MY Outsourcing
ActiveMY Outsourcing has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €171k. Its solvency ranks better than 51% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency79▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 2.27 against 2.15 in 2024; short-term debt: 41.2% and cash: 32.7% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
26.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
81 d early
2024
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€350k▲ 95.1%
2024 · €179k
2024: €179k
2024 → 2025
Total assets
€649k▲ 72.8%
2024 · €376k
2024: €376k
2024 → 2025
Net result
€171k▲ 115%
2024 · €79k
2024: €79k
2024 → 2025
Working capital
€341k▲ 72.4%
2024 · €198k
2024: €198k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€179k-€350k▲ 95.1%
Operating result€114k-€248k▲ 118%
Net result€79k-€171k▲ 115%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 118% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €649k
Fixed assets
€41k▲ 614%
Current assets
€609k▲ 64.5%
Equity and liabilities €649k
Equity
€350k▲ 95.1%
Debt
€300k▲ 52.5%
The debt ratio falls from 52.3% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€255k▲
2024 · €114k
Cash flow
€178k▲
2024 · €80k
Solvency
53.9%▲
2024 · 47.7%
Current ratio
2.27▲
2024 · 2.15
Quick ratio
2.27▲
2024 · 2.15
Debt / equity
0.86▼
2024 · 1.10
ROE
48.7%▲
2024 · 44.2%
ROA
26.3%▲
2024 · 21.1%
Interest coverage
34.18▲
2024 · 21.31
Debt
€300k▲
2024 · €196k
Debt ≤ 1 year
€268k▲
2024 · €172k
Debt > 1 year
€13k
Income taxes
€70k▲
2024 · €29k
Staff costs
€516k▲
2024 · €215k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€649k▲
Fixed assets21/28€6k€41k▲
Tangible fixed assets22/27€6k€41k▲
Plant, machinery and equipment23€6k€10k▲
Furniture and vehicles24-€29k
Other tangible fixed assets26-€2k
Financial fixed assets28€191€231▲
Current assets29/58€370k€609k▲
Amounts receivable within one year40/41€305k€391k▲
Trade receivables40€301k€381k▲
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€61k€212k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€376k€649k▲
Equity10/15€179k€350k▲
Contributions10/11€100k€100k=
Reserves13€79k€250k▲
Distributable reserves133€79k€250k▲
Amounts payable17/49€196k€300k▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€172k€268k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€128k€143k▲
Suppliers440/4€128k€143k▲
Taxes, remuneration and social security45€44k€111k▲
Taxes450/3€31k€64k▲
Remuneration and social security454/9€14k€47k▲
Accrued charges and deferred income492/3€24k€19k▼
Income statement
Code20242025
Remuneration, social security and pensions62€215k€516k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€703€7k▲
Other operating charges640/8€562€824▲
Gross operating margin9900€329k€772k▲
Operating profit (loss)9901€114k€248k▲
Financial income75/76B€50€156▲
Recurring financial income75€50€156▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€108k€240k▲
Income taxes67/77€29k€70k▲
Profit (loss) for the period9904€79k€171k▲
Profit (loss) for the period to be appropriated9905€79k€171k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€171k▲
Transfer to equity691/2€79k€171k▲
To other reserves6921€79k€171k▲
Social balance
Average headcount (FTE)90872.97.1▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €350k ▲95.1%
2 profitable years in a row build equity to €350k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeburgse Sluis 79185 LochristiGround area
1,633 m²
Building footprint
746 m²
Volume, LiDAR
6,458 m³
2 parcels, Flanders · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Oudeburgse Sluis 7, 9185 Lochristi
since 20232.353.841.491
Kantoor Gent
since 20262.386.212.470
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0660/00Z000 | Flanders | 1,313 m² | 1 · 642 m² | 15.7 m · 4 fl. |
| 44073A0011/00R004 | Flanders | 320 m² | 1 · 104 m² | 5.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 4,311 EUR awarded · 4,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,727 EUR | 2,727 EUR |
| 2024 | 1 | 1,584 EUR | 1,523 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78200Temporary employment agencies and other provision of personnel
78300Employment activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.