Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Plan-BL is 0.1% (very low). The 2024 annual accounts show equity of €350k and a net result of €86k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 1398 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
3 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 80% of 1398 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 30-06-2025 | 31 d early | 2025-00202808 |
| 31-12-2023 | 31-07-2024 | 01-07-2024 | 30 d early | 2024-00190328 |
| 31-12-2022 | 31-07-2023 | 04-07-2023 | 27 d early | 2023-00197015 |
| 31-12-2021 | 31-07-2022 | 08-07-2022 | 23 d early | 2022-20163043 |
| 31-12-2020 | 31-07-2021 | 01-07-2021 | 30 d early | 2021-28800078 |
| 31-12-2019 | 31-07-2020 | 01-07-2020 | 30 d early | 2020-24000578 |
| 31-12-2018 | 31-07-2019 | 01-07-2019 | 30 d early | 2019-26800169 |
| 31-12-2017 | 31-07-2018 | 24-07-2018 | 7 d early | 2018-37800381 |
| 31-12-2016 | 31-07-2017 | 11-07-2017 | 20 d early | 2017-30000193 |
| 31-12-2015 | 31-07-2016 | 29-08-2016 | 29 d late | 2016-50600082 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2006, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€86k+26.4%
Working capital€288k-1.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Gross margin: growth of ~21.3%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.7% | 43.5% | |
| Net result | €86k | €42k | |
| Equity | €350k | €163k | |
| Gross operating margin | €121k | €72k | |
| Total assets | €468k | €607k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P80
Stable position over 2020-2024
· n=448-1398
P67
Improving position over 2020-2024
· n=449-1399
P66
Stable position over 2020-2024
· n=449-1399
P65
Improving position over 2020-2024
· n=448-1398
Describes the position versus peers, not a forecast.
€118k
-6.3%
18-24
€86k
+26.4%
18-24
€114k
+16.6%
18-24
€468k
+13.6%
18-24
€350k
+0.9%
18-24
€288k
-1.5%
18-24
0
0.0%
18-24
€14k
+5.7%
18-24
Show 12 other metrics
€29k
-0.8%
18-24
€83k
-4.3%
18-24
€118k
+80.9%
18-24
€56k
+3.3%
18-24
€62k
+451.4%
18-24
6.15
-3.9%
18-24
6.15
-3.9%
18-24
74.7%
-11.2%
18-24
0.34
+79.3%
18-24
24.6%
+25.2%
18-24
18.4%
+11.2%
18-24
61.74
+17.2%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €118k |
| Net profit | €86k |
| Cash flow | €114k |
| Staff costs | - |
| Income taxes | €29k |
| Dividends | €83k |
| Total assets | €468k |
| Equity | €350k |
| Debt | €118k |
| of which ≤ 1y | €56k |
| of which > 1y | €62k |
| Working capital | €288k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 6.15 |
| Quick ratio | 6.15 |
| Working capital ratio | 61.5% |
| Solvency | 74.7% |
| Debt / equity | 0.34 |
| Long-term debt ratio | 0.18 |
| Interest coverage | 61.74 |
| Gross margin | - |
| Net margin | - |
| ROA | 18.4% |
| ROE | 24.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €468k |
| Fixed assets | 21/28 | €125k |
| Tangible fixed assets | 22/27 | €125k |
| Current assets | 29/58 | €344k |
| Amounts receivable within one year | 40/41 | €155k |
| Investments | 50/53 | €168k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €468k |
| Equity | 10/15 | €350k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €330k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €118k |
| Amounts payable after one year | 17 | €62k |
| Amounts payable within one year | 42/48 | €56k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €121k |
| Operating result | 9901 | €89k |
| Financial income | 75 | €28k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €115k |
| Income taxes | 67/77 | €29k |
| Net result for the period | 9904 | €86k |
| Result to be appropriated | 9905 | €86k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
5 connected companiesGroup structure
We sit on their board · 11 locations
→
We sit on their board · 3 locations
→
We sit on their board · 1 location
→
We sit on their board · 1 location
→
Show 1 more group companies
We sit on their board · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
5 partiesPlan-BLBE 0885.827.457
controls
Where this company holds controlthis company sits on their board5
11 locations
3 locations
2 locations
1 location
1 location
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekstraat 243500 HasseltEstablishment units
1 locationPlan-BL
since 20072.161.234.432
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,899 m²
Buildings1
Building footprint504 m²
Volume (LiDAR)2,166 m³
Tallest building7.4 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052C0646/00G000 | Flanders | 3,899 m² | 1 · 504 m² | 7.4 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Company purpose
I. Voor eigen rekening a) het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van weike aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen; b) het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden
Per act of 11-05-2026
All acts · 2
updated 3 months ago
2026
11-05-2026 Merger · Accounting effect · Share distribution · Officer appointment
- Filing: 2026-04-28 · NV BIESMANS GROUP
- Publication: 2026-05-11 · NV BIESMANS GROUP
- Merger: date: 2026-04-16, type: fusion_by_absorption_equivalent · BV TROISDORF
- Accounting effect: 2026-01-01 · NV BIESMANS GROUP
- Share distribution: owner: BV TROISDORF, shares: 12965 · NV BIESMANS GROUP
- Share distribution: owner: Yves BIESMANS, shares: 48922 · BV TROISDORF
- Share distribution: owner: Filip BIESMANS, shares: 48922 · BV TROISDORF
- Officer appointment: role: Gedelegeerd bestuurder, representation: gezamenlijk optredend · NV BIESMANS GROUP
- Officer appointment: role: Gedelegeerd bestuurder, representation: gezamenlijk optredend · NV BIESMANS GROUP
- Permanent representative · BV BYC
- Permanent representative · BV PLAN-BL
- Officer appointment: role: Statutair bestuurder · BV TROISDORF
- Officer appointment: role: Statutair bestuurder · BV TROISDORF
- Power of attorney: date: 2026-04-16, purpose: voorbereiding en het verlijden van de notariële akte · BV TROISDORF
- Power of attorney: date: 2026-04-16, purpose: voorbereiding en het verlijden van de notariële akte · NV BIESMANS GROUP
- Name change: BIESMANS GROUP · BV TROISDORF
- Purpose change · BV TROISDORF
- Real estate declaration: nee · NV BIESMANS GROUP
- Approval: body: algemene vergadering, type: merger_proposal · NV BIESMANS GROUP
- Approval: body: algemene vergadering, type: merger_proposal · BV TROISDORF
- Incorporation: date: 1969-10-29, name: PRINT, DESIGN, MUSIC INTERNATIONAL, notary: Edmond VAN HOORENBEKE · NV BIESMANS GROUP
- Name change: CHAM INTERNATIONAL · NV BIESMANS GROUP
- Legal form conversion: Naamloze Vennootschap · NV BIESMANS GROUP
- Purpose: I. Voor eigen rekening a) het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van weike aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen; b) het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden
- Act object: Een met fusie door overneming gelijkgestelde verrichting
Summary:
Merger · Accounting effect · Share distribution · Officer appointmentNotary:
Cynthia VAN AENRODE
11-05-2026 Merger · Accounting effect · Share distribution · Officer appointment
- Filing: 2026-04-28 · NV BIESMANS GROUP
- Publication: 2026-05-11 · NV BIESMANS GROUP
- Merger: date: 2026-04-16, type: fusion_by_absorption, description: met fusie door overneming gelijkgestelde verrichting · NV BIESMANS GROUP
- Accounting effect: 2026-01-01 · NV BIESMANS GROUP
- Share distribution: shares: 12965, shareholder: BV TROISDORF · NV BIESMANS GROUP
- Share distribution: shares: 48922, shareholder: Yves BIESMANS · BV TROISDORF
- Share distribution: shares: 48922, shareholder: Filip BIESMANS · BV TROISDORF
- Officer appointment: role: Statutair bestuurder, representing: BV BYC · NV BIESMANS GROUP
- Officer appointment: role: Statutair bestuurder, representing: BV PLAN-BL · NV BIESMANS GROUP
- Officer appointment: role: Statutair bestuurder · BV TROISDORF
- Officer appointment: role: Statutair bestuurder · BV TROISDORF
- Representation rule: jointly · NV BIESMANS GROUP
- Representation rule: full_board · BV TROISDORF
- Name change: BIESMANS GROUP · BV TROISDORF
- Purpose change · BV TROISDORF
- Power of attorney: date: 2026-04-16, scope: voorbereiding en het verlijden van de notariële akte · NV BIESMANS GROUP
- Power of attorney: date: 2026-04-16, scope: voorbereiding en het verlijden van de notariële akte · BV TROISDORF
- Incorporation: date: 1969-10-29, notary: Edmond VAN HOORENBEKE, original_name: PRINT, DESIGN, MUSIC INTERNATIONAL · NV BIESMANS GROUP
- Legal form conversion: date: 1989-08-28, new_form: Naamloze Vennootschap · NV BIESMANS GROUP
- Incorporation: date: 2018-02-28, notary: Cynthia VAN AENRODE · BV TROISDORF
- Purpose: 1. Voor eigen rekening a) het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen; b) het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden
- Act object: Een met fusie door overneming gelijkgestelde verrichting
Summary:
Merger · Accounting effect · Share distribution · Officer appointmentNotary:
Cynthia VAN AENRODE
Analysis
Financial profile
5 of 5 axes measured96
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,463 of the 82,083 companies in this sector. 10,332 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311
Primary activity highlighted.
Names & trade names
| Legal nameNL | Plan-BL |
Registered office
Bekstraat 24
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.