VERSUS CONSTRUCTION

Active

Private limited companyfounded 2025incorporated this yearLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 1028.224.051

VERSUS CONSTRUCTION is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €4k and a net result of €930. Its solvency ranks better than 17% of 7452 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

38 / 100

Weak

The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.

Axes

Profitability71

Solvency34

Growth-

Track record50

Credit verdict

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.79; short-term debt: 91.3% and cash: 6.7% of total assets), and 91.3% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7452 sector peers (2025).

NBB · sector comparison

Position among 7452 sector peers

Solvency

better than 17%

← weakest strongest →

Young company

Founded in 2025, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k

Total assets

€45k

Net result

€930

Working capital

€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €45k

27.8%

72.2%

Fixed assets €13k

Current assets €33k

Equity and liabilities €45k

91.3%

Equity €4k

Debt €41k

Debt finances 91.3% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€3k

Cash flow

€2k

Solvency

8.7%

Current ratio

0.79

Quick ratio

0.79

Debt / equity

10.56

ROE

23.7%

ROA

2.0%

Interest coverage

172.14

Debt

€41k

Debt ≤ 1 year

€41k

Income taxes

€506

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€45k

Fixed assets21/28€13k

Tangible fixed assets22/27€13k

Plant, machinery and equipment23€4k

Furniture and vehicles24€8k

Current assets29/58€33k

Amounts receivable within one year40/41€30k

Trade receivables40€30k

Other amounts receivable41€7

Cash at bank and in hand54/58€3k

Deferred charges and accrued income490/1€142

Equity and liabilities

Total equity and liabilities10/49€45k

Equity10/15€4k

Contributions10/11€3k

Profit (loss) carried forward14€930

Amounts payable17/49€41k

Amounts payable within one year42/48€41k

Trade debts44€28k

Suppliers440/4€28k

Taxes, remuneration and social security45€4k

Taxes450/3€4k

Other amounts payable47/48€10k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Other operating charges640/8€48

Gross operating margin9900€3k

Operating profit (loss)9901€1k

Financial income75/76B€96

Recurring financial income75€96

Financial charges65/66B€15

Recurring financial charges65€15

Profit (loss) for the period before taxes9903€1k

Income taxes67/77€506

Profit (loss) for the period9904€930

Profit (loss) for the period to be appropriated9905€930

Appropriation of the result

Profit (loss) to be appropriated9906€930

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Wezembeek-Oppem · 1 establishment unit since 2025

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lange Eikstraat 461970 Wezembeek-Oppem

Ground area

1,816 m²

Building footprint

325 m²

Volume, LiDAR

2,867 m³