PLAN EVAL
ActivePLAN EVAL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-27
Solvency32▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.1 in 2023; short-term debt: 87.4% and cash: 58.5% of total assets), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.1%
Return on assets
6.7%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
20 d early
2022
52 d early
2021
37 d early
2020
30 d late
2019
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€80k
EBIT margin
-0.3%
Net result
€9k▼ 91.5%
2023 · €100k
2018: €-5k
2019: €-1k
2020: €99k
2021: €32k
2022: €97k
2023: €100k
2018 → 2024
Working capital
€2k▼ 85.2%
2023 · €13k
2018: €79k
2019: €2k
2020: €92k
2021: €77k
2022: €11k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€92k-€77k▼ 15.6%€19k▼ 76.0%€9k▼ 51.6%€9k=
Operating result€137k-€48k▼ 64.9%€128k▲ 165%€144k▲ 12.7%€12k▼ 91.8%
Net result€99k-€32k▼ 68.1%€97k▲ 207%€100k▲ 2.8%€9k▼ 91.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 92% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€14k▼ 35.7%
Current assets
€113k▼ 18.8%
Equity and liabilities €127k
Equity
€9k=
Debt
€118k▼ 22.4%
The debt ratio falls from 94.4% to 92.9%. Debt is lower.
Key figures and ratios
EBITDA
€20k▼
2023 · €151k
Cash flow
€16k▼
2023 · €107k
Solvency
7.1%▲
2023 · 5.6%
Current ratio
1.02▼
2023 · 1.10
Quick ratio
1.02▼
2023 · 1.10
Debt / equity
13.08▼
2023 · 16.85
ROE
94.5%
ROA
6.7%▼
2023 · 62.1%
Interest coverage
5.52▼
2023 · 7.15
Debt
€118k▼
2023 · €152k
Debt ≤ 1 year
€111k▼
2023 · €126k
Debt > 1 year
€7k▼
2023 · €11k
Income taxes
€3k▼
2023 · €28k
Staff costs
€36k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€161k€127k▼
Fixed assets21/28€22k€14k▼
Tangible fixed assets22/27€19k€12k▼
Furniture and vehicles24€19k€12k▼
Financial fixed assets28€3k€3k=
Current assets29/58€139k€113k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€21k€14k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€111k€74k▼
Deferred charges and accrued income490/1€3k€15k▲
Equity and liabilities
Total equity and liabilities10/49€161k€127k▼
Equity10/15€9k€9k=
Contributions10/11€9k€9k=
Amounts payable17/49€152k€118k▼
Amounts payable after more than one year17€11k€7k▼
Financial debts170/4€11k€7k▼
Amounts payable within one year42/48€126k€111k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€9k€3k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€101k€96k▼
Accrued charges and deferred income492/3€14k-
Income statement
Code20232024
Remuneration, social security and pensions62€26k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€329€296▼
Gross operating margin9900€178k€56k▼
Operating profit (loss)9901€144k€12k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€21k€4k▼
Recurring financial charges65€21k€4k▼
Profit (loss) for the period before taxes9903€128k€12k▼
Income taxes67/77€28k€3k▼
Profit (loss) for the period9904€100k€9k▼
Profit (loss) for the period to be appropriated9905€100k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€9k▼
Profit to be distributed694/7€100k€9k▼
Return on contributions (dividend)694€100k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €100k ▲2.8%
Operating result €144k, net result €100k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €99k
Net result €99k after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 11.65
Current ratio from 3.76 to 11.65; short-term debt falls from €29k to €191.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Saintraint 15000 NamurGround area
778 m²
Building footprint
476 m²
Volume, LiDAR
6,526 m³
Parcel 92094C1119/00C000, Wallonia · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PLAN EVAL
since 20162.258.724.479
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C1119/00C000 ProtectedMonument |
Wallonia | 778 m² | 1 · 476 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 3,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.