Active BE 0885.827.457Private limited company

Plan-BL

Bekstraat 24 ·3500 Hasselt, Belgium· 19 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of Plan-BL is 0.1% (very low). The 2024 annual accounts show equity of €350k and a net result of €86k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 224 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€350k
Net result	€86k
Better than sector	83%
Active	19 yrs

Snowflake analysis 5 axes · computed by Checked

96 / 100

Exceptional profile — strong across almost every axis.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2006 — 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

growing Equity: growth of ~3.9%/year over 7 fiscal years — indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 70 — Head offices & management consulting · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	74.7%	42.7%	better than 83% of 224 sector peers
Net result	€86k	€35k	better than 67% of 224 sector peers
Equity	€350k	€124k	better than 72% of 224 sector peers
Gross operating margin	€121k	€57k	better than 67% of 224 sector peers
Total assets	€468k	€441k	better than 51% of 224 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€118k

-6.3% 18–24

Net profit

€86k

+26.4% 18–24

Cash flow

€114k

+16.6% 18–24

Total assets

€468k

+13.6% 18–24

Equity

€350k

+0.9% 18–24

Working capital

€288k

-1.5% 18–24

Employees (FTE)

0

0.0% 18–24

Staff costs

€14k

+5.7% 18–24

Income taxes

€29k

-0.8% 18–24

Dividends

€83k

-4.3% 18–24

Debt

€118k

+80.9% 18–24

Debt ≤ 1y

€56k

+3.3% 18–24

Debt > 1y

€62k

+451.4% 18–24

Current ratio

6.15

-3.9% 18–24

Quick ratio

6.15

-3.9% 18–24

Solvency

74.7%

-11.2% 18–24

Debt / equity

0.34

+79.3% 18–24

ROE

24.6%

+25.2% 18–24

ROA

18.4%

+11.2% 18–24

Interest coverage

61.74

+17.2% 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€118k
Net profit	€86k
Cash flow	€114k
Staff costs	—
Income taxes	€29k
Dividends	€83k
Total assets	€468k
Equity	€350k
Debt	€118k
of which ≤ 1y	€56k
of which > 1y	€62k
Working capital	€288k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	6.15
Quick ratio	6.15
Working capital ratio	61.5%
Solvency	74.7%
Debt / equity	0.34
Long-term debt ratio	0.18
Interest coverage	61.74
Gross margin	—
Net margin	—
ROA	18.4%
ROE	24.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €125k · 26.6% Current assets €344k · 73.4%

Equity & liabilities

Equity €350k · 74.7% Debt €118k · 25.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€468k
Fixed assets	21/28	€125k
Tangible fixed assets	22/27	€125k
Current assets	29/58	€344k
Amounts receivable within one year	40/41	€155k
Investments	50/53	€168k
Cash & bank	54/58	€20k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€468k
Equity	10/15	€350k
Contributions / capital	10/11	€19k
Reserves	13	€330k
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€118k
Amounts payable after one year	17	€62k
Amounts payable within one year	42/48	€56k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€121k
Operating result	9901	€89k
Financial income	75	€28k
Financial charges	65	€2k
Result before taxes	9903	€115k
Income taxes	67/77	€29k
Net result for the period	9904	€86k
Result to be appropriated	9905	€86k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company(610)
Incorporation	20-12-2006
Status	Active
Postal code	3500

Connections & network 5 connected companies

Group structure

CONSTRUCT PROTECT ENGINEERING

Subsidiary · 11 locations

→

TECTUM CONSTRUCTORS

Subsidiary · 2 locations

→

TECTUM PLUS

Subsidiary · 1 location

→

TECTUM ROOFCOMFORT

Subsidiary · 1 location

→

Tectum Transport

Subsidiary · 2 locations

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

Plan-BL

Bekstraat 24, 3500 HasseltPortefeuillemaatschappijen

since 20072.161.234.432

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71052C0646/00G000	Flanders	3,899 m²	1 · 504 m²	7.4 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-06-2025