▲ 17.0%
Debt
€16k▼ 7.1%
The debt ratio falls from 18.0% to 14.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €34k
Cash flow
€18k▼
2024 · €22k
Solvency
85.2%▲
2024 · 82.0%
Current ratio
6.19▲
2024 · 5.50
Quick ratio
6.19▲
2024 · 5.50
Debt / equity
0.17▼
2024 · 0.22
ROE
18.9%▼
2024 · 28.9%
ROA
16.1%▼
2024 · 23.7%
Interest coverage
12.05▼
2024 · 17.40
Debt
€16k▼
2024 · €17k
Debt ≤ 1 year
€16k▼
2024 · €17k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€106k▲
Fixed assets21/28€979€8k▲
Tangible fixed assets22/27€979€8k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€979€3k▲
Current assets29/58€93k€97k▲
Amounts receivable after more than one year29€1k€0▼
Other amounts receivable291€1k€0▼
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€18k€17k▼
Other amounts receivable41€11€41▲
Current investments50/53€10k€40k▲
Cash at bank and in hand54/58€61k€37k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€94k€106k▲
Equity10/15€77k€90k▲
Contributions10/11€13k€13k=
Reserves13€64k€77k▲
Distributable reserves133€64k€77k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€17k€16k▼
Amounts payable within one year42/48€17k€16k▼
Financial debts43€52€204▲
Other loans439€52€204▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270€1k▲
Other operating charges640/8€615€507▼
Gross operating margin9900€34k€28k▼
Operating profit (loss)9901€33k€26k▼
Financial income75/76B€564€663▲
Recurring financial income75€81€663▲
Non-recurring financial income76B€484€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€32k€25k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€22k€17k▼
Profit (loss) for the period to be appropriated9905€22k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€17k▼
Transfer from equity791/2-€4k
Transfer to equity691/2€22k€17k▼
To other reserves6921€22k€17k▼
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €22k ▲59.4%
Operating result €33k, net result €22k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €2k ▼77.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetberglaan 192910 EssenGround area
487 m²
Building footprint
119 m²
Volume, LiDAR
599 m³
Parcel 11642D0630/00Y013, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATLAS BF
since 20052.148.897.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0630/00Y013 | Flanders | 487 m² | 1 · 119 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,730 EUR awarded · 2,730 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,730 EUR | 2,730 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ALFAZ
BE 0690.618.125
Heist-op-den-Berg · Eq €90k
JL Réalisations
BE 0778.501.214
Hannut · Eq €90k
DDL COMPANY
BE 0685.403.285
Haaltert · Eq €90k
DBM CONCEPT
BE 0632.800.779
Sint-Jans-Molenbeek · Eq €90k
BESS-CO
BE 0677.957.348
Maasmechelen · Eq €90k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2005
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
43350Other building finishing work
45111
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.